UTI Retirement Fund - Growth - Regular Plan

Other Plans and Options
  • 0.25 %Nav, as on 23-01-2025

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  • Net Change on 23-01-2025

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Regular Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
UTI Retirement Fund - Regular Plan -13.99 -5.11 11.91 11.27 12.80 10.38
CRISIL Short Term Debt Hybrid 60+40 Index N/A N/A N/A N/A N/A N/A
NIFTY 50 - TRI N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
UTI Retirement Fund - Regular Plan Dec 27, 1994 11.91 11.27 12.80 1.66 4,631.31
Franklin India Pension Plan-Growth Mar 31, 1997 9.59 9.02 9.02 2.26 516.76
Tata Retirement Savings Fund Regular Plan-Conservative Plan (Growth) Nov 04, 2011 7.72 6.71 7.70 2.17 174.42
HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option Feb 25, 2016 8.20 7.97 8.35 2.14 160.07
Nippon India Retirement Fund- Income Generation Scheme-Growth Option Feb 11, 2015 9.57 7.58 7.48 2.09 155.68
ICICI Prudential Retirement Fund - Pure Debt - Growth Option Feb 27, 2019 7.29 5.63 5.82 2.17 107.46

Fund Holdings as on 31-December-2024

  • 07.18% GSEC MAT -24/07/2037

  • 7.23% GSEC MAT- 15/04/2039

  • 7.10% GSEC - MAT - 08/04/2034

  • 7.41% GS MAT - 19/12/2036

  • 07.32% GSEC MAT -13/11/2030

  • NET CURRENT ASSETS

  • EQ - HDFC BANK LIMITED

  • NCD HDFC BANK LTD.

  • EQ - ICICI BANK LTD

  • 7.34% GSEC MAT- 22/04/2064

  • EQ - INFOSYS LTD.

  • EQ - ITC LTD.

  • NCD POWER FINANCE CORPORATION LTD.

  • EQ - HCL TECHNOLOGIES LTD.

  • NCD REC LTD

  • 7.39% KERALA SDL MAT- 13/03/2034

  • NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED

  • NCD JAMNAGAR UTILITIES AND POWER PRIVATE LIMITED

  • 7.34% ANDHRA SGS MAT - 26/06/2035

  • EQ - LARSEN & TOUBRO LTD.

  • EQ - VEDANTA LTD

  • EQ - RELIANCE INDUSTRIES LTD.

  • EQ - BHARTI AIRTEL LTD.

  • EQ - INDUSIND BANK

  • 7.35%TN SGS MAT - 03/07/2034

  • EQ - KOTAK MAHINDRA BANK LTD.

  • EQ - MAHINDRA & MAHINDRA LTD.

  • EQ - WIPRO LIMITED

  • 08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3

  • EQ - INDUS TOWERS LIMITED

  • EQ - SHRIRAM FINANCE LTD

  • NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED

  • 08.02% PTC - INDIA UNIVERSAL TRUST AL1-SERIES A1

  • EQ - INTERGLOBE AVIATION LTD

  • NCD POWER FINANCE CORPORATION LTD.

  • NCD LIC HOUSING FINANCE LTD.

  • EQ - CAPLIN POINT LABORATORIES LTD

  • NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED

  • NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT

  • 6.79% GOVT BONDS - 07/10/2034

  • NCD UNION BANK OF INDIA BASEL3T2

  • EQ - POWER GRID CORPORATION OF INDI

  • NCD REC LTD

  • EQ - NIPPON LIFE INDIA ASSET MANAGE

  • EQ - TATA MOTORS LTD.

  • EQ - MARUTI SUZUKI INDIA LTD.

  • EQ - GAIL ( INDIA )LTD.

  • EQ - HDFC LIFE INSURANCE COMPANY LI

  • EQ - BAJAJ AUTO LTD.

  • EQ - PHOENIX MILLS LTD

  • EQ - APOLLO TYRES LTD.

  • EQ - AJANTA PHARMA LTD.

  • EQ - ADITYA BIRLA CAPITAL LTD

  • EQ - GREAT EASTERN SHIPPING CO. LTD

  • EQ - CROMPTON GREAVES CONSUMER ELEC

  • EQ - RAYMOND LIFESTYLE LTD

  • EQ - MAHINDRA HOLIDAYS & RESORTS IN

  • EQ - JUBILANT FOODWORKS LTD.

  • EQ - JK PAPER LTD.

  • EQ - NIIT LEARNING SYSTEMS LTD

  • EQ - BHARTI HEXACOM LTD

  • EQ - DALMIA BHARAT LTD

  • EQ - FEDERAL BANK LTD.

  • EQ - INDIAN BANK

  • EQ - GLENMARK PHARMACEUTICALS LTD.

  • EQ - GHCL LTD.

  • EQ - AUROBINDO PHARMA LTD.

  • EQ - MOTILAL OSWAL FINANCIAL SERVIC

  • EQ - JINDAL STAINLESS LTD.

  • EQ - COROMANDEL INTERNATIONAL LTD.

  • EQ - ORACLE FINANCIAL SERVICES SOFT

  • NCD PIRAMAL CAPITAL AND HOUSING FINANCE LIMITED

  • EQ - MPHASIS LTD

  • EQ - MARKSANS PHARMA LTD.

  • EQ - INDO COUNT INDUSTRIES LTD.

  • EQ - TIPS MUSIC LIMITED

  • NCD MANKIND PHARMA LTD

  • EQ - FORTIS HEALTHCARE LTD.

  • EQ - SUNDARAM FINANCE LTD.

  • EQ - DR REDDYS LABORATORIES LTD.

  • EQ - EMAMI LTD.

  • EQ - ACC LTD

  • EQ - AXIS BANK LTD.

  • EQ - G R INFRAPROJECTS LTD

  • EQ - MAX FINANCIAL SERVICES LTD.

  • EQ - INDRAPRASTHA GAS LTD.

  • EQ - NMDC LTD.

  • EQ - S.P.APPARELS LTD

  • EQ - RAYMOND LIMITED.

  • EQ - SHIVALIK BIMETAL CONTROLS LTD

  • EQ (RTS-PP)BHARTI AIRTEL LTD

  • 364 DAYS T - BILL- 06/02/2025

  • MF UNITS UTI - Nifty 50 ETF ETF

  • MF UNITS Nifty 5 yr Benchmark G-Sec ETF

  • MF UNITS Nifty 10 yr Benchmark G-Sec ETF

  • CLEARING CORPORATION OF INDIA LTD. STD - MARGIN

  • 7.46% MAHARASHTRA SDL-21/02/2035

  • EQ - INFORMATION TECHNOLOGIES (I)LT

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  • Miscellaneous

  • Bank - Private

  • IT - Software

  • Pharmaceuticals & Drugs

  • Cigarettes/Tobacco

  • Telecommunication - Service Provider

  • Finance - NBFC

  • Engineering - Construction

  • Automobiles - Passenger Cars

  • Metal - Non Ferrous

  • Textile

  • Refineries

  • Cement & Construction Materials

  • Airlines

  • Power Generation/Distribution

  • Finance - Asset Management

  • Automobiles-Trucks/Lcv

  • Automobile Two & Three Wheelers

  • Industrial Gases & Fuels

  • Insurance

  • Construction - Real Estate

  • Tyres & Allied

  • Shipping

  • Consumer Durables - Domestic Appliances

  • Consumer Food

  • Paper & Paper Products

  • Hotel, Resort & Restaurants

  • Bank - Public

  • Chemicals

  • Finance - Stock Broking

  • Steel & Iron Products

  • Fertilizers

  • Film Production, Distribution & Entertainment

  • Hospital & Healthcare Services

  • Household & Personal Products

  • Finance - Others

  • Gas Transmission/Marketing

  • Mining & Minerals

  • Textile - Weaving

  • BPO/ITeS

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Fund Manager

  • Cash

  • CRISIL-AA+

  • CRISIL-AAA

  • Deposits

  • Equity

  • ICRA-AA

  • IND-AAA

  • IND-AAA(SO)

  • MFU

  • Rights

  • SOV

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About UTI Retirement Fund

Scheme Analysis

UTI Retirement Fund is a Solution Oriented - Retirement Fund - Debt fund and belongs to UTI Mutual Fund. It was launched on 27-Dec-1994 and currently has an AUM of ₹4,631.31 crore. UTI Retirement Fund is benchmarked against CRISIL Short Term Debt Hybrid 60+40 Index as primary index and NIFTY 50 - TRI as secondary index.

The NAV of UTI Retirement Fund ended up ₹0.12(0.25%)yesterday to ₹47.4568.

Among its top 3 holdings the fund has exposure to 07.18% GSEC MAT -24/07/2037, and

The UTI Retirement Fund is managed by V. Srivatsa and Sunil Patil.

Fund House Contact

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East) Mumbai - 400 051

+91 (22) 66786666
service@uti.co.in
+91 (22) 66786503,56786578
www.utimf.com