HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth - Regular Plan

Other Plans and Options
  • (-0.15%)Nav, as on 10-02-2025

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  • Net Change on 10-02-2025

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Regular Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option -6.48 -2.95 7.10 8.29 8.15 8.50
Crisil 10 Yr Gilt Index N/A N/A N/A N/A N/A N/A
NIFTY 50 Hybrid Composite Debt 15:85 Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option Feb 25, 2016 7.10 8.29 8.15 2.14 158.67
UTI Retirement Fund - Regular Plan Dec 27, 1994 11.14 11.53 12.90 1.66 4,565.56
Franklin India Pension Plan-Growth Mar 31, 1997 9.56 9.49 8.92 2.26 506.27
Tata Retirement Savings Fund Regular Plan-Conservative Plan (Growth) Nov 04, 2011 7.48 6.97 7.40 2.17 173.39
Nippon India Retirement Fund- Income Generation Scheme-Growth Option Feb 11, 2015 7.53 8.13 7.13 2.09 153.16
ICICI Prudential Retirement Fund - Pure Debt - Growth Option Feb 27, 2019 7.35 5.95 5.58 2.17 107.25

Fund Holdings as on 31-January-2025

  • TREPS - Tri-party Repo

  • 6.67% GOI MAT 171250

  • Tata Consultancy Services Ltd.

  • 8.35% Mahindra Rural Housing Finance Ltd^

  • 7.7505% TMF Holdings Ltd. (Perpetual) (Perpetual)^

  • 6.19% GOI MAT 160934^

  • 7.57% GOI MAT 170633

  • Larsen and Toubro Ltd.

  • Reliance Industries Ltd.

  • 8.97% GOI MAT 051230

  • 7.5% GOI MAT 100834

  • 8.4% Indian Railways Finance Corp. Ltd.^

  • 6.83% HDFC Bank Ltd.£^

  • Net Current Assets

  • ICICI Bank Ltd.

  • HDFC Bank Ltd.£

  • Infosys Limited

  • Bharti Airtel Ltd.

  • State Bank of India

  • ITC LIMITED

  • Axis Bank Ltd.

  • ICICI Lombard General Insurance Co

  • Transport Corporation of India Ltd.

  • 9.1% Power Finance Corporation Ltd.^

  • Maruti Suzuki India Limited

  • SBI Life Insurance Company Ltd.

  • Gujarat State Petronet Ltd.

  • Vesuvius India Ltd.

  • Symphony Ltd.

  • Dr Reddys Laboratories Ltd.

  • Hindustan Aeronautics Limited

  • Voltamp Transformers Ltd.

  • United Spirits Limited

  • The Anup Engineering Limited

  • Bayer Cropscience Ltd

  • Hindustan Petroleum Corp. Ltd.

  • Kalpataru Projects International Ltd

  • City Union Bank Ltd.

  • Finolex Cables Ltd.

  • Balrampur Chini Mills Ltd.

  • Power Grid Corporation of India Ltd.

  • Alembic Pharmaceuticals Limited

  • Gateway Distriparks Limited

  • Gujarat Pipavav Port Ltd.

  • Redington Ltd.

  • Vardhman Textiles Ltd.

  • Goodyear India Ltd.

  • Torrent Pharmaceuticals Ltd.

  • Lumax Industries Ltd

  • Insecticides (India) Ltd.

  • PVR LIMITED

  • 7.54% GOI MAT 230536

  • Popular Vehicles and Services Limited

  • OCCL Limited

  • ITC Hotels Limited

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  • Miscellaneous

  • IT - Software

  • Bank - Private

  • Engineering - Construction

  • Refineries

  • Insurance

  • Telecommunication - Service Provider

  • Logistics

  • Bank - Public

  • Pharmaceuticals & Drugs

  • Cigarettes/Tobacco

  • Automobiles - Passenger Cars

  • Pesticides & Agrochemicals

  • Gas Transmission/Marketing

  • Refractories

  • Consumer Durables - Domestic Appliances

  • Defence

  • Electric Equipment

  • Breweries & Distilleries

  • Engineering - Industrial Equipments

  • Cable

  • Sugar

  • Power Generation/Distribution

  • Port

  • Trading

  • Tyres & Allied

  • Textile

  • Auto Ancillary

  • Film Production, Distribution & Entertainment

  • Automobiles - Dealers & Distributors

  • Chemicals

  • Hotel, Resort & Restaurants

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  • Cash

  • CRISIL - AA+

  • CRISIL - AAA

  • Equity

  • IND - AA+

  • Sovereign

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About HDFC Retirement Savings Fund - Hybrid-Debt Plan

Scheme Analysis

HDFC Retirement Savings Fund - Hybrid-Debt Plan is a Solution Oriented - Retirement Fund - Debt fund and belongs to HDFC Mutual Fund. It was launched on 25-Feb-2016 and currently has an AUM of ₹158.67 crore. HDFC Retirement Savings Fund - Hybrid-Debt Plan is benchmarked against Crisil 10 Yr Gilt Index as primary index and NIFTY 50 Hybrid Composite Debt 15:85 Index as secondary index.

The NAV of HDFC Retirement Savings Fund - Hybrid-Debt Plan ended down ₹-0.03(-0.15%)yesterday to ₹20.7357.

Among its top 3 holdings the fund has exposure to TREPS - Tri-party Repo, and

The HDFC Retirement Savings Fund - Hybrid-Debt Plan is managed by Shobhit Mehrotra and Srinivasan Ramamurthy.

Fund House Contact

HDFC House, 2nd floor, H.T. Parekh Marg, 165-166 Backbay Reclamation, Churchgate Mumbai - 400 020

+91 (22) 66316333
cliser@hdfcindia.com
+91 (22) 22821144