Aditya Birla Sun Life Savings Fund - Growth - Direct Plan

Other Plans and Options
  • 0.02 %Nav, as on 18-02-2025

  • Previous Nav

  • Net Change on 18-02-2025

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will undernormal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Aditya Birla Sun Life Savings Fund - Growth - Direct Plan 7.37 7.42 7.98 6.90 6.29 7.73
Crisil 1 Yr T-Bill Index N/A N/A N/A N/A N/A N/A
NIFTY Ultra Short Duration Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Aditya Birla Sun Life Savings Fund - Growth - Direct Plan Jan 01, 2013 7.98 6.90 6.29 0.34 16,797.94
HDFC Ultra Short Term Fund-Direct Plan-Growth Option Sep 24, 2018 7.73 6.76 6.10 0.37 14,735.24
ICICI Prudential Ultra Short Term Fund - Direct Plan - Growth Jan 08, 2013 7.81 6.89 6.36 0.39 13,813.18
Kotak Savings Fund-Growth - Direct Jan 01, 2013 Unrated 7.64 6.74 5.96 0.37 13,150.62
SBI MAGNUM ULTRA SHORT DURATION FUND - DIRECT PLAN - GROWTH Dec 31, 2012 7.62 6.63 5.82 0.34 12,091.16
Nippon India Ultra Short Duration Fund- Direct Plan- Growth Option Jan 02, 2013 7.97 7.08 6.99 0.38 7,666.37

Fund Holdings as on 31-January-2025

  • 7.83% National Housing Bank (07/04/2027) **

  • 8.857% Shriram Finance Ltd (02/09/2027) **

  • 8.40% Nirma Limited (07/04/2026)

  • 364 DAYS T-BILL - 02MAY2025

  • 7.78% National Housing Bank (26/04/2027) **

  • JSW Energy Limited (25/03/2025) **

  • ONGC Petro Additions Limited (23/06/2025) **

  • 8.10% TATA Realty & Infrastructure Limited (06/08/2026) **

  • Canara Bank (12/12/2025) ** #

  • Government of India (04/10/2028)

  • 7.99% Mankind Pharma Ltd (16/10/2026) **

  • Net Receivables / (Payables)

  • 8.00% Bajaj Housing Finance Limited (16/02/2026) **

  • 9.40% Avanse Financial Services Ltd (29/10/2027) **

  • Canara Bank (24/03/2025) ** #

  • Clearing Corporation of India Limited

  • 8.25% ICICI Home Finance Company Limited (12/11/2027) (FRN) **

  • Reverse Repo

  • TATA Realty & Infrastructure Limited (17/03/2025) **

  • 9.25% Sk Finance Ltd (10/10/2027) **

  • 8.29% Godrej Industries Limited (26/02/2027) **

  • Canara Bank (18/12/2025) ** #

  • 9.00% Hinduja Leyland Finance Limited (14/11/2027) **

  • IndusInd Bank Limited (28/01/2026) ** #

  • Tata Housing Development Company Limited (13/03/2025) **

  • Indian Bank (02/04/2025) ** #

  • 8.2175% Tata Housing Development Company Limited (17/09/2027) **

  • Punjab National Bank (11/12/2025) ** #

  • Bank of India (26/12/2025) ** #

  • Axis Bank Limited (08/01/2026) ** #

  • Export Import Bank of India (27/01/2026) **

  • 7.75% Small Industries Development Bank of India (27/10/2025) **

  • Bank of India (03/03/2025) ** #

  • 8.70% Bharti Telecom Limited (05/12/2025) **

  • 8.25% GIC Housing Finance Limited (19/06/2026) **

  • 9.20% Shriram Finance Ltd (22/05/2026) **

  • State Government Securities (31/03/2025)

  • Canara Bank (18/03/2025) ** #

  • 91 DAYS T-BILL 17APR25

  • Government of India (15/06/2025)

  • Union Bank of India (18/12/2025) #

  • Deutsche Investments India Private Limited (22/12/2025) **

  • 8.85% Hinduja Housing Finance Ltd (01/01/2027) **

  • 7.99% Mankind Pharma Ltd (16/04/2026) **

  • 8.585217% Cholamandalam Investment and Finance Company Limited (11/02/2025) (FRN) **

  • 8.80% JM Financial Products Limited (23/12/2025) **

  • 8.65% Bharti Telecom Limited (05/11/2027) **

  • Barclays Invest & Loans India Limited (16/05/2025) **

  • State Government Securities (15/05/2025)

  • 8.35% Godrej Industries Limited (12/12/2025) **

  • 7.54% Small Industries Development Bank of India (12/01/2026) **

  • 8.35% SMFG India Home Finance Company Limited (15/01/2027) **

  • 8.28% GIC Housing Finance Limited (21/08/2026) **

  • 7.98% Sundaram Home Finance Limited (04/09/2026) **

  • 8.20% TATA Realty & Infrastructure Limited (03/05/2026) **

  • 7.48% Tata Motors Finance Limited (25/02/2025)

  • 7.7201% LIC Housing Finance Limited (12/02/2026) **

  • Punjab National Bank (06/02/2025) ** #

  • 9.40% Arka Fincap Limited (19/02/2027) **

  • State Government Securities (13/05/2025)

  • Reliance Jio Infocomm Limited (28/02/2025) **

  • 182 DAYS T-BILL 13MAR25

  • Utkarsh Small Finance Bank Ltd (07/03/2025) ** #

  • Reliance Jio Infocomm Limited (17/03/2025) **

  • Tata Teleservices Maharashtra Limited (18/11/2025) **

  • Axis Bank Limited (09/09/2025) ** #

  • 8.43% PNB Housing Finance Limited (14/03/2025) **

  • IndusInd Bank Limited (28/11/2025) ** #

  • Canara Bank (22/12/2025) ** #

  • Export Import Bank of India (30/12/2025) ** #

  • 8.80% Bharti Telecom Limited (21/11/2025) **

  • 8.30% Godrej Properties Limited (19/03/2027) **

  • 8.60% Bharti Telecom Limited (12/12/2025) **

  • Godrej Industries Limited (03/02/2025) **

  • 5.6937% LIC Housing Finance Limited (20/05/2025) **

  • Godrej Industries Limited (24/03/2025) **

  • 5.85% REC Limited (20/12/2025) **

  • 10.298536% Shriram Housing Finance Ltd (04/03/2025) (FRN) **

  • State Government Securities (25/02/2025)

  • 8.90% Bharti Telecom Limited (04/12/2025) **

  • 7.835% LIC Housing Finance Limited (11/05/2027) **

  • 8.30% Nirma Limited (24/02/2025)

  • State Government Securities (02/02/2025)

  • 7.7954% Reliance Life Sciences Pvt Ltd (08/05/2026) ** #

  • 6.87% Muthoot Finance Limited (27/02/2025) **

  • Bank of Baroda (07/02/2025) #

  • 7.69% LIC Housing Finance Limited (11/12/2026) **

  • 7.59% Small Industries Development Bank of India (10/02/2026) **

  • 8.80% JM Financial Credit Solutions Ltd (19/12/2025) **

  • 91 DAYS T-BILL - 13FEB2025

  • 6.80% Can Fin Homes Limited (10/06/2025) **

  • 6.80% Can Fin Homes Limited (25/06/2025) **

  • The Federal Bank Limited (12/03/2025) ** #

  • Bank of India (13/03/2025) ** #

  • 91 DAYS T-BILL - 28MAR2025

  • 7.45% Torrent Power Limited (11/03/2027) **

  • 5.94% REC Limited (31/01/2026) **

  • Axis Bank Limited (08/10/2025) ** #

  • ICICI Bank Limited (14/11/2025) ** #

  • 6.50% Torrent Power Limited (03/03/2025) **

  • 182 DAYS T-BILL - 14FEB2025

  • SBI - Corporate Debt Market Development Fund - A2 Units

  • State Government Securities (25/02/2025)

  • State Government Securities (25/02/2025)

  • 8.40% Torrent Power Limited (18/01/2027) **

  • 7.79% Small Industries Development Bank of India (14/05/2027)

  • State Government Securities (11/02/2025)

  • State Government Securities (17/03/2025)

  • 8.15% Godrej Properties Limited (03/07/2026) **

  • 7.7954% Reliance Life Sciences Pvt Ltd (13/11/2025) ** #

  • 7.80% HDFC Bank Limited (02/06/2025)

  • 182 DAYS T-BILL 27FEB25

  • Bharti Telecom Limited (26/02/2025)

  • Export Import Bank of India (10/03/2025) **

  • 0% GOI - 12JUN25 STRIPS

  • 6.75% Sikka Ports and Terminals Limited (22/04/2026) **

  • 6.45% Aditya Birla Finance Limited (01/10/2026) **

  • Bank of Baroda (06/06/2025) #

  • Standard Chartered Securities India Ltd (18/06/2025) **

  • Standard Chartered Securities India Ltd (20/06/2025) **

  • Axis Bank Limited (10/10/2025) ** #

  • Cholamandalam Investment and Finance Company Limited (14/02/2025) **

  • Bank of Baroda (20/02/2025) #

  • HDFC Bank Limited (20/02/2025) ** #

  • 6.17% LIC Housing Finance Limited (03/09/2026) **

  • 7.96% Pipeline Infrastructure Limited (11/03/2027) **

  • 7.64% REC Limited (30/06/2026) **

  • 8.32% Torrent Power Limited (28/02/2027) **

  • 8.32% Torrent Power Limited (28/02/2026) **

  • 7.08% Cholamandalam Investment and Finance Company Limited (11/03/2025) **

  • 7.35% National Bank For Agriculture and Rural Development (08/07/2025) **

  • Export Import Bank of India (04/03/2025) **

  • Barclays Invest & Loans India Limited (30/05/2025) **

  • Deutsche Investments India Private Limited (09/06/2025) **

  • State Government Securities (23/09/2025)

  • State Government Securities (09/09/2025)

  • State Government Securities (09/09/2025)

  • 8.60% Muthoot Finance Limited (25/08/2025) **

  • 5.59% Small Industries Development Bank of India (21/02/2025) **

  • 7.15% Small Industries Development Bank of India (02/06/2025) **

  • Union Bank of India (02/04/2025) ** #

  • 7.50% National Bank For Agriculture and Rural Development (17/12/2025) **

  • Canara Bank (03/02/2025) #

  • Kotak Mahindra Bank Limited (05/02/2025) ** #

  • Larsen & Toubro Limited (14/02/2025) **

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  • Miscellaneous

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Fund Manager

  • Education:CA, B.Com.[Hons.]
  • Experience:16 Years
  • Basic Details:Ms. Monika Gandhi has an overall experience of more than 16 years in Banking and Financial Services industry.She joined ABSLAMC in August 2017 as a Senior Credit Analyst – Fixed Income. She has been working closely with other Fund Managers and team members in the investment team.Prior to joining ABSLAMC, she was a Deputy General Manager in IDBI Bank for 13 years wherein she handled project appraisal, credit evaluation and credit monitoring for Large and Mid-Corporates.
  • Funds Managed:
  • Aditya Birla Sun Life Savings Fund
  • Aditya Birla Sun Life Savings Fund

  • CARE A1+

  • CARE AA

  • CARE AA+

  • CARE AAA

  • Cash

  • CRISIL A1+

  • CRISIL AA

  • CRISIL AA+

  • CRISIL AA-

  • CRISIL AAA

  • ICRA A1+

  • ICRA AA

  • ICRA AA+

  • ICRA AAA

  • IND A1+

  • IND AA

  • IND AA-

  • Sov

  • Unrated

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About Aditya Birla Sun Life Savings Fund

Scheme Analysis

Aditya Birla Sun Life Savings Fund is a Debt - Ultra Short Duration Fund fund and belongs to Aditya Birla Sun Life Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹16,797.94 crore. Aditya Birla Sun Life Savings Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and NIFTY Ultra Short Duration Debt Index as secondary index.

The NAV of Aditya Birla Sun Life Savings Fund ended up ₹0.09(0.02%)yesterday to ₹541.3258.

Among its top 3 holdings the fund has exposure to 7.83% National Housing Bank (07/04/2027) **, and

The Aditya Birla Sun Life Savings Fund is managed by Sunaina da Cunha and Kaustubh Gupta.

Fund House Contact

One World Center , Tower 1, 17th Floor, Jupiter Mill Compound, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013

022-43568000
022-43568110/ 8111