HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth - Direct Plan

Other Plans and Options
  • 0.11 %Nav, as on 30-01-2025

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  • Net Change on 30-01-2025

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option - Direct Plan -8.29 -1.75 9.07 9.40 9.55 9.90
Crisil 10 Yr Gilt Index N/A N/A N/A N/A N/A N/A
NIFTY 50 Hybrid Composite Debt 15:85 Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option - Direct Plan Feb 25, 2016 9.07 9.40 9.55 1.02 160.07
UTI Retirement Fund- Direct Plan Jan 01, 2013 12.40 12.05 13.55 1.03 4,631.31
Franklin India PENSION PLAN - Direct - Growth Jan 01, 2013 10.14 10.09 9.78 1.51 516.76
Axis Retirement Fund - Conservative Plan - Direct Growth Dec 20, 2019 9.85 8.72 10.43 0.76 375.26
Tata Retirement Savings Fund Conservative-Direct Plan Growth Jan 08, 2013 8.52 8.19 8.77 0.96 174.42
Nippon India Retirement Fund- Income Generation Scheme- Direct Plan- Growth Option Feb 11, 2015 10.54 9.22 8.78 1.00 155.68

Fund Holdings as on 31-December-2024

  • TREPS - Tri-party Repo

  • 6.67% GOI MAT 171250

  • Tata Consultancy Services Ltd.

  • 8.35% Mahindra Rural Housing Finance Ltd^

  • 7.7505% TMF Holdings Ltd. (Perpetual) (Perpetual)^

  • 6.19% GOI MAT 160934^

  • 7.57% GOI MAT 170633

  • Larsen and Toubro Ltd.

  • 8.97% GOI MAT 051230^

  • Reliance Industries Ltd.

  • 7.5% GOI MAT 100834^

  • 8.4% Indian Railways Finance Corp. Ltd.^

  • 6.83% HDFC Bank Ltd.£^

  • Net Current Assets

  • HDFC Bank Ltd.£

  • ICICI Bank Ltd.

  • Infosys Limited

  • Bharti Airtel Ltd.

  • State Bank of India

  • ITC LIMITED

  • Axis Bank Ltd.

  • Transport Corporation of India Ltd.

  • ICICI Lombard General Insurance Co

  • 9.1% Power Finance Corporation Ltd.^

  • Maruti Suzuki India Limited

  • Gujarat State Petronet Ltd.

  • Voltamp Transformers Ltd.

  • The Anup Engineering Limited

  • SBI Life Insurance Company Ltd.

  • Dr Reddys Laboratories Ltd.

  • Vesuvius India Ltd.

  • Symphony Ltd.

  • Kalpataru Projects International Ltd

  • United Spirits Limited

  • Hindustan Aeronautics Limited

  • Hindustan Petroleum Corp. Ltd.

  • Bayer Cropscience Ltd

  • Finolex Cables Ltd.

  • Gujarat Pipavav Port Ltd.

  • Alembic Pharmaceuticals Limited

  • Balrampur Chini Mills Ltd.

  • City Union Bank Ltd.

  • Torrent Pharmaceuticals Ltd.

  • Power Grid Corporation of India Ltd.

  • Gateway Distriparks Limited

  • Vardhman Textiles Ltd.

  • Goodyear India Ltd.

  • Redington Ltd.

  • Lumax Industries Ltd

  • Insecticides (India) Ltd.

  • PVR LIMITED

  • 7.54% GOI MAT 230536

  • Popular Vehicles and Services Limited

  • OCCL Limited

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  • Miscellaneous

  • IT - Software

  • Bank - Private

  • Engineering - Construction

  • Refineries

  • Insurance

  • Pharmaceuticals & Drugs

  • Logistics

  • Telecommunication - Service Provider

  • Bank - Public

  • Cigarettes/Tobacco

  • Pesticides & Agrochemicals

  • Automobiles - Passenger Cars

  • Gas Transmission/Marketing

  • Electric Equipment

  • Engineering - Industrial Equipments

  • Refractories

  • Consumer Durables - Domestic Appliances

  • Breweries & Distilleries

  • Defence

  • Cable

  • Port

  • Sugar

  • Power Generation/Distribution

  • Textile

  • Trading

  • Tyres & Allied

  • Auto Ancillary

  • Film Production, Distribution & Entertainment

  • Automobiles - Dealers & Distributors

  • Chemicals

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  • Cash

  • CRISIL - AA+

  • CRISIL - AAA

  • Equity

  • IND - AA+

  • Sovereign

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About HDFC Retirement Savings Fund - Hybrid-Debt Plan

Scheme Analysis

HDFC Retirement Savings Fund - Hybrid-Debt Plan is a Solution Oriented - Retirement Fund - Debt fund and belongs to HDFC Mutual Fund. It was launched on 25-Feb-2016 and currently has an AUM of ₹160.07 crore. HDFC Retirement Savings Fund - Hybrid-Debt Plan is benchmarked against Crisil 10 Yr Gilt Index as primary index and NIFTY 50 Hybrid Composite Debt 15:85 Index as secondary index.

The NAV of HDFC Retirement Savings Fund - Hybrid-Debt Plan ended up ₹0.03(0.11%)yesterday to ₹23.2737.

Among its top 3 holdings the fund has exposure to TREPS - Tri-party Repo, and

The HDFC Retirement Savings Fund - Hybrid-Debt Plan is managed by Shobhit Mehrotra and Srinivasan Ramamurthy.

Fund House Contact

HDFC House, 2nd floor, H.T. Parekh Marg, 165-166 Backbay Reclamation, Churchgate Mumbai - 400 020

+91 (22) 66316333
cliser@hdfcindia.com
+91 (22) 22821144