DSP Liquidity Fund - Growth - Regular Plan

Item: DSP Liquidity Fund - Growth - Regular Plan
Rating: 3
Author: PersonalFN

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₹3617.7146 0.02 %Nav, as on 23-01-2025
Previous Nav
₹ 3617.0405
Net Change on 23-01-2025
₹0.67
PersonalFN Rating
Category
Debt - Liquid Fund
Assets (Cr.)
₹ 17,016.59
Expense Ratio
0.2%
(As on Dec 31, 2024)

Fund Overview Growth | Regular Plan

Fund House
DSP Mutual Fund
Launch Date
22-Nov-2005
Benchmark
Crisil 1 Yr T-Bill Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL after 7D
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
100
52 Week Low Nav (₹)
3369.33
52 Week Low Nav Date
22-Jan-2024
52 Week High Nav (₹)
3617.04
52 Week High Nav Date
22-Jan-2025

Fund Objective

An open ended income scheme seeking to generate a reasonable return commensurate with low risk and a high degree of liquitity, from a portfolio constituted of money market securities and high quality debt securities.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
DSP Liquidity Fund - Regular Plan - Growth	7.08	6.95	7.33	6.46	5.33	6.93
Crisil 1 Yr T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Liquid Debt Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
DSP Liquidity Fund - Regular Plan - Growth	Nov 22, 2005		7.33	6.46	5.33	0.20	17,016.59
HDFC Liquid Fund - Growth Plan	Oct 17, 2000	Unrated	7.29	6.42	5.28	0.29	68,648.01
SBI Liquid Fund - REGULAR PLAN -Growth	Mar 11, 2007	Unrated	7.22	6.39	5.29	0.31	60,844.17
ICICI Prudential Liquid Fund - Growth	Nov 17, 2005	Unrated	7.31	6.43	5.33	0.29	49,652.96
Aditya Birla Sun Life Liquid Fund - Growth	Mar 30, 2004		7.30	6.47	5.36	0.34	39,882.67
Kotak Liquid Regular Plan Growth	Nov 04, 2003	Unrated	7.25	6.39	5.28	0.31	33,496.60

Fund Holdings as on 31-December-2024

Company % Assets
91 DAYS T-BILL 2025
4.35
Union Bank of India**
4.07
Indian Bank**
3.48
Bank of Baroda**
2.92
Bank of Baroda**
2.33
Small Industries Development Bank of India**
2.32
National Bank for Agriculture and Rural Development**
1.84
364 DAYS T-BILL 2025
1.84
HDFC Bank Limited**
1.80
91 DAYS T-BILL 2025
1.75
364 DAYS T-BILL 2025
1.75
91 DAYS T-BILL 2025
1.75
HDFC Bank Limited**
1.74
IndusInd Bank Limited**
1.74
Tata Steel Limited**
1.74
Small Industries Development Bank of India**
1.74
Bank of India**
1.74
HDFC Bank Limited
1.61
National Bank for Agriculture and Rural Development**
1.60
Union Bank of India**
1.60
HDFC Securities Limited**
1.46
Kotak Mahindra Bank Limited**
1.45
Indian Bank**
1.45
HDFC Bank Limited**
1.45
HDFC Securities Limited**
1.45
Punjab National Bank**
1.45
182 DAYS T-BILL 2025
1.37
Tata Capital Limited**
1.23
Small Industries Development Bank of India**
1.17
Reliance Retail Ventures Limited**
1.17
Reliance Industries Limited
1.17
Bank of Baroda**
1.17
Punjab National Bank**
1.17
Kotak Securities Limited**
1.17
ICICI Securities Limited**
1.16
Julius Baer Capital (India) Private Limited**
1.16
91 DAYS T-BILL 2025
1.16
Axis Securities Limited**
1.16
Kotak Securities Limited**
1.16
Motilal Oswal Finvest Limited**
1.16
Kotak Mahindra Bank Limited**
1.16
National Bank for Agriculture and Rural Development**
1.16
HDFC Bank Limited**
1.16
91 DAYS T-BILL 2025
1.16
HDFC Securities Limited**
1.16
Kotak Securities Limited**
1.16
ICICI Securities Limited**
1.16
182 DAYS T-BILL 2025
1.02
Motilal Oswal Financial Services Limited**
1.01
National Bank for Agriculture and Rural Development
0.88
Punjab National Bank
0.88
Bajaj Housing Finance Limited**
0.88
Tata Projects Limited**
0.88
Aditya Birla Housing Finance Limited**
0.88
ICICI Securities Limited
0.88
Canara Bank**
0.88
Julius Baer Capital (India) Private Limited**
0.87
Sikka Ports & Terminals Limited**
0.87
Motilal Oswal Financial Services Limited**
0.87
ICICI Securities Limited**
0.87
Redington Limited**
0.87
SBICAP Securities Limited**
0.87
ICICI Bank Limited**
0.87
Godrej Properties Limited**
0.85
HDFC Bank Limited**
0.75
8.14% Gujarat SDL 2025
0.73
Punjab National Bank
0.73
Tata Capital Housing Finance Limited**
0.58
HDFC Bank Limited**
0.58
The Federal Bank Limited**
0.58
Union Bank of India**
0.58
Punjab National Bank**
0.58
Axis Bank Limited**
0.58
Canara Bank**
0.58
Aditya Birla Money Limited**
0.58
Godrej Properties Limited**
0.58
SBICAP Securities Limited**
0.58
Kotak Securities Limited**
0.58
HDFC Bank Limited**
0.44
Birla Group Holdings Private Limited**
0.44
91 DAYS T-BILL 2025
0.44
Axis Bank Limited
0.44
ICICI Bank Limited
0.44
HDFC Bank Limited**
0.44
Bank of Baroda**
0.44
Export-Import Bank of India**
0.43
HDB Financial Services Limited**
0.41
Small Industries Development Bank of India**
0.31
8.13% Maharashtra SDL 2025
0.31
Network18 Media & Investments Limited**
0.29
SBICAP Securities Limited**
0.29
182 DAYS T-BILL 2025
0.29
HDFC Securities Limited**
0.29
Punjab National Bank
0.29
Export-Import Bank of India
0.29
Axis Bank Limited
0.29
IndusInd Bank Limited**
0.29
IndusInd Bank Limited**
0.29
Union Bank of India**
0.29
Julius Baer Capital (India) Private Limited**
0.29
Canara Bank**
0.29
Kotak Mahindra Prime Limited**
0.25
364 DAYS T-BILL 2025
0.20
SBI Funds Management Pvt Ltd/Fund Parent
0.18
182 DAYS T-BILL 2025
0.17
LIC Housing Finance Limited**
0.16
Kotak Mahindra Bank Limited**
0.15
Kotak Mahindra Bank Limited**
0.15
Union Bank of India
0.15
Small Industries Development Bank of India**
0.15
Birla Group Holdings Private Limited**
0.15
Bank of Baroda**
0.15
ICICI Securities Limited**
0.15
182 DAYS T-BILL 2025
0.12
Axis Bank Limited
0.06
Net Receivables/Payables
0.04
TREPS / Reverse Repo Investments
-11.06

Sector Holding%
Miscellaneous
50.55

Fund Manager

Karan Mundhra

Education:B.Com, CA
Experience:9
Basic Details:From July 2016 onwards- Dealer, Fixed Income - DSPIM.From February 2016 to July 2016 - Manager - Fixed Income DSPIMFrom April 2012 to January 2016 - Manager - Fund Accounting - DSPIM
Funds Managed:
DSP Floater Fund
DSP Overnight Fund
DSP Arbitrage Fund
DSP Bond Fund
DSP Liquidity Fund
DSP Low Duration Fund
DSP Ultra Short Fund
DSP Savings Fund
DSP Short Term Fund
DSP Arbitrage Fund
DSP Bond Fund
DSP Floater Fund
DSP Liquidity Fund
DSP Low Duration Fund
DSP Overnight Fund
DSP Savings Fund
DSP Short Term Fund
DSP Ultra Short Fund

Shalini Vasanta

Holding Type Holding %
CARE AAA
0.31
Cash
-11.02
CRISIL A1+
71.70
CRISIL AAA
3.41
ICRA A1+
10.03
IND A1+
7.01
Sov
18.41
Unrated
0.18

About DSP Liquidity Fund

Scheme Analysis

DSP Liquidity Fund is a Debt - Liquid Fund fund and belongs to DSP Mutual Fund. It was launched on 22-Nov-2005 and currently has an AUM of ₹17,016.59 crore. DSP Liquidity Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and CRISIL Liquid Debt Index as secondary index.

The NAV of DSP Liquidity Fund ended up ₹0.67(0.02%)yesterday to ₹3617.7146.

Among its top 3 holdings the fund has exposure to 91 DAYS T-BILL 2025, and

The DSP Liquidity Fund is managed by Karan Mundhra and Shalini Vasanta.

Fund House Contact

Address:

Mafatlal Centre, 10th Floor, Nariman Point, Mumbai - 400 021

Phone Number: +91 (22) 66578000

Email Address: service@dspim.com

Fax Number: +91 (22) 66578181

Website: https://www.dspim.com/

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