Kotak Low Duration Fund - Growth - Direct Plan

Item: Kotak Low Duration Fund - Growth - Direct Plan
Rating: 2
Author: PersonalFN

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₹3520.8454 0.06 %Nav, as on 05-02-2025
Previous Nav
₹ 3518.8899
Net Change on 05-02-2025
₹1.96
PersonalFN Rating
Category
Debt - Low Duration Fund
Assets (Cr.)
₹ 11,882.66
Expense Ratio
0.42%
(As on Jan 31, 2025)

Fund Overview Growth | Direct Plan

Fund House
Kotak Mahindra Mutual Fund
Launch Date
01-Jan-2013
Benchmark
Crisil 1 Yr T-Bill Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
Nil
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
1,000
52 Week Low Nav (₹)
3254.70
52 Week Low Nav Date
05-Feb-2024
52 Week High Nav (₹)
3518.89
52 Week High Nav Date
04-Feb-2025

Fund Objective

The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
Kotak Low Duration Fund- Direct Plan- Growth Option	6.99	7.07	8.11	6.90	6.61	7.94
Crisil 1 Yr T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Long Duration Debt Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Short Term Bond Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
Kotak Low Duration Fund- Direct Plan- Growth Option	Jan 01, 2013	8.11	6.90	6.61	0.42	11,882.66
Bandhan Low Duration Fund -Direct Plan-Growth	Jan 01, 2013	7.58	6.53	5.97	0.34	5,494.25
UTI Low Duration Fund - Direct Plan - Growth Option	Jan 01, 2013	7.69	6.66	7.19	0.39	3,347.64

Fund Holdings as on 31-January-2025

Company % Assets
Net Current Assets/(Liabilities)
7.73
Central Government - 2033
5.69
7.44% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
5.24
7.57% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
4.24
364 DAYS TREASURY BILL 15/01/2026
3.17
7.58% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
2.52
7.6% REC LTD**
2.23
FEDERAL BANK LTD.**
1.98
PTC SANSAR TRUST (AUGUST 24 V) 25/09/2029(SANSAR TRUST)**
1.88
7.92% BAJAJ HOUSING FINANCE LTD.(^)**
1.87
7.77% EMBASSY OFFICE PARKS REIT**
1.72
8.95% BHARTI TELECOM LTD.**
1.70
7.8% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
1.69
8.1% ADITYA BIRLA HOUSING FINANCE LTD(^)**
1.69
7.99% MANKIND PHARMA LTD**
1.69
6.75% Sikka Ports & Terminals Ltd. ( Mukesh Ambani Group ) **
1.64
PTC INDIA UNIVERSAL TRUST AL1 (SERIES A2) 20/07/2027(INDIA UNIVERSAL TRUST AL1)**
1.60
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
1.60
8.65% MUTHOOT FINANCE LTD.**
1.52
8.15% PNB HOUSING FINANCE LTD.**
1.47
7.55% REC LTD(^)**
1.47
PTC INDIA UNIVERSAL TRUST AL2 (SERIES A1) 21/11/2026(INDIA UNIVERSAL TRUST AL2)**
1.38
8.17% EMBASSY OFFICE PARKS REIT**
1.35
7.55% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
1.26
182 DAYS TREASURY BILL 14/02/2025
1.26
7.49% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)
1.26
7.23% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
1.26
IIFL FINANCE LIMITED**
1.25
6.4% JAMNAGAR UTILITIES & POWER PRIVATE LIMITED ( Mukesh Ambani Group ) **
1.24
7.85% INDINFRAVIT TRUST**
1.21
Triparty Repo
1.07
6.58% L&T METRO RAIL (HYDERABAD) LTD ( Axis Trusteeship services Ltd . Guaranteed by Larsen & Toubro Limited.) **
1.04
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.**
1.02
7.75% MINDSPACE BUSINESS PARKS REIT(^)**
0.92
PTC SANSAR TRUST (SERIES A1) 25/06/2030 ( MAT 31/08/2027)(SANSAR TRUST)**
0.87
7.99% TATA PROJECTS LTD.**
0.85
8.65% BHARTI TELECOM LTD.(^)**
0.85
PTC First Business Receivables Trust (Series 23) 01/10/2025(First Business Receivables Trust)**
0.85
8.25% CAN FIN HOMES LTD.(^)**
0.85
8.12% BAJAJ FINANCE LTD.(^)**
0.85
7.97% MANKIND PHARMA LTD(^)**
0.84
7.99% Kotak Mahindra Prime Ltd.(^)**
0.84
8.6% ADITYA BIRLA RENEWABLES LIMITED**
0.84
7.69% NEXUS SELECT TRUST REIT**
0.84
9.15% GRIHUM HOUSING FINANCE LIMITED**
0.84
7.78% BAJAJ HOUSING FINANCE LTD.**
0.84
7.69% LIC HOUSING FINANCE LTD.**
0.84
7.37% Power Finance Corporation Ltd.**
0.84
7.05% EMBASSY OFFICE PARKS REIT**
0.83
364 DAYS TREASURY BILL 29/01/2026
0.79
PUNJAB NATIONAL BANK**
0.79
7.9% Sikka Ports & Terminals Ltd. ( Mukesh Ambani Group ) **
0.76
PTC DHRUVA TRUST (SERIES A1) 24/03/2030 (MAT 24/10/2029)(DHRUVA TRUST)**
0.73
PTC SANSAR TRUST (SERIES A1) 25/06/2025 (MAT- 25/09/2028)(SANSAR TRUST)**
0.72
7.11% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
0.71
8.37% AADHAR HOUSING FINANCE LIMITED**
0.63
PTC INDIA UNIVERSAL TRUST AL2 (SERIES A2) 21/11/2027(INDIA UNIVERSAL TRUST AL2)**
0.58
8.45% CAN FIN HOMES LTD.**
0.55
7.59% Power Finance Corporation Ltd.
0.50
PTC SANSAR TRUST (SERIES A1) 20/01/2027 (MAT 20/11/2029)(SANSAR TRUST)**
0.45
8.1% BAJAJ HOUSING FINANCE LTD.(^)**
0.42
7.96% EMBASSY OFFICE PARKS REIT**
0.42
PTC First Business Receivables Trust (Series 22) 01/07/2025(First Business Receivables Trust)**
0.42
7.77% REC LTD(^)**
0.42
8.4% Nirma Ltd.
0.42
8% BAJAJ HOUSING FINANCE LTD.**
0.42
7.84% TATA CAPITAL HOUSING FINANCE LTD.
0.42
7.11% INDIA GRID TRUST**
0.42
7.51% REC LTD**
0.42
7.25% INDIA GRID TRUST**
0.42
6.4% John Deere Financial India Private Limited**
0.42
HDFC BANK LTD.
0.41
PTC FIRST BUSINESS TRUST (SR 24) 01/01/2026(First Business Receivables Trust)**
0.38
9% JM FINANCIAL CREDIT SOLUTIONS LTD.**
0.35
BAJAJ FINANCE LTD.**
0.35
6.8% EMBASSY OFFICE PARKS REIT**
0.33
SANSAR TRUST(SANSAR TRUST)**
0.33
CHOLAMANDALAM SECURITIES LIMITED**
0.33
8.65% AADHAR HOUSING FINANCE LIMITED**
0.30
8.15% SUNDARAM HOME FINANCE LTD**
0.29
GS CG 19/03/2028 - (STRIPS)
0.29
SBI ALTERNATIVE INVESTMENT FUND
0.27
7.98% SUNDARAM HOME FINANCE LTD**
0.25
182 DAYS TREASURY BILL 27/02/2025
0.25
8.03% MINDSPACE BUSINESS PARKS REIT(^)**
0.21
8.15% GODREJ PROPERTIES LIMITED**
0.21
6.72% INDIA GRID TRUST**
0.21
7.35% EMBASSY OFFICE PARKS REIT**
0.20
8.45% NOMURA CAPITAL (INDIA) PRIVATE LIMITED**
0.17
8.33% Rajasthan State Govt - 2025 - Rajasthan
0.13
8.43% PNB HOUSING FINANCE LTD.**
0.11
8.5% Nirma Ltd.**
0.08
7.32% Central Government - 2030
0.04
Central Government - 2034
0.04
7.17% GODREJ INDUSTRIES LTD**
0.04
7.84% Tamil Nadu State Govt - 2026 - Tamil Nadu
0.02
8.15% SAMVARDHANA MOTHERSON INTERNATIONAL LTD**
0.02
8.02% MINDSPACE BUSINESS PARKS REIT**
0.02
8.35% GODREJ INDUSTRIES LTD ( ) **
0.02

Sector Holding%
Miscellaneous
62.73

Fund Manager

Deepak Agrawal

Education:Post Graduate in Commerce from Mumbai University, a qualified chartered account and a company secretary. Also cleared AIMR CFA Level
Experience:14 Years
Basic Details:Mr. Deepak Agrawal's career has started from Kotak AMC when he joined the organization in December 2002, where he was initially in Research, Dealing and then moved into Fund Management from November 2006.
Funds Managed:
Kotak Bond Short Term Fund
Kotak Floating Rate Fund
Kotak Money Market Fund
Kotak Overnight Fund
Kotak Banking and PSU Debt Fund
Kotak Bond Short Term Fund
Kotak Corporate Bond Fund
Kotak Credit Risk Fund
Kotak Dynamic Bond Fund
Kotak Floating Rate Fund
Kotak Liquid Fund
Kotak Low Duration Fund
Kotak Medium Term Fund
Kotak Money Market Fund
Kotak Overnight Fund
Kotak Savings Fund

Manu Sharma

Education:Chartered Accountant & M.Com
Experience:16 years
Basic Details:Mr. Manu Sharma has over 17 years of experience in the fields of Fixed Income Fund Management, Operations, Finance Audit and Taxation. He joinedKotak AMC from Deskera Systems in September 2019 and was based out of Bangalore/Singapore for one year. Prior to it Mr. Manu was with Kotak AMCsince September 2006 to June 2018 and has handled major assignments like the Fund Management, Operations and Finance for the KotakAMC.
Funds Managed:
Kotak Floating Rate Fund
Kotak Money Market Fund
Kotak Corporate Bond Fund
Kotak Floating Rate Fund
Kotak Low Duration Fund
Kotak Money Market Fund
Kotak Savings Fund

Holding Type Holding %
CARE A1+
2.01
CARE AA+
1.47
CARE AA-
0.84
Cash
8.80
CRISIL A1+
4.35
CRISIL AA
1.26
CRISIL AA+
5.08
CRISIL AAA
31.60
CRISIL AAA(CE)
1.04
CRISIL AAA(SO)
5.57
FITCH AA
0.93
FITCH AA+
0.55
FITCH AAA
3.13
FITCH AAA(IND)
4.24
FITCH AAA(SO)
3.56
ICRA AA
1.28
ICRA AA+
2.92
ICRA AAA
8.37
ICRA AAA(SO)
1.06
SOV
11.68
Unrated
0.27

About Kotak Low Duration Fund

Scheme Analysis

Kotak Low Duration Fund is a Debt - Low Duration Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹11,882.66 crore. Kotak Low Duration Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and CRISIL Long Duration Debt Index as primary index and CRISIL Short Term Bond Index as secondary index.

The NAV of Kotak Low Duration Fund ended up ₹1.96(0.06%)yesterday to ₹3520.8454.

Among its top 3 holdings the fund has exposure to Net Current Assets/(Liabilities), and

The Kotak Low Duration Fund is managed by Deepak Agrawal and Manu Sharma.

Fund House Contact

Address:

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

Phone Number: +91 (22) 66384400

Email Address: mutual@kotak.com

Fax Number: +91 (22) 66384455

Website: https://www.kotakmf.com/

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