DSP Liquidity Fund - Growth - Direct Plan

Item: DSP Liquidity Fund - Growth - Direct Plan
Rating: 4
Author: PersonalFN

Invest Now

₹3678.572 0.02 %Nav, as on 21-02-2025
Previous Nav
₹ 3677.8266
Net Change on 21-02-2025
₹0.75
PersonalFN Rating
Category
Debt - Liquid Fund
Assets (Cr.)
₹ 21,927.12
Expense Ratio
0.1%
(As on Jan 31, 2025)

Fund Overview Growth | Direct Plan

Fund House
DSP Mutual Fund
Launch Date
31-Dec-2012
Benchmark
Crisil 1 Yr T-Bill Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL after 7D
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
100
52 Week Low Nav (₹)
3423.26
52 Week Low Nav Date
21-Feb-2024
52 Week High Nav (₹)
3678.57
52 Week High Nav Date
21-Feb-2025

Fund Objective

An open ended income scheme seeking to generate a reasonable return commensurate with low risk and a high degree of liquitity, from a portfolio constituted of money market securities and high quality debt securities.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
DSP Liquidity Fund - Direct Plan - Growth	7.23	7.11	7.43	6.66	5.46	6.85
Crisil 1 Yr T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Liquid Debt Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
DSP Liquidity Fund - Direct Plan - Growth	Dec 31, 2012		7.43	6.66	5.46	0.10	21,927.12
HDFC Liquid Fund -Direct Plan - Growth Option	Jan 01, 2013	Unrated	7.34	6.62	5.41	0.20	72,211.76
SBI Liquid Fund - DIRECT PLAN -Growth	Dec 31, 2012		7.33	6.61	5.43	0.21	64,019.03
ICICI Prudential Liquid Fund - Direct Plan - Growth	Dec 31, 2012		7.41	6.63	5.47	0.20	56,989.32
Aditya Birla Sun Life Liquid Fund - Growth - Direct Plan	Dec 31, 2012		7.45	6.71	5.52	0.21	49,810.19
Axis Liquid Fund - Direct Plan - Growth Option	Dec 31, 2012		7.43	6.69	5.49	0.09	43,033.62

Fund Holdings as on 31-January-2025

Company % Assets
91 DAYS T-BILL 2025
3.40
Union Bank of India**
3.18
Punjab National Bank
3.04
Indian Bank
2.71
91 DAYS T-BILL 2025
2.70
National Bank for Agriculture and Rural Development**
2.50
Axis Bank Limited**
2.24
91 DAYS T-BILL 2025
2.13
Bank of Baroda
1.82
Small Industries Development Bank of India
1.81
National Bank for Agriculture and Rural Development**
1.79
HDFC Bank Limited**
1.70
HDFC Bank Limited**
1.47
91 DAYS T-BILL 2025
1.37
IndusInd Bank Limited**
1.36
Tata Steel Limited**
1.36
Reliance Retail Ventures Limited**
1.36
Indian Bank**
1.34
Bank of Baroda
1.25
Union Bank of India**
1.25
Punjab National Bank**
1.24
Small Industries Development Bank of India
1.24
HDFC Securities Limited**
1.14
Kotak Mahindra Bank Limited**
1.13
Indian Bank
1.13
HDFC Bank Limited**
1.13
HDFC Securities Limited**
1.13
Tata Motors Finance Limited**
1.12
ICICI Securities Limited**
1.12
91 DAYS T-BILL 2025
1.08
182 DAYS T-BILL 2025
1.07
Canara Bank**
1.02
Reliance Industries Limited
0.91
Kotak Securities Limited**
0.91
Julius Baer Capital (India) Private Limited**
0.91
ICICI Securities Limited**
0.91
91 DAYS T-BILL 2025
0.91
Axis Securities Limited**
0.91
Kotak Securities Limited**
0.91
Motilal Oswal Finvest Limited**
0.91
LIC Housing Finance Limited**
0.91
Kotak Mahindra Bank Limited**
0.91
National Bank for Agriculture and Rural Development**
0.91
HDFC Bank Limited**
0.91
HDFC Securities Limited**
0.90
Kotak Securities Limited**
0.90
Small Industries Development Bank of India**
0.90
ICICI Securities Limited**
0.90
ICICI Securities Limited
0.90
Reliance Retail Ventures Limited**
0.90
Bank of Baroda**
0.90
Bajaj Finance Limited**
0.90
182 DAYS T-BILL 2025
0.80
Punjab National Bank
0.80
Punjab National Bank
0.79
Motilal Oswal Financial Services Limited**
0.79
ICICI Bank Limited
0.79
HDFC Bank Limited
0.68
Canara Bank
0.68
Julius Baer Capital (India) Private Limited**
0.68
Indian Bank**
0.68
Sikka Ports & Terminals Limited**
0.68
Motilal Oswal Financial Services Limited**
0.68
ICICI Securities Limited**
0.68
Bank of India**
0.68
Redington Limited**
0.68
SBICAP Securities Limited**
0.68
National Bank for Agriculture and Rural Development**
0.67
Bank of Baroda**
0.67
ICICI Securities Limited**
0.67
Godrej Properties Limited**
0.66
HDFC Bank Limited
0.59
Punjab National Bank
0.57
Axis Bank Limited**
0.57
HDFC Bank Limited**
0.45
The Federal Bank Limited**
0.45
Union Bank of India**
0.45
ICICI Bank Limited**
0.45
Axis Bank Limited**
0.45
Aditya Birla Money Limited**
0.45
Godrej Properties Limited**
0.45
SBICAP Securities Limited**
0.45
Kotak Securities Limited**
0.45
ICICI Bank Limited**
0.45
Canara Bank
0.45
Punjab National Bank
0.45
91 DAYS T-BILL 2025
0.36
REC Limited**
0.36
Birla Group Holdings Private Limited**
0.34
ICICI Bank Limited**
0.34
HDFC Bank Limited**
0.34
Bank of Baroda
0.34
Export-Import Bank of India
0.34
Union Bank of India**
0.34
Godrej Industries Limited**
0.34
Godrej Industries Limited**
0.34
Godrej Industries Limited**
0.34
Power Finance Corporation Limited**
0.29
Small Industries Development Bank of India**
0.24
364 DAYS T-BILL 2025
0.23
Export-Import Bank of India**
0.23
IndusInd Bank Limited**
0.23
IndusInd Bank Limited**
0.23
Canara Bank**
0.23
IndusInd Bank Limited**
0.23
Julius Baer Capital (India) Private Limited**
0.23
Union Bank of India
0.23
SBI Funds Management Pvt Ltd/Fund Parent
0.20
364 DAYS T-BILL 2025
0.16
TREPS / Reverse Repo Investments
0.15
LIC Housing Finance Limited**
0.14
182 DAYS T-BILL 2025
0.14
Power Finance Corporation Limited
0.12
Small Industries Development Bank of India
0.11
Birla Group Holdings Private Limited**
0.11
Bank of Baroda
0.11
ICICI Securities Limited**
0.11
Axis Bank Limited**
0.11
Canara Bank**
0.11
The Federal Bank Limited**
0.11
364 DAYS T-BILL 2025
0.07
91 DAYS T-BILL 2025
0.07
364 DAYS T-BILL 2025
0.02
182 DAYS T-BILL 2025
0.02
Net Receivables/Payables
-0.07

Sector Holding%
Miscellaneous
47.98

Fund Manager

Karan Mundhra

Education:B.Com, CA
Experience:9
Basic Details:From July 2016 onwards- Dealer, Fixed Income - DSPIM.From February 2016 to July 2016 - Manager - Fixed Income DSPIMFrom April 2012 to January 2016 - Manager - Fund Accounting - DSPIM
Funds Managed:
DSP Floater Fund
DSP Overnight Fund
DSP Arbitrage Fund
DSP Bond Fund
DSP Liquidity Fund
DSP Low Duration Fund
DSP Ultra Short Fund
DSP Savings Fund
DSP Short Term Fund
DSP Arbitrage Fund
DSP Bond Fund
DSP Floater Fund
DSP Liquidity Fund
DSP Low Duration Fund
DSP Overnight Fund
DSP Savings Fund
DSP Short Term Fund
DSP Ultra Short Fund

Shalini Vasanta

Holding Type Holding %
CARE AAA
0.24
Cash
0.08
CRISIL A1+
69.48
CRISIL AAA
1.50
ICRA A1+
8.84
IND A1+
5.09
Sov
14.53
Unrated
0.20

About DSP Liquidity Fund

Scheme Analysis

DSP Liquidity Fund is a Debt - Liquid Fund fund and belongs to DSP Mutual Fund. It was launched on 31-Dec-2012 and currently has an AUM of ₹21,927.12 crore. DSP Liquidity Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and CRISIL Liquid Debt Index as secondary index.

The NAV of DSP Liquidity Fund ended up ₹0.75(0.02%)yesterday to ₹3678.572.

Among its top 3 holdings the fund has exposure to 91 DAYS T-BILL 2025, and

The DSP Liquidity Fund is managed by Karan Mundhra and Shalini Vasanta.

Fund House Contact

Address:

Mafatlal Centre, 10th Floor, Nariman Point, Mumbai - 400 021

Phone Number: +91 (22) 66578000

Email Address: service@dspim.com

Fax Number: +91 (22) 66578181

Website: https://www.dspim.com/

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