Kotak Liquid Fund - Growth - Direct Plan

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₹5181.0814 0.03 %Nav, as on 05-02-2025
Previous Nav
₹ 5179.7822
Net Change on 05-02-2025
₹1.3
PersonalFN Rating
Unrated
Category
Debt - Liquid Fund
Assets (Cr.)
₹ 37,643.85
Expense Ratio
0.2%
(As on Jan 31, 2025)

Fund Overview Growth | Direct Plan

Fund House
Kotak Mahindra Mutual Fund
Launch Date
31-Dec-2012
Benchmark
Crisil 1 Yr T-Bill Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL on or after 7D
Minimum SIP Investment (₹)
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
1,000
52 Week Low Nav (₹)
4822.79
52 Week Low Nav Date
04-Feb-2024
52 Week High Nav (₹)
5179.78
52 Week High Nav Date
04-Feb-2025

Fund Objective

The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI/RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
Kotak Liquid - Growth - Direct	6.91	6.96	7.38	6.57	5.41	6.82
Crisil 1 Yr T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
Nifty Liquid Fund Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
Kotak Liquid - Growth - Direct	Dec 31, 2012	Unrated	7.38	6.57	5.41	0.20	37,643.85
UTI Liquid Fund - Direct Plan - Growth Option	Dec 31, 2012		7.39	6.60	5.45	0.16	27,431.60
Bandhan Liquid Fund -Direct Plan -Growth	Dec 31, 2012		7.40	6.60	5.39	0.12	15,403.23

Fund Holdings as on 31-January-2025

Company % Assets
91 DAYS TREASURY BILL 13/02/2025
4.02
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
3.97
91 DAYS TREASURY BILL 01/05/2025
3.92
PUNJAB NATIONAL BANK
2.76
Tata Consultancy Services
2.66
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
2.64
Reliance Retail Ventures Ltd**
2.64
Reliance Jio Infocomm Ltd.**
2.63
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
2.61
91 DAYS TREASURY BILL 13/03/2025
2.11
91 DAYS TREASURY BILL 06/03/2025
1.98
STANDARD CHARTERED BANK
1.82
INDIAN BANK
1.65
AXIS BANK LTD.**
1.39
PUNJAB NATIONAL BANK**
1.33
KARUR VYSYA BANK LTD.**
1.33
ICICI SECURITIES LIMITED**
1.33
UNION BANK OF INDIA**
1.32
BANK OF BARODA
1.32
BANK OF MAHARASHTRA**
1.32
ADITYA BIRLA FINANCE LTD.**
1.32
BANK OF MAHARASHTRA**
1.32
UNION BANK OF INDIA**
1.32
PUNJAB NATIONAL BANK**
1.32
INDIAN BANK
1.32
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
1.32
PNB HOUSING FINANCE LTD.**
1.32
PUNJAB NATIONAL BANK**
1.32
BANK OF MAHARASHTRA**
1.32
Panatone Finvest Ltd.**
1.32
Reliance Retail Ventures Ltd**
1.32
INDIAN BANK**
1.32
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
1.32
INDIAN BANK**
1.31
91 DAYS TREASURY BILL 24/04/2025
1.31
PUNJAB NATIONAL BANK**
1.31
HDFC BANK LTD.**
1.19
HDFC BANK LTD.**
1.19
UNION BANK OF INDIA**
1.18
Reliance Retail Ventures Ltd**
1.06
IDBI BANK LTD.**
1.06
UCO BANK**
1.06
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
1.06
UNION BANK OF INDIA**
1.05
ICICI SECURITIES LIMITED
0.80
HDFC SECURITIES LIMITED **
0.79
CANARA BANK**
0.79
Export-Import Bank of India**
0.79
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.79
CANARA BANK**
0.79
HDFC BANK LTD.**
0.79
HDFC SECURITIES LIMITED **
0.79
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.66
182 DAYS TREASURY BILL 06/02/2025
0.66
Mahindra & Mahindra Financial Services Ltd.
0.66
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
0.66
HDFC SECURITIES LIMITED **
0.66
Hindustan Zinc Ltd.**
0.66
IIFL FINANCE LIMITED**
0.66
IIFL FINANCE LIMITED**
0.66
BAJAJ FINANCE LTD.**
0.65
ICICI SECURITIES LIMITED**
0.65
HDFC SECURITIES LIMITED **
0.53
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
0.53
PIRAMAL CAPITAL & HOUSING FINANCE LTD.**
0.53
BAJAJ FINANCIAL SECURITIES LIMITED**
0.53
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
0.53
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.53
HDFC SECURITIES LIMITED **
0.53
364 DAYS TREASURY BILL 20/03/2025
0.53
UNION BANK OF INDIA
0.53
ICICI SECURITIES LIMITED**
0.53
PUNJAB NATIONAL BANK
0.52
SBICAP SECURITIES LIMITED**
0.40
BIRLA GROUP HOLDING PRIVATE LIMITED**
0.40
ICICI SECURITIES LIMITED**
0.40
ASEEM INFRASTRUCTURE FINANCE LIMITED **
0.40
BAJAJ FINANCIAL SECURITIES LIMITED**
0.40
ICICI SECURITIES LIMITED**
0.40
JULIUS BAER CAPITAL (INDIA) PVT. LTD**
0.40
JULIUS BAER CAPITAL (INDIA) PVT. LTD**
0.40
PIRAMAL CAPITAL & HOUSING FINANCE LTD.**
0.33
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
0.33
ADITYA BIRLA MONEY LTD**
0.26
Dalmia Cement (Bharat) Ltd**
0.26
360 ONE PRIME LTD.**
0.26
HDFC BANK LTD.**
0.26
ANGEL ONE LIMITED**
0.26
8.07% Gujarat State Govt - 2025 - Gujarat
0.24
SBI ALTERNATIVE INVESTMENT FUND
0.23
PIRAMAL ENTERPRISES LTD.**
0.20
364 DAYS TREASURY BILL 06/03/2025
0.20
CANARA BANK
0.20
ADITYA BIRLA MONEY LTD**
0.13
BANK OF BARODA**
0.13
UNION BANK OF INDIA**
0.13
CANARA BANK**
0.13
SBICAP SECURITIES LIMITED**
0.13
MUTHOOT FINANCE LTD.**
0.13
BAJAJ FINANCIAL SECURITIES LIMITED**
0.13
Export-Import Bank of India
0.13
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
0.13
182 DAYS TREASURY BILL 14/02/2025
0.08
BANK OF BARODA
0.07
CANARA BANK
0.07
364 DAYS TREASURY BILL 06/02/2025
0.05
Net Current Assets/(Liabilities)
-1.03

Sector Holding%
Miscellaneous
44.71

Fund Manager

Deepak Agrawal

Education:Post Graduate in Commerce from Mumbai University, a qualified chartered account and a company secretary. Also cleared AIMR CFA Level
Experience:14 Years
Basic Details:Mr. Deepak Agrawal's career has started from Kotak AMC when he joined the organization in December 2002, where he was initially in Research, Dealing and then moved into Fund Management from November 2006.
Funds Managed:
Kotak Bond Short Term Fund
Kotak Floating Rate Fund
Kotak Money Market Fund
Kotak Overnight Fund
Kotak Banking and PSU Debt Fund
Kotak Bond Short Term Fund
Kotak Corporate Bond Fund
Kotak Credit Risk Fund
Kotak Dynamic Bond Fund
Kotak Floating Rate Fund
Kotak Liquid Fund
Kotak Low Duration Fund
Kotak Medium Term Fund
Kotak Money Market Fund
Kotak Overnight Fund
Kotak Savings Fund

Holding Type Holding %
CARE A1+
9.62
Cash
3.45
CRISIL A1+
44.24
FITCH A1+
8.18
ICRA A1+
19.24
SOV
15.10
Unrated
0.23

About Kotak Liquid Fund

Scheme Analysis

Kotak Liquid Fund is a Debt - Liquid Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 31-Dec-2012 and currently has an AUM of ₹37,643.85 crore. Kotak Liquid Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and Nifty Liquid Fund Index as secondary index.

The NAV of Kotak Liquid Fund ended up ₹1.3(0.03%)yesterday to ₹5181.0814.

Among its top 3 holdings the fund has exposure to 91 DAYS TREASURY BILL 13/02/2025, and

The Kotak Liquid Fund is managed by Deepak Agrawal .

Fund House Contact

Address:

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

Phone Number: +91 (22) 66384400

Email Address: mutual@kotak.com

Fax Number: +91 (22) 66384455

Website: https://www.kotakmf.com/

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