Kotak Liquid Fund - Growth - Regular Plan

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₹5121.5823 0.02 %Nav, as on 23-01-2025
Previous Nav
₹ 5120.6126
Net Change on 23-01-2025
₹0.97
PersonalFN Rating
Unrated
Category
Debt - Liquid Fund
Assets (Cr.)
₹ 33,496.60
Expense Ratio
0.31%
(As on Dec 31, 2024)

Fund Overview Growth | Regular Plan

Fund House
Kotak Mahindra Mutual Fund
Launch Date
04-Nov-2003
Benchmark
Crisil 1 Yr T-Bill Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL on or after 7D
Minimum SIP Investment (₹)
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
1,000
52 Week Low Nav (₹)
4773.42
52 Week Low Nav Date
22-Jan-2024
52 Week High Nav (₹)
5120.61
52 Week High Nav Date
22-Jan-2025

Fund Objective

The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI/RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
Kotak Liquid Regular Plan Growth	6.95	6.82	7.25	6.39	5.28	6.88
Crisil 1 Yr T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
Nifty Liquid Fund Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
Kotak Liquid Regular Plan Growth	Nov 04, 2003	Unrated	7.25	6.39	5.28	0.31	33,496.60
HDFC Liquid Fund - Growth Plan	Oct 17, 2000	Unrated	7.29	6.42	5.28	0.29	68,648.01
SBI Liquid Fund - REGULAR PLAN -Growth	Mar 11, 2007	Unrated	7.22	6.39	5.29	0.31	60,844.17
ICICI Prudential Liquid Fund - Growth	Nov 17, 2005	Unrated	7.31	6.43	5.33	0.29	49,652.96
Aditya Birla Sun Life Liquid Fund - Growth	Mar 30, 2004		7.30	6.47	5.36	0.34	39,882.67
Axis Liquid Fund - Regular Plan - Growth Option	Oct 09, 2009		7.34	6.50	5.38	0.17	30,917.01

Fund Holdings as on 31-December-2024

Company % Assets
91 DAYS TREASURY BILL 13/02/2025
5.93
91 DAYS TREASURY BILL 30/01/2025
4.90
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
4.44
PUNJAB NATIONAL BANK**
2.98
BANK OF BARODA**
2.95
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
2.95
Reliance Retail Ventures Ltd**
2.95
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
2.39
91 DAYS TREASURY BILL 13/03/2025
2.36
91 DAYS TREASURY BILL 06/03/2025
2.21
STANDARD CHARTERED BANK
2.05
INDIAN BANK**
1.84
MANKIND PHARMA LTD**
1.82
INDIAN BANK**
1.77
5.23% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
1.56
AXIS BANK LTD.**
1.55
PUNJAB NATIONAL BANK**
1.48
PUNJAB NATIONAL BANK**
1.48
KARUR VYSYA BANK LTD.**
1.48
UCO BANK**
1.48
ICICI SECURITIES LIMITED**
1.48
Union Bank of India**
1.48
BANK OF BARODA**
1.47
Union Bank of India**
1.47
BANK OF MAHARASHTRA**
1.47
ADITYA BIRLA FINANCE LTD.**
1.47
BANK OF MAHARASHTRA**
1.47
Union Bank of India**
1.47
PUNJAB NATIONAL BANK**
1.47
INDIAN BANK**
1.47
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
1.47
PUNJAB NATIONAL BANK**
1.47
BANK OF MAHARASHTRA**
1.47
PNB HOUSING FINANCE LTD.**
1.47
Union Bank of India**
1.41
HDFC BANK LTD.**
1.33
PUNJAB & SIND BANK**
1.19
Reliance Retail Ventures Ltd**
1.18
IDBI BANK LTD.**
1.18
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
1.18
Union Bank of India**
1.18
ICICI SECURITIES LIMITED**
0.89
HDFC SECURITIES LIMITED ( ) **
0.89
CANARA BANK**
0.89
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.88
CANARA BANK**
0.88
HDFC SECURITIES LIMITED ( ) **
0.88
91 DAYS TREASURY BILL 23/01/2025
0.87
PNB HOUSING FINANCE LTD.**
0.74
182 DAYS TREASURY BILL 06/02/2025
0.74
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.74
Mahindra & Mahindra Financial Services Ltd.**
0.74
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
0.74
Hindustan Zinc Ltd.**
0.74
HDFC SECURITIES LIMITED ( ) **
0.74
HDFC SECURITIES LIMITED ( ) **
0.67
Panatone Finvest Ltd.**
0.60
HDFC SECURITIES LIMITED ( ) **
0.59
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
0.59
PIRAMAL CAPITAL & HOUSING FINANCE LTD.**
0.59
BAJAJ FINANCIAL SECURITIES LIMITED**
0.59
HDFC BANK LTD.**
0.59
364 DAYS TREASURY BILL 20/03/2025
0.59
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.59
HDFC SECURITIES LIMITED ( ) **
0.59
Union Bank of India**
0.59
PUNJAB NATIONAL BANK**
0.58
SBICAP SECURITIES LIMITED**
0.44
BIRLA GROUP HOLDING PRIVATE LIMITED**
0.44
ICICI SECURITIES LIMITED**
0.44
ICICI SECURITIES LIMITED**
0.44
ASEEM INFRASTRUCTURE FINANCE LIMITED ( ) **
0.44
BAJAJ FINANCIAL SECURITIES LIMITED**
0.44
JULIUS BAER CAPITAL (INDIA) PVT. LTD**
0.44
JULIUS BAER CAPITAL (INDIA) PVT. LTD**
0.44
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
0.37
PIRAMAL CAPITAL & HOUSING FINANCE LTD.**
0.37
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
0.37
182 DAYS TREASURY BILL 23/01/2025
0.30
Export-Import Bank of India**
0.30
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
0.30
182 DAYS TREASURY BILL 20/02/2025
0.30
ADITYA BIRLA MONEY LTD**
0.30
Dalmia Cement (Bharat) Ltd**
0.29
HDFC BANK LTD.**
0.29
ANGEL ONE LIMITED**
0.29
8.07% Gujarat State Govt - 2025 - Gujarat
0.27
SBI ALTERNATIVE INVESTMENT FUND
0.23
PUNJAB & SIND BANK**
0.22
PIRAMAL ENTERPRISES LTD.**
0.22
364 DAYS TREASURY BILL 06/03/2025
0.22
CANARA BANK**
0.22
CANARA BANK**
0.15
ADITYA BIRLA MONEY LTD**
0.15
BANK OF BARODA**
0.15
CANARA BANK**
0.15
SBICAP SECURITIES LIMITED**
0.15
MUTHOOT FINANCE LTD.**
0.15
Export-Import Bank of India**
0.15
182 DAYS TREASURY BILL 14/02/2025
0.09
BANK OF BARODA**
0.07
CANARA BANK**
0.07
364 DAYS TREASURY BILL 06/02/2025
0.06
Net Current Assets/(Liabilities)
-8.08

Sector Holding%
Miscellaneous
44.82

Fund Manager

Deepak Agrawal

Education:Post Graduate in Commerce from Mumbai University, a qualified chartered account and a company secretary. Also cleared AIMR CFA Level
Experience:14 Years
Basic Details:Mr. Deepak Agrawal's career has started from Kotak AMC when he joined the organization in December 2002, where he was initially in Research, Dealing and then moved into Fund Management from November 2006.
Funds Managed:
Kotak Bond Short Term Fund
Kotak Floating Rate Fund
Kotak Money Market Fund
Kotak Overnight Fund
Kotak Banking and PSU Debt Fund
Kotak Bond Short Term Fund
Kotak Corporate Bond Fund
Kotak Credit Risk Fund
Kotak Dynamic Bond Fund
Kotak Floating Rate Fund
Kotak Liquid Fund
Kotak Low Duration Fund
Kotak Medium Term Fund
Kotak Money Market Fund
Kotak Overnight Fund
Kotak Savings Fund

Holding Type Holding %
CARE A1+
10.66
Cash
-6.03
CRISIL A1+
41.72
CRISIL AAA
1.56
FITCH A1+
10.54
ICRA A1+
22.46
Sov
18.84
Unrated
0.23

About Kotak Liquid Fund

Scheme Analysis

Kotak Liquid Fund is a Debt - Liquid Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 04-Nov-2003 and currently has an AUM of ₹33,496.60 crore. Kotak Liquid Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and Nifty Liquid Fund Index as secondary index.

The NAV of Kotak Liquid Fund ended up ₹0.97(0.02%)yesterday to ₹5121.5823.

Among its top 3 holdings the fund has exposure to 91 DAYS TREASURY BILL 13/02/2025, and

The Kotak Liquid Fund is managed by Deepak Agrawal .

Fund House Contact

Address:

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

Phone Number: +91 (22) 66384400

Email Address: mutual@kotak.com

Fax Number: +91 (22) 66384455

Website: https://www.kotakmf.com/

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