Aditya Birla Sun Life Savings Fund - Growth - Regular Plan

Other Plans and Options
  • 0.02 %Nav, as on 25-03-2025

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  • Net Change on 25-03-2025

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Regular Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will undernormal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Aditya Birla Sun Life Savings Fund - Growth - Regular Plan 7.51 7.37 7.70 6.81 6.46 7.41
Crisil 1 Yr T-Bill Index N/A N/A N/A N/A N/A N/A
NIFTY Ultra Short Duration Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Aditya Birla Sun Life Savings Fund - Growth - Regular Plan Apr 16, 2003 7.70 6.81 6.46 0.55 14,987.55
Aditya Birla Sun Life Savings Fund - Discipline Advantage Plan Jun 23, 2009 7.48 6.68 6.40 0.55 14,987.55
HDFC Ultra Short Term Fund-Growth Option Sep 24, 2018 7.36 6.54 6.06 0.70 14,202.29
ICICI Prudential Ultra Short Term Fund - Growth May 03, 2011 7.32 6.56 6.15 0.80 13,589.35
Kotak Savings Fund -Growth Aug 13, 2004 Unrated 7.14 6.41 5.77 0.81 12,726.31
SBI MAGNUM ULTRA SHORT DURATION FUND - REGULAR PLAN - GROWTH May 19, 1999 7.35 6.52 5.90 0.54 11,987

Fund Holdings as on 28-February-2025

  • 8.857% Shriram Finance Ltd (02/09/2027) **

  • 8.40% Nirma Limited (07/04/2026) **

  • 364 DAYS T-BILL - 02MAY2025

  • Clearing Corporation of India Limited

  • 7.78% National Housing Bank (26/04/2027) **

  • JSW Energy Limited (25/03/2025) **

  • ONGC Petro Additions Limited (23/06/2025) **

  • 182 DAYS T-BILL - 29AUG2025

  • Canara Bank (12/12/2025) ** #

  • 7.99% Mankind Pharma Ltd (16/10/2026) **

  • 8.00% Bajaj Housing Finance Limited (16/02/2026) **

  • 9.40% Avanse Financial Services Ltd (29/10/2027) **

  • Canara Bank (24/03/2025) ** #

  • 8.21% ICICI Home Finance Company Limited (12/11/2027) (FRN) **

  • Net Receivables / (Payables)

  • TATA Realty & Infrastructure Limited (17/03/2025) **

  • 9.25% Sk Finance Ltd (10/10/2027) **

  • 8.29% Godrej Industries Limited (26/02/2027) **

  • Canara Bank (18/12/2025) ** #

  • IndusInd Bank Limited (28/01/2026) ** #

  • 9.00% Hinduja Leyland Finance Limited (14/11/2027) **

  • Tata Housing Development Company Limited (13/03/2025) **

  • 7.75% Small Industries Development Bank of India (27/10/2025) **

  • 364 DAYS T-BILL - 04DEC2025

  • 8.2175% Tata Housing Development Company Limited (17/09/2027) **

  • Punjab National Bank (11/12/2025) ** #

  • Bank of India (26/12/2025) ** #

  • Axis Bank Limited (08/01/2026) ** #

  • Export Import Bank of India (27/01/2026) **

  • 8.70% Bharti Telecom Limited (05/12/2025) **

  • 7.54% Small Industries Development Bank of India (12/01/2026) **

  • 9.20% Shriram Finance Ltd (22/05/2026)

  • 8.25% GIC Housing Finance Limited (19/06/2026) **

  • State Government Securities (31/03/2025)

  • Canara Bank (18/03/2025) ** #

  • 91 DAYS T-BILL 17APR25

  • Government of India (15/06/2025)

  • Union Bank of India (18/12/2025) ** #

  • Deutsche Investments India Private Limited (22/12/2025) **

  • 8.35% Godrej Industries Limited (12/12/2025) **

  • Reverse Repo

  • 8.85% Hinduja Housing Finance Ltd (01/01/2027) **

  • 7.99% Mankind Pharma Ltd (16/04/2026) **

  • 8.80% JM Financial Products Limited (23/12/2025) **

  • 8.65% Bharti Telecom Limited (05/11/2027) **

  • State Government Securities (15/05/2025)

  • 8.30% Godrej Properties Limited (19/03/2027) **

  • Government of India (04/10/2028)

  • 8.35% SMFG India Home Finance Company Limited (15/01/2027) **

  • 8.28% GIC Housing Finance Limited (21/08/2026) **

  • 7.98% Sundaram Home Finance Limited (04/09/2026) **

  • 8.20% TATA Realty & Infrastructure Limited (03/05/2026) **

  • 7.7201% LIC Housing Finance Limited (12/02/2026) **

  • Utkarsh Small Finance Bank Ltd (07/03/2025) ** #

  • 9.40% Arka Fincap Limited (19/02/2027) **

  • State Government Securities (13/05/2025)

  • 182 DAYS T-BILL 13MAR25

  • Reliance Jio Infocomm Limited (17/03/2025) **

  • Tata Teleservices Maharashtra Limited (18/11/2025) **

  • 8.43% PNB Housing Finance Limited (14/03/2025) **

  • IndusInd Bank Limited (28/11/2025) ** #

  • Canara Bank (22/12/2025) ** #

  • Export Import Bank of India (30/12/2025) ** #

  • IndusInd Bank Limited (24/02/2026) ** #

  • Axis Bank Limited (09/09/2025) ** #

  • 8.80% Bharti Telecom Limited (21/11/2025)

  • 8.60% Bharti Telecom Limited (12/12/2025) **

  • Godrej Industries Limited (24/03/2025) **

  • 5.6937% LIC Housing Finance Limited (20/05/2025) **

  • Indian Bank (02/04/2025) ** #

  • 5.85% REC Limited (20/12/2025) **

  • 10.38784% Shriram Housing Finance Ltd (04/03/2025) (FRN) **

  • 7.71% REC Limited (26/02/2027) **

  • 8.90% Bharti Telecom Limited (04/12/2025) **

  • 7.835% LIC Housing Finance Limited (11/05/2027) **

  • 7.8989% Aditya Birla Housing Finance Limited (08/06/2027)

  • 7.7954% Reliance Life Sciences Pvt Ltd (08/05/2026) ** #

  • 7.69% LIC Housing Finance Limited (11/12/2026) **

  • 8.80% JM Financial Credit Solutions Ltd (19/12/2025) **

  • 7.59% Small Industries Development Bank of India (10/02/2026) **

  • The Federal Bank Limited (12/03/2025) ** #

  • 6.80% Can Fin Homes Limited (10/06/2025) **

  • Bank of India (13/03/2025) ** #

  • 6.80% Can Fin Homes Limited (25/06/2025) **

  • 9.40% Vedanta Limited (20/02/2027) **

  • 7.45% Torrent Power Limited (11/03/2027) **

  • Axis Bank Limited (16/05/2025) #

  • 5.94% REC Limited (31/01/2026)

  • Indian Bank (23/05/2025) #

  • Axis Bank Limited (08/10/2025) ** #

  • ICICI Bank Limited (14/11/2025) ** #

  • 6.50% Torrent Power Limited (03/03/2025) **

  • SBI - Corporate Debt Market Development Fund - A2 Units

  • 8.40% Torrent Power Limited (18/01/2027) **

  • 7.79% Small Industries Development Bank of India (14/05/2027) **

  • State Government Securities (17/03/2025)

  • 8.15% Godrej Properties Limited (03/07/2026)

  • 8.75% Shriram Finance Ltd (15/06/2026) **

  • Bank of India (03/03/2025) ** #

  • 7.7954% Reliance Life Sciences Pvt Ltd (13/11/2025) ** #

  • 7.80% HDFC Bank Limited (02/06/2025)

  • Export Import Bank of India (10/03/2025)

  • 7.55% Small Industries Development Bank of India (22/09/2026) **

  • 0% GOI - 12JUN25 STRIPS

  • 6.75% Sikka Ports and Terminals Limited (22/04/2026) **

  • Bank of Baroda (06/06/2025) ** #

  • 6.45% Aditya Birla Finance Limited (01/10/2026) **

  • Standard Chartered Securities India Ltd (18/06/2025) **

  • Standard Chartered Securities India Ltd (20/06/2025) **

  • Axis Bank Limited (10/10/2025) ** #

  • 6.17% LIC Housing Finance Limited (03/09/2026) **

  • 7.96% Pipeline Infrastructure Limited (11/03/2027) **

  • 8.42% Godrej Industries Limited (27/12/2027) **

  • 7.64% REC Limited (30/06/2026)

  • Barclays Invest & Loans India Limited (16/05/2025) **

  • 8.32% Torrent Power Limited (28/02/2027)

  • 8.32% Torrent Power Limited (28/02/2026) **

  • 9.75% Nuvama Wealth Finance Ltd (16/04/2027) **

  • 7.08% Cholamandalam Investment and Finance Company Limited (11/03/2025) **

  • Export Import Bank of India (04/03/2025) **

  • 7.35% National Bank For Agriculture and Rural Development (08/07/2025) **

  • Barclays Invest & Loans India Limited (30/05/2025) **

  • Deutsche Investments India Private Limited (09/06/2025) **

  • State Government Securities (23/09/2025)

  • State Government Securities (09/09/2025)

  • State Government Securities (09/09/2025)

  • 8.60% Muthoot Finance Limited (25/08/2025) **

  • 7.15% Small Industries Development Bank of India (02/06/2025) **

  • Union Bank of India (02/04/2025) ** #

  • 7.50% National Bank For Agriculture and Rural Development (17/12/2025)

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  • Miscellaneous

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Fund Manager

  • Education:CA, B.Com.[Hons.]
  • Experience:16 Years
  • Basic Details:Ms. Monika Gandhi has an overall experience of more than 16 years in Banking and Financial Services industry.She joined ABSLAMC in August 2017 as a Senior Credit Analyst – Fixed Income. She has been working closely with other Fund Managers and team members in the investment team.Prior to joining ABSLAMC, she was a Deputy General Manager in IDBI Bank for 13 years wherein she handled project appraisal, credit evaluation and credit monitoring for Large and Mid-Corporates.
  • Funds Managed:
  • Aditya Birla Sun Life Savings Fund
  • Aditya Birla Sun Life Savings Fund

  • CARE A1+

  • CARE AA

  • CARE AA+

  • CARE AA-

  • CARE AAA

  • Cash

  • CRISIL A1+

  • CRISIL AA

  • CRISIL AA+

  • CRISIL AA-

  • CRISIL AAA

  • ICRA A1+

  • ICRA AA

  • ICRA AA+

  • ICRA AAA

  • IND A1+

  • IND AA

  • IND AA-

  • Sov

  • Unrated

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About Aditya Birla Sun Life Savings Fund

Scheme Analysis

Aditya Birla Sun Life Savings Fund is a Debt - Ultra Short Duration Fund fund and belongs to Aditya Birla Sun Life Mutual Fund. It was launched on 16-Apr-2003 and currently has an AUM of ₹14,987.55 crore. Aditya Birla Sun Life Savings Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and NIFTY Ultra Short Duration Debt Index as secondary index.

The NAV of Aditya Birla Sun Life Savings Fund ended up ₹0.11(0.02%)yesterday to ₹536.0025.

Among its top 3 holdings the fund has exposure to 8.857% Shriram Finance Ltd (02/09/2027) **, and

The Aditya Birla Sun Life Savings Fund is managed by Sunaina da Cunha and Kaustubh Gupta.

Fund House Contact

One World Center , Tower 1, 17th Floor, Jupiter Mill Compound, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013

022-43568000
022-43568110/ 8111