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Home Loans: Term loan or over-draft?
(Mar 12, 2002)
Do you need a home loan? Look no further. There are a whole lot of housing finance companies (HFCs) to fulfill your demands. On your part, you need to be sure exactly what kind of a loan you need – the term loan or an overdraft.
Home Loans
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Housing: The budget is a let down for consumers
(Mar 4, 2002)
The Budget is a let down for home loan consumers. The industry was a major beneficiary of tax sops over the last couple of years. The finance minister has put that to a halt in this budget. Even some structural reforms that were high in the industry’s wishlist got the snub.
Home Loans
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Cost effective housing – Need of the hour
(Dec 7, 2001)
Housing is one of the fundamental needs of any living being. Whether, rich or poor, all of us need a place to live. But if we look at the cost of purchasing a house across the country and metros in particular, its well beyond the affordable limit of the majority.
Home Loans
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HFCs: What to look for?
(Nov 30, 2001)
Well, you have made up your mind to buy a house on finance. And now you are looking for a housing finance company (HFC) that can finance the amount required to buy the property. Rest assured, there are a number of HFCs in the market who are more than eager to finance that elusive roof over your head, provided of course you have a constant income level over 2-3 years.
Home Loans
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Home loans: Fixed or floating rate?
(Nov 6, 2001)
In the current scenario of falling interest rates, one finds it difficult to take a decision of buying an asset via finance. The decision becomes even more difficult if it pertains to buying a property. This is primarily because housing loans are long term in nature with the term extending up to 30 years (ICICI Home Loan). So if you take a loan to buy a property and if the interest rate drops, as has been the case for the last couple of years, you stand to lose significantly.
Home Loans
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Home loans – Choose the right HFC!
(Oct 8, 2001)
Before you decide on homing in on your housing finance company (HFC), check out the loan offers from its competitors.
Home Loans
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Joint ownership: Boost tax saving!
(Oct 1, 2001)
In spite of the fact that research reports indicate that real estate prices have fallen and are at realistic levels and some even go a step further in claiming that prices have bottomed out across the country, it is still next to impossible to buy a house with your own money. This becomes even more difficult if you are planning to buy the property in metros where prices are much higher. Prices are still at a level where it is difficult for a common man to afford a property of his choice in a decent locality.
Home Loans
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Bridging loan: Time to switch houses?
(Jul 27, 2001)
Contemplating to move into a bigger, better and more convenient house?
Yes! But is money a problem?
To arrange the required funds you need to sell the present house that you own; you cannot sell the house until you have the new one to move into. A very common situation, that has led to postponement of your decision of moving into a bigger, better and more convenient house.
Home Loans
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Short-Term Bridging Loan: Documents required
(Jul 27, 2001)
Documents required
Home Loans
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Licensing: Need of the hour?
(Jun 20, 2001)
The year 2000 saw real estate developers and landlords heave a sigh of relief. Commercial properties saw frenzied activity in both sale and leasing as the IT, financial and service sectors aggressively started expanding. This brought to end the three-year lull that had plagued the property market.
Home Loans
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