Kotak Low Duration Fund - Growth - Direct Plan

Item: Kotak Low Duration Fund - Growth - Direct Plan
Rating: 1
Author: PersonalFN

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₹3541.0879 0.02 %Nav, as on 11-03-2025
Previous Nav
₹ 3540.5288
Net Change on 11-03-2025
₹0.56
PersonalFN Rating
Category
Debt - Low Duration Fund
Assets (Cr.)
₹ 11,754.82
Expense Ratio
0.42%
(As on Feb 28, 2025)

Fund Overview Growth | Direct Plan

Fund House
Kotak Mahindra Mutual Fund
Launch Date
01-Jan-2013
Benchmark
Crisil 1 Yr T-Bill Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
Nil
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
1,000
52 Week Low Nav (₹)
3280.17
52 Week Low Nav Date
11-Mar-2024
52 Week High Nav (₹)
3541.09
52 Week High Nav Date
11-Mar-2025

Fund Objective

The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
Kotak Low Duration Fund- Direct Plan- Growth Option	6.15	6.90	7.95	7.02	6.59	7.94
Crisil 1 Yr T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Long Duration Debt Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Short Term Bond Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
Kotak Low Duration Fund- Direct Plan- Growth Option	Jan 01, 2013	7.95	7.02	6.59	0.42	11,754.82
ICICI Prudential Savings Fund - Direct Plan - Growth	Jan 01, 2013	7.84	7.19	6.57	0.42	22,237.65
SBI MAGNUM LOW DURATION FUND - DIRECT PLAN - GROWTH	Jan 01, 2013	7.66	6.80	6.15	0.43	12,334.94
Nippon India Low Duration Fund - Direct Plan Growth Plan - Growth Option	Jan 01, 2013	7.83	6.92	6.52	0.38	7,275.82
Axis Treasury Advantage Fund - Direct Plan - Growth Option	Jan 01, 2013	7.81	6.93	6.35	0.35	5,933.18
Bandhan Low Duration Fund -Direct Plan-Growth	Jan 01, 2013	7.48	6.60	5.97	0.34	5,374.26

Fund Holdings as on 28-February-2025

Company % Assets
Central Government - 2033
5.76
HDFC BANK LTD.**
5.56
7.44% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
5.30
7.57% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
5.14
7.6% REC LTD
4.04
7.32% Central Government - 2030(^)
2.67
7.58% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
2.55
Net Current Assets/(Liabilities)
2.39
HDFC BANK LTD.
2.38
FEDERAL BANK LTD.**
2.01
PTC SANSAR TRUST (AUGUST 24 V) 25/09/2029(SANSAR TRUST)**
1.90
7.92% BAJAJ HOUSING FINANCE LTD.(^)**
1.89
Triparty Repo
1.77
7.77% EMBASSY OFFICE PARKS REIT**
1.74
8.95% BHARTI TELECOM LTD.**
1.71
8.1% ADITYA BIRLA HOUSING FINANCE LTD(^)**
1.71
7.99% MANKIND PHARMA LTD**
1.70
6.75% Sikka Ports & Terminals Ltd. ( Mukesh Ambani Group ) **
1.66
PTC INDIA UNIVERSAL TRUST AL1 (SERIES A2) 20/07/2027(INDIA UNIVERSAL TRUST AL1)**
1.59
8.15% PNB HOUSING FINANCE LTD.**
1.49
7.55% REC LTD(^)**
1.49
8.17% EMBASSY OFFICE PARKS REIT**
1.36
PTC INDIA UNIVERSAL TRUST AL2 (SERIES A1) 21/11/2026(INDIA UNIVERSAL TRUST AL2)**
1.32
7.55% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
1.27
IIFL FINANCE LIMITED**
1.27
7.49% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)**
1.27
7.23% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
1.27
6.4% JAMNAGAR UTILITIES & POWER PRIVATE LIMITED ( Mukesh Ambani Group ) **
1.25
7.85% INDINFRAVIT TRUST**
1.23
6.58% L&T METRO RAIL (HYDERABAD) LTD ( Axis Trusteeship services Ltd . Guaranteed by Larsen & Toubro Limited.) **
1.05
7.75% MINDSPACE BUSINESS PARKS REIT(^)**
0.93
7.99% TATA PROJECTS LTD.**
0.86
8.12% BAJAJ FINANCE LTD.(^)**
0.86
PTC First Business Receivables Trust (Series 23) 01/10/2025(First Business Receivables Trust)**
0.86
8.65% BHARTI TELECOM LTD.(^)**
0.86
7.99% Kotak Mahindra Prime Ltd.(^)**
0.85
7.8% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
0.85
8.25% CAN FIN HOMES LTD.(^)**
0.85
7.97% MANKIND PHARMA LTD(^)**
0.85
8.6% ADITYA BIRLA RENEWABLES LIMITED**
0.85
7.78% BAJAJ HOUSING FINANCE LTD.**
0.85
7.69% NEXUS SELECT TRUST REIT**
0.85
9.15% GRIHUM HOUSING FINANCE LIMITED**
0.85
7.69% LIC HOUSING FINANCE LTD.**
0.85
7.37% Power Finance Corporation Ltd.**
0.85
9.4% VEDANTA LTD.(^)**
0.85
9.5% VEDANTA LTD.**
0.85
7.05% EMBASSY OFFICE PARKS REIT**
0.84
PTC SANSAR TRUST (SERIES A1) 25/06/2030 ( MAT 31/08/2027)(SANSAR TRUST)**
0.82
364 DAYS TREASURY BILL 29/01/2026
0.80
7.9% Sikka Ports & Terminals Ltd. ( Mukesh Ambani Group ) **
0.77
7.11% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
0.72
PTC DHRUVA TRUST (SERIES A1) 24/03/2030 (MAT 24/10/2029)(DHRUVA TRUST)**
0.72
8.37% AADHAR HOUSING FINANCE LIMITED**
0.64
PTC INDIA UNIVERSAL TRUST AL2 (SERIES A2) 21/11/2027(INDIA UNIVERSAL TRUST AL2)**
0.58
8.45% CAN FIN HOMES LTD.**
0.56
PTC SANSAR TRUST (SERIES A1) 25/06/2025 (MAT- 25/09/2028)(SANSAR TRUST)**
0.53
8.1% BAJAJ HOUSING FINANCE LTD.(^)**
0.43
7.96% EMBASSY OFFICE PARKS REIT**
0.43
PTC First Business Receivables Trust (Series 22) 01/07/2025(First Business Receivables Trust)**
0.43
8.78% MUTHOOT FINANCE LTD.**
0.43
8% BAJAJ HOUSING FINANCE LTD.**
0.43
7.77% REC LTD(^)**
0.43
8.4% Nirma Ltd.**
0.43
7.84% TATA CAPITAL HOUSING FINANCE LTD.**
0.43
7.51% REC LTD**
0.42
7.11% INDIA GRID TRUST**
0.42
7.25% INDIA GRID TRUST**
0.42
6.4% John Deere Financial India Private Limited**
0.42
PTC SANSAR TRUST (SERIES A1) 20/01/2027 (MAT 20/11/2029)(SANSAR TRUST)**
0.41
EMBASSY OFFICE PARKS REIT**
0.40
PTC FIRST BUSINESS TRUST (SR 24) 01/01/2026(First Business Receivables Trust)**
0.39
9% JM FINANCIAL CREDIT SOLUTIONS LTD.**
0.36
BAJAJ FINANCE LTD.**
0.35
6.8% EMBASSY OFFICE PARKS REIT**
0.34
CHOLAMANDALAM SECURITIES LIMITED**
0.33
8.65% AADHAR HOUSING FINANCE LIMITED**
0.30
8.15% SUNDARAM HOME FINANCE LTD**
0.30
SANSAR TRUST(SANSAR TRUST)**
0.29
SBI ALTERNATIVE INVESTMENT FUND
0.28
7.98% SUNDARAM HOME FINANCE LTD**
0.26
8.03% MINDSPACE BUSINESS PARKS REIT(^)**
0.21
7.32% REC LTD**
0.21
6.72% INDIA GRID TRUST**
0.21
7.35% EMBASSY OFFICE PARKS REIT**
0.20
8.45% NOMURA CAPITAL (INDIA) PRIVATE LIMITED**
0.17
8.33% Rajasthan State Govt - 2025 - Rajasthan
0.13
8.15% GODREJ PROPERTIES LIMITED
0.13
8.43% PNB HOUSING FINANCE LTD.**
0.11
8.5% Nirma Ltd.**
0.09
Central Government - 2034
0.04
7.17% GODREJ INDUSTRIES LTD**
0.04
7.84% Tamil Nadu State Govt - 2026 - Tamil Nadu
0.02
8.35% GODREJ INDUSTRIES LTD ( ) **
0.02
8.02% MINDSPACE BUSINESS PARKS REIT**
0.02
8.15% SAMVARDHANA MOTHERSON INTERNATIONAL LTD**
0.02

Sector Holding%
Miscellaneous
64.36

Fund Manager

Deepak Agrawal

Education:Post Graduate in Commerce from Mumbai University, a qualified chartered account and a company secretary. Also cleared AIMR CFA Level
Experience:14 Years
Basic Details:Mr. Deepak Agrawal's career has started from Kotak AMC when he joined the organization in December 2002, where he was initially in Research, Dealing and then moved into Fund Management from November 2006.
Funds Managed:
Kotak Bond Short Term Fund
Kotak Floating Rate Fund
Kotak Money Market Fund
Kotak Overnight Fund
Kotak Banking and PSU Debt Fund
Kotak Bond Short Term Fund
Kotak Corporate Bond Fund
Kotak Credit Risk Fund
Kotak Dynamic Bond Fund
Kotak Floating Rate Fund
Kotak Liquid Fund
Kotak Low Duration Fund
Kotak Medium Term Fund
Kotak Money Market Fund
Kotak Overnight Fund
Kotak Savings Fund

Manu Sharma

Education:Chartered Accountant & M.Com
Experience:16 years
Basic Details:Mr. Manu Sharma has over 17 years of experience in the fields of Fixed Income Fund Management, Operations, Finance Audit and Taxation. He joinedKotak AMC from Deskera Systems in September 2019 and was based out of Bangalore/Singapore for one year. Prior to it Mr. Manu was with Kotak AMCsince September 2006 to June 2018 and has handled major assignments like the Fund Management, Operations and Finance for the KotakAMC.
Funds Managed:
Kotak Floating Rate Fund
Kotak Money Market Fund
Kotak Corporate Bond Fund
Kotak Floating Rate Fund
Kotak Low Duration Fund
Kotak Money Market Fund
Kotak Savings Fund

Holding Type Holding %
CARE A1+
7.94
CARE AA+
1.49
CARE AA-
0.85
Cash
4.16
CRISIL A1+
4.01
CRISIL AA
1.28
CRISIL AA+
5.55
CRISIL AAA
33.45
CRISIL AAA(CE)
1.05
CRISIL AAA(SO)
5.34
FITCH AA
0.95
FITCH AA+
0.56
FITCH AAA
3.16
FITCH AAA(IND)
5.14
FITCH AAA(SO)
3.49
ICRA AA
3.00
ICRA AA+
0.30
ICRA AAA
7.61
ICRA AAA(SO)
1.01
SOV
9.42
Unrated
0.28

About Kotak Low Duration Fund

Scheme Analysis

Kotak Low Duration Fund is a Debt - Low Duration Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹11,754.82 crore. Kotak Low Duration Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and CRISIL Long Duration Debt Index as primary index and CRISIL Short Term Bond Index as secondary index.

The NAV of Kotak Low Duration Fund ended up ₹0.56(0.02%)yesterday to ₹3541.0879.

Among its top 3 holdings the fund has exposure to Central Government - 2033, and

The Kotak Low Duration Fund is managed by Deepak Agrawal and Manu Sharma.

Fund House Contact

Address:

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

Phone Number: +91 (22) 66384400

Email Address: mutual@kotak.com

Fax Number: +91 (22) 66384455

Website: https://www.kotakmf.com/

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