Tata Liquid Fund - Growth - Direct Plan

Item: Tata Liquid Fund - Growth - Direct Plan
Rating: 2
Author: PersonalFN

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₹4058.9151 0.02 %Nav, as on 20-02-2025
Previous Nav
₹ 4058.2363
Net Change on 20-02-2025
₹0.68
PersonalFN Rating
Category
Debt - Liquid Fund
Assets (Cr.)
₹ 23,490.59
Expense Ratio
0.21%
(As on Jan 31, 2025)

Fund Overview Growth | Direct Plan

Fund House
Tata Mutual Fund
Launch Date
31-Dec-2012
Benchmark
Crisil 1 Yr T-Bill Index
Minimum Investment (₹)
5,000
Minimum Addl Investment (₹)
1,000
Exit Load (%)
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL on or after 7D
Minimum SIP Investment (₹)
150
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
3778.52
52 Week Low Nav Date
20-Feb-2024
52 Week High Nav (₹)
4058.92
52 Week High Nav Date
20-Feb-2025

Fund Objective

The investment objective is to generate reasonable returns with high liquidity to the unitholders.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
Tata Liquid Fund- Direct Plan-Growth	7.15	7.08	7.40	6.63	5.48	6.90
Crisil 1 Yr T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Liquid Debt Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
Tata Liquid Fund- Direct Plan-Growth	Dec 31, 2012		7.40	6.63	5.48	0.21	23,490.59
HDFC Liquid Fund -Direct Plan - Growth Option	Jan 01, 2013	Unrated	7.36	6.61	5.41	0.20	72,211.76
SBI Liquid Fund - DIRECT PLAN -Growth	Dec 31, 2012		7.34	6.61	5.43	0.21	64,019.03
ICICI Prudential Liquid Fund - Direct Plan - Growth	Dec 31, 2012		7.41	6.63	5.47	0.20	56,989.32
Aditya Birla Sun Life Liquid Fund - Growth - Direct Plan	Dec 31, 2012		7.45	6.70	5.52	0.21	49,810.19
Axis Liquid Fund - Direct Plan - Growth Option	Dec 31, 2012		7.44	6.68	5.49	0.09	43,033.62

Fund Holdings as on 31-January-2025

Company % Assets
** TREASURY BILL 91 DAYS (24/04/2025) $$
5.24
** - HDFC BANK LTD - CD - 12/03/2025
5.17
** - RELIANCE RETAIL VENTURES LTD - CP - 17/03/2025
4.22
** - CANARA BANK - CD - 13/02/2025
4.14
** TREASURY BILL 91 DAYS (21/02/2025)
4.05
** - BAJAJ FINANCE LTD - CP - 16/04/2025
3.56
** - SMALL INDUST DEVLOP BANK OF INDIA - CP - 06/03/2025
3.38
** - SMALL INDUST DEVLOP BANK OF INDIA - CP - 21/03/2025
3.16
** - HDFC BANK LTD - CD - 24/03/2025
3.16
** - PUNJAB & SIND BANK - CD - 02/04/2025
2.94
** TREASURY BILL 91 DAYS (06/03/2025)
2.65
** - SMALL INDUST DEVLOP BANK OF INDIA - CP - 12/03/2025
2.53
** - SIKKA PORTS AND TERMINALS LTD - CP - 06/02/2025
2.13
** - RELIANCE RETAIL VENTURES LTD - CP - 10/02/2025
2.12
** - STATE BANK OF INDIA - CD - 11/02/2025
2.12
** - NABARD - CP - 06/03/2025
2.11
** - INDIAN BANK - CD - 02/04/2025
2.10
** TREASURY BILL 91 DAYS (06/02/2025)
1.91
** - PUNJAB NATIONAL BANK - CD - 07/02/2025
1.70
** - ICICI SECURITIES LTD - CP - 11/02/2025
1.70
** - INDIAN BANK - CD - 10/03/2025
1.69
** - SMALL INDUST DEVLOP BANK OF INDIA - CP - 28/02/2025
1.59
** - INDIAN BANK - CD - 21/03/2025
1.48
** - PUNJAB NATIONAL BANK - CD - 11/03/2025
1.37
** 08.15 % SUNDARAM FIN LTD - 21/03/2025
1.28
** - ADITYA BIRLA FASHION & RETAIL LTD - CP - 10/02/2025
1.27
** - BAJAJ FINANCIAL SECURITIES LTD - CP - 13/02/2025
1.27
** - ICICI SECURITIES LTD - CP - 18/02/2025
1.27
** - NETWORK 18 MEDIA & INVESTMENTS LTD - CP - 17/03/2025
1.27
** - ICICI SECURITIES LTD - CP - 05/02/2025
1.06
** - PUNJAB NATIONAL BANK - CD - 11/02/2025
1.06
** - JAMNAGAR UTILITIES & POWER PVT. LTD - CP - 18/02/2025
1.06
** - HDFC BANK LTD - CD - 20/02/2025
1.06
** - RELIANCE JIO INFOCOMM LTD - CP - 27/02/2025
1.06
** - HDFC SECURITIES LTD - CP - 23/04/2025
1.05
** 05.96 % NABARD - 06/02/2025
1.02
SGS GUJARAT 7.52% (08/03/2025)
0.98
** - ANGEL ONE LTD - CP - 28/02/2025
0.95
** - NABARD - CP - 12/03/2025
0.95
** TREASURY BILL 364 DAYS (13/02/2025)
0.89
** - BAJAJ FINANCIAL SECURITIES LTD - CP - 07/02/2025
0.85
** - ADITYA BIRLA FINANCE LTD - CP - 11/02/2025
0.85
** - PUNJAB NATIONAL BANK - CD - 20/02/2025
0.85
** - PUNJAB NATIONAL BANK - CD - 20/03/2025
0.84
** - IIFL FINANCE LTD - CP - 10/03/2025
0.84
** - ANGEL ONE LTD - CP - 10/03/2025
0.84
** - PIRAMAL CAPITAL & HOUSING FINANCE LTD - CP - 21/02/2025
0.74
** - PIRAMAL CAPITAL & HOUSING FINANCE LTD - CP - 27/02/2025
0.74
** - BANK OF INDIA - CD - 03/03/2025
0.74
** TREASURY BILL 364 DAYS (27/02/2025)
0.72
** - HDFC SECURITIES LTD - CP - 18/02/2025
0.64
** - EXIM - CD - 24/03/2025
0.63
** - UNION BANK OF INDIA - CD - 02/04/2025
0.50
** - ADITYA BIRLA MONEY LTD - CP - 05/02/2025
0.43
** - NABARD - CD - 07/02/2025
0.43
** - MAHINDRA & MAHINDRA FINANCIAL SERVICES LTD - CP - 17/02/2025
0.42
** - BAJAJ FINANCE LTD - CP - 18/02/2025
0.42
** - JULIUS BAER CAPITAL IND PVT LTD - CP - 18/02/2025
0.42
** - IIFL FINANCE LTD - CP - 07/03/2025
0.42
** - NUVAMA WEALTH MANAGEMENT LTD ( EARLIER EDELWEISS SECURITIES LTD) - CP - 10/03/2025
0.42
** - CANARA BANK - CD - 02/04/2025
0.42
** 08.27 % REC LTD - 06/02/2025
0.32
** - NABARD - CD - 12/02/2025
0.32
** - MIRAE ASSET FINANCIAL SERVICES INDIA PVT LTD - CP - 10/03/2025
0.32
SBIMF AIF - CAT I (CDMDF)27/10/2038
0.27
** - HDFC BANK LTD - CD - 06/03/2025
0.23
SDL RAJASTHAN 6.03% (11/03/2025)
0.21
** - L&T FINANCE LTD - CP - 04/02/2025
0.21
** - JULIUS BAER CAPITAL IND PVT LTD - CP - 13/02/2025
0.21
** - MIRAE ASSET FINANCIAL SERVICES INDIA PVT LTD - CP - 24/02/2025
0.21
** - INDIAN BANK - CD - 13/03/2025
0.21
** - KOTAK MAHINDRA BANK - CD - 21/03/2025
0.21
** - PUNJAB NATIONAL BANK - CD - 06/02/2025
0.11
** - BHARTI TELECOM LTD - CP - 26/02/2025
0.11
** - SMALL INDUST DEVLOP BANK OF INDIA - CP - 19/03/2025
0.11
** - KOTAK SECURITIES LTD - CP - 04/03/2025
0.02
** - CANARA BANK - CD - 06/03/2025
0.02
C) REPO
0.01
NET CURRENT LIABILITIES
-0.04

Sector Holding%
Miscellaneous
46.96

Fund Manager

Amit Somani

Education:B.Com, PGDBM, CFA
Experience:12 Years
Basic Details:Mr. Amit Somani joined Tata Asset Management Ltd. as a Credit Analyst in the year June 2010. Since September 2012, he has been working as a Credit analyst & Fund Manager.
Funds Managed:
Tata CRISIL IBX Gilt Index - April 2026 Index Fund
Tata Nifty G-Sec Dec 2026 Index Fund
Tata Nifty G-Sec Dec 2029 Index Fund
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60:40 Index Fund
Tata Overnight Fund
Tata CRISIL IBX Gilt Index - April 2026 Index Fund
Tata Liquid Fund
Tata Money Market Fund
Tata Nifty G-Sec Dec 2026 Index Fund
Tata Nifty G-Sec Dec 2029 Index Fund
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60:40 Index Fund
Tata Overnight Fund

Abhishek Sonthalia

Education:CFA, B.Com
Experience:11 Years
Basic Details:Overall 11 years of experience in the field of macro-economics and credit research and analysis.From Dec 2013 till date with Tata Asset Management Ltd as Credit Analyst/AVP Credit tracking all leading sectors and macro-economics research. Reporting to the Head Fixed Income Chief Investment Officer.From June 2011 to Nov 2013 with CRISIL Ltd, tracking financial sector and carrying out credit rating analysis for companies in the financial sector. Reporting to the Associate Director.From July 2009 to May 2011 with CRISIL Ltd, in the credit ratings business as an intern/trainee.From September 2007 to July 2008 with TCS as Associate, working on a consulting project for a UK based CA Firm
Funds Managed:
Tata Corporate Bond Fund
Tata Treasury Advantage Fund
Tata Ultra Short Term Fund
Tata Corporate Bond Fund
Tata Liquid Fund
Tata Short Term Bond Fund
Tata Short Term Bond Fund
Tata Treasury Advantage Fund
Tata Ultra Short Term Fund

Harsh Dave

Education:B.E. (Electrical), PGDM (BFSI)
Experience:2
Basic Details:
Funds Managed:
Tata Liquid Fund

Holding Type Holding %
Cash
-0.03
CRISIL-A1+
72.55
CRISIL-AAA
3.67
ICRA-A1+
4.71
IND-A1+
2.12
Sov
16.65
Unrated
0.27

About Tata Liquid Fund

Scheme Analysis

Tata Liquid Fund is a Debt - Liquid Fund fund and belongs to Tata Mutual Fund. It was launched on 31-Dec-2012 and currently has an AUM of ₹23,490.59 crore. Tata Liquid Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and CRISIL Liquid Debt Index as secondary index.

The NAV of Tata Liquid Fund ended up ₹0.68(0.02%)yesterday to ₹4058.9151.

Among its top 3 holdings the fund has exposure to ** TREASURY BILL 91 DAYS (24/04/2025) $$, and

The Tata Liquid Fund is managed by Amit Somani and Abhishek Sonthalia.

Fund House Contact

Address:

1903, B Wing, Parinee Crescenzo, G Block, Bandra Kurla Complex, Bandra East, Mumbai - 400 051

Phone Number: 022 6282 7777

Email Address: service@tataamc.com

Fax Number: +91 (22) 22613782

Website: www.tatamutualfund.com

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