Kotak Low Duration Fund - Growth - Direct Plan

Item: Kotak Low Duration Fund - Growth - Direct Plan
Rating: 1
Author: PersonalFN

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₹3577.7122 0.02 %Nav, as on 04-04-2025
Previous Nav
₹ 3577.0722
Net Change on 04-04-2025
₹0.64
PersonalFN Rating
Category
Debt - Low Duration Fund
Assets (Cr.)
₹ 11,266.23
Expense Ratio
0.42%
(As on Mar 31, 2025)

Fund Overview Growth | Direct Plan

Fund House
Kotak Mahindra Mutual Fund
Launch Date
01-Jan-2013
Benchmark
Crisil 1 Yr T-Bill Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
Nil
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
1,000
52 Week Low Nav (₹)
3303.45
52 Week Low Nav Date
08-Apr-2024
52 Week High Nav (₹)
3577.71
52 Week High Nav Date
04-Apr-2025

Fund Objective

The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
Kotak Low Duration Fund- Direct Plan- Growth Option	13.67	9.20	8.39	7.21	6.72	7.98
Crisil 1 Yr T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Long Duration Debt Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Short Term Bond Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
Kotak Low Duration Fund- Direct Plan- Growth Option	Jan 01, 2013		8.39	7.21	6.72	0.42	11,266.23
Bandhan Low Duration Fund -Direct Plan-Growth	Jan 01, 2013		7.87	6.80	6.07	0.34	5,530.61

Fund Holdings as on 31-March-2025

Company % Assets
Central Government - 2033
6.02
7.44% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA(^)**
6.00
HDFC BANK LTD.**
5.86
7.57% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
5.60
7.6% REC LTD**
4.22
7.66% BAJAJ HOUSING FINANCE LTD.**
3.56
7.32% Central Government - 2030(^)
2.81
7.58% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
2.45
Triparty Repo
2.12
364 DAYS TREASURY BILL 19/03/2026
2.09
PTC SANSAR TRUST (AUGUST 24 V) 25/09/2029(SANSAR TRUST)**
1.99
8.95% BHARTI TELECOM LTD.**
1.80
7.99% MANKIND PHARMA LTD**
1.78
8.1% ADITYA BIRLA HOUSING FINANCE LTD(^)**
1.78
7.55% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
1.78
6.75% Sikka Ports & Terminals Ltd. ( Mukesh Ambani Group ) **
1.73
HDFC BANK LTD.**
1.67
PTC INDIA UNIVERSAL TRUST AL1 (SERIES A2) 20/07/2027(INDIA UNIVERSAL TRUST AL1)**
1.65
7.55% REC LTD(^)**
1.56
8.15% PNB HOUSING FINANCE LTD.(^)**
1.56
8.17% EMBASSY OFFICE PARKS REIT**
1.42
7.49% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)**
1.33
7.23% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
1.33
7.92% BAJAJ HOUSING FINANCE LTD.**
1.31
6.4% JAMNAGAR UTILITIES & POWER PRIVATE LIMITED ( Mukesh Ambani Group ) **
1.31
PTC INDIA UNIVERSAL TRUST AL2 (SERIES A1) 21/11/2026(INDIA UNIVERSAL TRUST AL2)**
1.30
7.85% INDINFRAVIT TRUST**
1.27
6.58% L&T METRO RAIL (HYDERABAD) LTD ( Axis Trusteeship services Ltd . Guaranteed by Larsen & Toubro Limited.) **
1.10
FEDERAL BANK LTD.**
1.06
7.75% MINDSPACE BUSINESS PARKS REIT(^)**
0.98
7.99% TATA PROJECTS LTD.**
0.90
7.8% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
0.90
8.12% BAJAJ FINANCE LTD.(^)**
0.90
7.97% MANKIND PHARMA LTD(^)**
0.90
8.65% BHARTI TELECOM LTD.(^)**
0.89
8.25% CAN FIN HOMES LTD.(^)**
0.89
8.6% ADITYA BIRLA RENEWABLES LIMITED**
0.89
7.99% Kotak Mahindra Prime Ltd.(^)**
0.89
PTC First Business Receivables Trust (Series 23) 01/10/2025(First Business Receivables Trust)**
0.89
9.5% VEDANTA LTD.(^)**
0.89
7.69% NEXUS SELECT TRUST REIT**
0.89
9.4% VEDANTA LTD.(^)**
0.89
7.78% BAJAJ HOUSING FINANCE LTD.**
0.89
7.69% LIC HOUSING FINANCE LTD.**
0.89
9.15% GRIHUM HOUSING FINANCE LIMITED**
0.89
7.37% Power Finance Corporation Ltd.**
0.89
7.05% EMBASSY OFFICE PARKS REIT**
0.88
364 DAYS TREASURY BILL 29/01/2026
0.84
CANARA BANK**
0.83
7.9% Sikka Ports & Terminals Ltd. ( Mukesh Ambani Group ) **
0.80
PTC SANSAR TRUST (SERIES A1) 25/06/2030 ( MAT 31/08/2027)(SANSAR TRUST)**
0.80
PTC DHRUVA TRUST (SERIES A1) 24/03/2030 (MAT 24/10/2029)(DHRUVA TRUST)**
0.73
8.37% AADHAR HOUSING FINANCE LIMITED**
0.67
PTC INDIA UNIVERSAL TRUST AL2 (SERIES A2) 21/11/2027(INDIA UNIVERSAL TRUST AL2)**
0.59
8.45% CAN FIN HOMES LTD.**
0.58
8.1% BAJAJ HOUSING FINANCE LTD.(^)**
0.45
7.96% EMBASSY OFFICE PARKS REIT(^)**
0.45
8.78% MUTHOOT FINANCE LTD.(^)**
0.45
7.77% REC LTD(^)**
0.45
8% BAJAJ HOUSING FINANCE LTD.**
0.45
7.84% TATA CAPITAL HOUSING FINANCE LTD.**
0.45
PTC First Business Receivables Trust (Series 22) 01/07/2025(First Business Receivables Trust)**
0.45
7.51% REC LTD**
0.44
8.4% Nirma Ltd.**
0.44
7.65% INDIA GRID TRUST(^)**
0.44
7.25% INDIA GRID TRUST**
0.44
EMBASSY OFFICE PARKS REIT**
0.42
PTC FIRST BUSINESS TRUST (SR 24) 01/01/2026(First Business Receivables Trust)**
0.40
PTC SANSAR TRUST (SERIES A1) 20/01/2027 (MAT 20/11/2029)(SANSAR TRUST)**
0.39
BAJAJ FINANCE LTD.**
0.37
9% JM FINANCIAL CREDIT SOLUTIONS LTD.**
0.37
PTC SANSAR TRUST (SERIES A1) 25/06/2025 (MAT- 25/09/2028)(SANSAR TRUST)**
0.35
6.8% EMBASSY OFFICE PARKS REIT**
0.35
CHOLAMANDALAM SECURITIES LIMITED**
0.35
8.65% AADHAR HOUSING FINANCE LIMITED**
0.31
8.15% SUNDARAM HOME FINANCE LTD**
0.31
SBI ALTERNATIVE INVESTMENT FUND
0.29
7.98% SUNDARAM HOME FINANCE LTD**
0.27
SANSAR TRUST(SANSAR TRUST)**
0.26
8.03% MINDSPACE BUSINESS PARKS REIT(^)**
0.22
7.32% REC LTD**
0.22
6.72% INDIA GRID TRUST**
0.22
7.35% EMBASSY OFFICE PARKS REIT**
0.21
8.45% NOMURA CAPITAL (INDIA) PRIVATE LIMITED**
0.18
8.33% Rajasthan State Govt - 2025 - Rajasthan
0.13
8.5% Nirma Ltd.**
0.09
8.15% GODREJ PROPERTIES LIMITED**
0.09
Central Government - 2034
0.04
7.17% GODREJ INDUSTRIES LTD**
0.04
7.84% Tamil Nadu State Govt - 2026 - Tamil Nadu
0.02
8.35% GODREJ INDUSTRIES LTD ( ) **
0.02
8.02% MINDSPACE BUSINESS PARKS REIT**
0.02
8.15% SAMVARDHANA MOTHERSON INTERNATIONAL LTD**
0.02
Net Current Assets/(Liabilities)
-2.31

Sector Holding%
Miscellaneous
67.97

Fund Manager

Deepak Agrawal

Education:Post Graduate in Commerce from Mumbai University, a qualified chartered account and a company secretary. Also cleared AIMR CFA Level
Experience:14 Years
Basic Details:Mr. Deepak Agrawal's career has started from Kotak AMC when he joined the organization in December 2002, where he was initially in Research, Dealing and then moved into Fund Management from November 2006.
Funds Managed:
Kotak Bond Short Term Fund
Kotak Floating Rate Fund
Kotak Money Market Fund
Kotak Overnight Fund
Kotak Banking and PSU Debt Fund
Kotak Bond Short Term Fund
Kotak Corporate Bond Fund
Kotak Credit Risk Fund
Kotak Dynamic Bond Fund
Kotak Floating Rate Fund
Kotak Liquid Fund
Kotak Low Duration Fund
Kotak Medium Term Fund
Kotak Money Market Fund
Kotak Overnight Fund
Kotak Savings Fund

Manu Sharma

Education:Chartered Accountant & M.Com
Experience:16 years
Basic Details:Mr. Manu Sharma has over 17 years of experience in the fields of Fixed Income Fund Management, Operations, Finance Audit and Taxation. He joinedKotak AMC from Deskera Systems in September 2019 and was based out of Bangalore/Singapore for one year. Prior to it Mr. Manu was with Kotak AMCsince September 2006 to June 2018 and has handled major assignments like the Fund Management, Operations and Finance for the KotakAMC.
Funds Managed:
Kotak Floating Rate Fund
Kotak Money Market Fund
Kotak Corporate Bond Fund
Kotak Floating Rate Fund
Kotak Low Duration Fund
Kotak Money Market Fund
Kotak Savings Fund

Holding Type Holding %
CARE A1+
7.53
CARE AA+
1.56
CARE AA-
0.89
Cash
-0.19
CRISIL A1+
2.66
CRISIL AA
1.33
CRISIL AA+
5.82
CRISIL AAA
36.53
CRISIL AAA(CE)
1.10
CRISIL AAA(SO)
5.27
FITCH AA
0.99
FITCH AA+
0.58
FITCH AAA
3.09
FITCH AAA(IND)
5.60
FITCH AAA(SO)
3.54
ICRA AA
3.13
ICRA AA+
0.15
ICRA AAA
7.19
ICRA AAA(SO)
0.99
Sov
11.95
Unrated
0.29

About Kotak Low Duration Fund

Scheme Analysis

Kotak Low Duration Fund is a Debt - Low Duration Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹11,266.23 crore. Kotak Low Duration Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and CRISIL Long Duration Debt Index as primary index and CRISIL Short Term Bond Index as secondary index.

The NAV of Kotak Low Duration Fund ended up ₹0.64(0.02%)yesterday to ₹3577.7122.

Among its top 3 holdings the fund has exposure to Central Government - 2033, and

The Kotak Low Duration Fund is managed by Deepak Agrawal and Manu Sharma.

Fund House Contact

Address:

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

Phone Number: +91 (22) 66384400

Email Address: mutual@kotak.com

Fax Number: +91 (22) 66384455

Website: https://www.kotakmf.com/

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