Aditya Birla Sun Life Savings Fund - Growth - Regular Plan

Other Plans and Options
  • 0.02 %Nav, as on 23-01-2025

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  • Net Change on 23-01-2025

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Regular Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will undernormal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Aditya Birla Sun Life Savings Fund - Growth - Regular Plan 6.75 7.34 7.75 6.61 6.12 7.41
Crisil 1 Yr T-Bill Index N/A N/A N/A N/A N/A N/A
NIFTY Ultra Short Duration Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Aditya Birla Sun Life Savings Fund - Growth - Regular Plan Apr 16, 2003 7.75 6.61 6.12 0.55 16,348.76
Aditya Birla Sun Life Savings Fund - Discipline Advantage Plan Jun 23, 2009 7.59 6.50 6.07 0.34 16,348.76
HDFC Ultra Short Term Fund-Growth Option Sep 24, 2018 7.37 6.33 5.76 0.69 14,104.63
Kotak Savings Fund -Growth Aug 13, 2004 Unrated 7.14 6.19 5.49 0.82 13,954.84
ICICI Prudential Ultra Short Term Fund - Growth May 03, 2011 7.38 6.35 5.86 0.80 13,501.68
SBI MAGNUM ULTRA SHORT DURATION FUND - REGULAR PLAN - GROWTH May 19, 1999 7.34 6.32 5.60 0.54 12,177.73

Fund Holdings as on 31-December-2024

  • 7.83% National Housing Bank (07/04/2027) **

  • IndusInd Bank Limited (18/03/2025) ** #

  • 8.857% Shriram Finance Ltd (02/09/2027) **

  • DBS Bank Ltd/India (07/03/2025) ** #

  • 8.40% Nirma Limited (07/04/2026) **

  • 7.78% National Housing Bank (26/04/2027) **

  • Export Import Bank of India (04/03/2025) **

  • Mankind Pharma Ltd (16/01/2025) **

  • Union Bank of India (02/04/2025) ** #

  • 8.10% TATA Realty & Infrastructure Limited (06/08/2026) **

  • Canara Bank (12/12/2025) ** #

  • Government of India (04/10/2028)

  • 8.00% Bajaj Housing Finance Limited (16/02/2026) **

  • 9.40% Avanse Financial Services Ltd (29/10/2027) **

  • Canara Bank (24/03/2025) ** #

  • 8.25% ICICI Home Finance Company Limited (12/11/2027) (FRN) **

  • 8.70% Bharti Telecom Limited (05/12/2025) **

  • Reverse Repo

  • 8.30% Nirma Limited (24/02/2025)

  • Bank of India (03/03/2025) ** #

  • 9.25% Sk Finance Ltd (10/10/2027) **

  • The Federal Bank Limited (12/03/2025) ** #

  • TATA Realty & Infrastructure Limited (17/03/2025) **

  • Canara Bank (18/12/2025) ** #

  • 9.00% Hinduja Leyland Finance Limited (14/11/2027) **

  • Tata Housing Development Company Limited (13/03/2025) **

  • Canara Bank (18/03/2025) ** #

  • 8.2175% Tata Housing Development Company Limited (17/09/2027) **

  • Punjab National Bank (11/12/2025) ** #

  • Bank of India (26/12/2025) ** #

  • 7.99% Mankind Pharma Ltd (16/10/2026) **

  • 7.75% Small Industries Development Bank of India (27/10/2025) **

  • 9.20% Shriram Finance Ltd (22/05/2026) **

  • 8.25% GIC Housing Finance Limited (19/06/2026) **

  • State Government Securities (31/03/2025)

  • 91 DAYS T-BILL - 13FEB2025

  • 182 DAYS T-BILL 27FEB25

  • Government of India (15/06/2025)

  • Deutsche Investments India Private Limited (22/12/2025) **

  • 182 DAYS T-BILL 23JAN25

  • 8.85% Hinduja Housing Finance Ltd (01/01/2027) **

  • 7.99% Mankind Pharma Ltd (16/04/2026) **

  • 8.585217% Cholamandalam Investment and Finance Company Limited (11/02/2025) (FRN) **

  • 8.80% JM Financial Products Limited (23/12/2025) **

  • 8.65% Bharti Telecom Limited (05/11/2027) **

  • Barclays Invest & Loans India Limited (16/05/2025) **

  • State Government Securities (15/05/2025)

  • 7.54% Small Industries Development Bank of India (12/01/2026) **

  • 8.35% SMFG India Home Finance Company Limited (15/01/2027) **

  • 8.28% GIC Housing Finance Limited (21/08/2026) **

  • 7.98% Sundaram Home Finance Limited (04/09/2026) **

  • 8.20% TATA Realty & Infrastructure Limited (03/05/2026) **

  • 9.40% Arka Fincap Limited (19/02/2027) **

  • 7.7201% LIC Housing Finance Limited (12/02/2026) **

  • 7.48% Tata Motors Finance Limited (25/02/2025) **

  • State Government Securities (13/05/2025)

  • Reliance Jio Infocomm Limited (28/02/2025) **

  • 182 DAYS T-BILL 13MAR25

  • AU Small Finance Bank Limited (06/03/2025) ** #

  • Utkarsh Small Finance Bank Ltd (07/03/2025) ** #

  • Tata Teleservices Maharashtra Limited (18/11/2025) **

  • 8.43% PNB Housing Finance Limited (14/03/2025) **

  • IndusInd Bank Limited (28/11/2025) ** #

  • Canara Bank (22/12/2025) ** #

  • Export Import Bank of India (30/12/2025) #

  • 8.29% Godrej Industries Limited (26/02/2027) **

  • 8.80% Bharti Telecom Limited (21/11/2025) **

  • 8.60% Bharti Telecom Limited (12/12/2025) **

  • 8.35% Piramal Capital & Housing Finance Limited (21/02/2025) (FRN) **

  • Godrej Industries Limited (03/02/2025) **

  • ICICI Bank Limited (25/02/2025) #

  • Godrej Industries Limited (24/03/2025) **

  • 5.85% REC Limited (20/12/2025) **

  • 10.21% Shriram Housing Finance Ltd (04/03/2025) (FRN) **

  • 8.35% Godrej Industries Limited (12/12/2025) **

  • State Government Securities (25/02/2025)

  • 8.90% Bharti Telecom Limited (04/12/2025) **

  • 7.7954% Reliance Life Sciences Pvt Ltd (08/05/2026) ** #

  • State Government Securities (02/02/2025)

  • 7.59% Small Industries Development Bank of India (10/02/2026) **

  • 8.80% JM Financial Credit Solutions Ltd (19/12/2025) **

  • 6.87% Muthoot Finance Limited (27/02/2025) **

  • Hero Fincorp Limited (13/01/2025)

  • 6.80% Can Fin Homes Limited (10/06/2025) **

  • 6.80% Can Fin Homes Limited (25/06/2025) **

  • 364 DAYS T-BILL - 30JAN2025

  • AU Small Finance Bank Limited (27/02/2025) ** #

  • IndusInd Bank Limited (13/03/2025) ** #

  • 91 DAYS T-BILL - 28MAR2025

  • 5.94% REC Limited (31/01/2026) **

  • Axis Bank Limited (08/10/2025) ** #

  • ICICI Bank Limited (14/11/2025) ** #

  • 6.50% Torrent Power Limited (03/03/2025) **

  • 182 DAYS T-BILL - 14FEB2025

  • SBI - Corporate Debt Market Development Fund - A2 Units

  • State Government Securities (25/02/2025)

  • State Government Securities (25/02/2025)

  • State Government Securities (11/02/2025)

  • State Government Securities (28/01/2025)

  • State Government Securities (17/03/2025)

  • 7.7954% Reliance Life Sciences Pvt Ltd (13/11/2025) ** #

  • 8.15% Godrej Properties Limited (03/07/2026) **

  • ICICI Bank Limited (27/02/2025) ** #

  • Bharti Telecom Limited (26/02/2025) **

  • 6.75% Sikka Ports and Terminals Limited (22/04/2026) **

  • Export Import Bank of India (10/03/2025) **

  • 0% GOI - 12JUN25 STRIPS

  • Canara Bank (20/03/2025) ** #

  • 6.45% Aditya Birla Finance Limited (01/10/2026) **

  • Standard Chartered Securities India Ltd (18/06/2025) **

  • Axis Bank Limited (10/10/2025) #

  • Cholamandalam Investment and Finance Company Limited (14/02/2025) **

  • HDFC Bank Limited (20/02/2025) ** #

  • Bank of Baroda (20/02/2025) ** #

  • 6.17% LIC Housing Finance Limited (03/09/2026) **

  • 7.96% Pipeline Infrastructure Limited (11/03/2027) **

  • 7.64% REC Limited (30/06/2026) **

  • 364 DAYS T-BILL - 23JAN2025

  • 7.08% Cholamandalam Investment and Finance Company Limited (11/03/2025) **

  • 7.35% National Bank For Agriculture and Rural Development (08/07/2025) **

  • Barclays Invest & Loans India Limited (30/05/2025) **

  • Deutsche Investments India Private Limited (09/06/2025) **

  • State Government Securities (09/09/2025)

  • State Government Securities (09/09/2025)

  • State Government Securities (23/09/2025)

  • 8.60% Muthoot Finance Limited (25/08/2025) **

  • 5.59% Small Industries Development Bank of India (21/02/2025) **

  • 7.15% Small Industries Development Bank of India (02/06/2025) **

  • 7.50% National Bank For Agriculture and Rural Development (17/12/2025)

  • Canara Bank (03/02/2025) ** #

  • Kotak Mahindra Bank Limited (05/02/2025) ** #

  • Larsen & Toubro Limited (14/02/2025) **

  • Net Receivables / (Payables)

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  • Miscellaneous

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Fund Manager

  • Education:CA, B.Com.[Hons.]
  • Experience:16 Years
  • Basic Details:Ms. Monika Gandhi has an overall experience of more than 16 years in Banking and Financial Services industry.She joined ABSLAMC in August 2017 as a Senior Credit Analyst – Fixed Income. She has been working closely with other Fund Managers and team members in the investment team.Prior to joining ABSLAMC, she was a Deputy General Manager in IDBI Bank for 13 years wherein she handled project appraisal, credit evaluation and credit monitoring for Large and Mid-Corporates.
  • Funds Managed:
  • Aditya Birla Sun Life Savings Fund
  • Aditya Birla Sun Life Savings Fund

  • CARE A1+

  • CARE AA

  • CARE AA+

  • CARE AAA

  • Cash

  • CRISIL A1+

  • CRISIL AA

  • CRISIL AA+

  • CRISIL AA-

  • CRISIL AAA

  • ICRA A1+

  • ICRA AA

  • ICRA AA+

  • ICRA AAA

  • IND A1+

  • IND AA

  • IND AA-

  • Sovereign

  • Unrated

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About Aditya Birla Sun Life Savings Fund

Scheme Analysis

Aditya Birla Sun Life Savings Fund is a Debt - Ultra Short Duration Fund fund and belongs to Aditya Birla Sun Life Mutual Fund. It was launched on 16-Apr-2003 and currently has an AUM of ₹16,348.76 crore. Aditya Birla Sun Life Savings Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and NIFTY Ultra Short Duration Debt Index as secondary index.

The NAV of Aditya Birla Sun Life Savings Fund ended up ₹0.09(0.02%)yesterday to ₹529.4593.

Among its top 3 holdings the fund has exposure to 7.83% National Housing Bank (07/04/2027) **, and

The Aditya Birla Sun Life Savings Fund is managed by Sunaina da Cunha and Kaustubh Gupta.

Fund House Contact

One World Center , Tower 1, 17th Floor, Jupiter Mill Compound, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013

022-43568000
022-43568110/ 8111