DSP Savings Fund - IDCW - Direct Plan

Item: DSP Savings Fund - IDCW - Direct Plan
Rating: 2
Author: PersonalFN

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₹11.0121 0.02 %Nav, as on 25-02-2025
Previous Nav
₹ 11.0102
Net Change on 25-02-2025
₹0
PersonalFN Rating
Category
Debt - Money Market Fund
Assets (Cr.)
₹ 4,030.03
Expense Ratio
0.25%
(As on Jan 31, 2025)

Fund Overview IDCW | Direct Plan

Fund House
DSP Mutual Fund
Launch Date
31-Dec-2012
Benchmark
Crisil 1 Yr T-Bill Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
Nil
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
100
52 Week Low Nav (₹)
21.66
52 Week Low Nav Date
26-Feb-2024
52 Week High Nav (₹)
23.30
52 Week High Nav Date
25-Feb-2025

Fund Objective

The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
DSP Savings Fund - Direct Plan - IDCW - Monthly	7.61	7.00	7.57	6.61	5.82	5.90
Crisil 1 Yr T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Money Market Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
DSP Savings Fund - Direct Plan - IDCW - Monthly	Dec 31, 2012	7.57	6.61	5.82	0.25	4,030.03
ICICI Prudential Money Market Fund Option - Direct Plan - Daily IDCW	Dec 31, 2012	7.73	6.95	6.09	0.21	27,651.78
ICICI Prudential Money Market Fund Option - Direct Plan - IDCW Others	Jan 20, 2014	7.73	6.89	6.09	0.21	27,651.78
ICICI Prudential Money Market Fund Option - Direct Plan - Weekly IDCW	Jan 02, 2013	7.73	6.89	6.06	0.21	27,651.78
SBI Savings Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	Jan 02, 2013	7.72	6.86	6.03	0.25	27,466.82
SBI Savings Fund - Direct Plan Daily Income Distribution cum Capital Withdrawal Option (IDCW)	Jan 07, 2013	7.72	6.86	6.02	0.25	27,466.82

Fund Holdings as on 31-January-2025

Company % Assets
Small Industries Development Bank of India**
9.43
Axis Bank Limited**
7.66
TREPS / Reverse Repo Investments
5.13
Bharti Telecom Limited
4.69
Indian Bank**
3.64
HDFC Bank Limited**
3.57
364 DAYS T-BILL 2025
3.08
ICICI Bank Limited**
3.01
IndusInd Bank Limited**
2.98
National Bank for Agriculture and Rural Development**
2.47
IDFC First Bank Limited**
2.42
Canara Bank**
2.38
Tata Capital Housing Finance Limited**
2.36
Union Bank of India**
2.34
The Federal Bank Limited**
2.34
Canara Bank**
2.33
Union Bank of India
2.33
Muthoot Finance Limited**
2.30
Canara Bank**
1.82
Fedbank Financial Services Limited**
1.81
Kotak Mahindra Bank Limited**
1.75
Canara Bank**
1.74
364 DAYS T-BILL 2025
1.23
HSBC Investdirect Financial Services (India) Limited**
1.23
182 DAYS T-BILL 2025
1.22
182 DAYS T-BILL 2025
1.21
Bank of Baroda
1.21
Bank of Baroda
1.21
Indian Bank**
1.21
Deutsche Investments India Private Limited**
1.21
HDFC Bank Limited**
1.20
Axis Bank Limited**
1.20
IndusInd Bank Limited**
1.19
Hero Housing Finance Limited**
1.19
HDFC Bank Limited**
1.18
HDFC Bank Limited**
1.18
ICICI Bank Limited**
1.17
IDFC First Bank Limited**
1.17
IDFC First Bank Limited**
1.17
Standard Chartered Capital Limited**
1.16
Hero Fincorp Limited**
1.16
HDFC Bank Limited
1.16
Standard Chartered Capital Limited**
1.16
Union Bank of India**
1.16
8.25% Madhya Pradesh SDL 2025
0.90
ICICI Securities Limited
0.61
Punjab National Bank**
0.61
364 DAYS T-BILL 2025
0.60
Canara Bank**
0.59
Aditya Birla Finance Limited**
0.59
The Federal Bank Limited**
0.58
Indian Bank**
0.58
Punjab National Bank**
0.58
Punjab National Bank**
0.58
Export-Import Bank of India**
0.58
SBI Funds Management Pvt Ltd/Fund Parent
0.32
364 DAYS T-BILL 2025
0.11
Net Receivables/Payables
-5.02

Sector Holding%
Miscellaneous
71.74

Fund Manager

Karan Mundhra

Education:B.Com, CA
Experience:9
Basic Details:From July 2016 onwards- Dealer, Fixed Income - DSPIM.From February 2016 to July 2016 - Manager - Fixed Income DSPIMFrom April 2012 to January 2016 - Manager - Fund Accounting - DSPIM
Funds Managed:
DSP Floater Fund
DSP Overnight Fund
DSP Arbitrage Fund
DSP Bond Fund
DSP Liquidity Fund
DSP Low Duration Fund
DSP Ultra Short Fund
DSP Savings Fund
DSP Short Term Fund
DSP Arbitrage Fund
DSP Bond Fund
DSP Floater Fund
DSP Liquidity Fund
DSP Low Duration Fund
DSP Overnight Fund
DSP Savings Fund
DSP Short Term Fund
DSP Ultra Short Fund

Shalini Vasanta

Most Recent Dividend

Dividend Details

Record Date Dividend (%)
29/01/2025
0.62
30/12/2024
0.54
29/11/2024
0.63
29/10/2024
0.59
30/09/2024
0.63
29/08/2024
0.61
29/07/2024
0.58
01/07/2024
0.66
29/05/2024
0.61
29/04/2024
0.51
02/04/2024
0.75
29/02/2024
0.66
29/01/2024
0.58
29/12/2023
0.61
29/11/2023
0.61
30/10/2023
0.56
29/09/2023
0.59
29/08/2023
0.50
31/07/2023
0.61
30/06/2023
0.61
29/05/2023
0.59
02/05/2023
0.87
29/03/2023
0.62
01/03/2023
0.55
30/01/2023
0.56
29/12/2022
0.60
29/11/2022
0.60
31/10/2022
0.49
29/09/2022
0.27
29/08/2022
0.48
29/07/2022
0.47
29/06/2022
0.01
29/04/2022
0.28
29/03/2022
0.35
02/03/2022
0.29
31/01/2022
0.31
29/12/2021
0.30
29/11/2021
0.38
29/10/2021
0.22
29/09/2021
0.26
30/08/2021
0.37
29/07/2021
0.43
29/06/2021
0.28
31/05/2021
0.29
29/04/2021
0.49
30/03/2021
0.35
01/03/2021
0.26
29/01/2021
0.23
29/12/2020
0.22
01/12/2020
0.34
29/10/2020
0.39
29/09/2020
0.26
31/08/2020
0.32
29/07/2020
0.55
29/06/2020
0.64
29/05/2020
1.55
29/04/2020
0.67
30/03/2020
0.17
02/03/2020
0.43
29/01/2020
0.42
30/12/2019
0.41
29/11/2019
0.57
29/10/2019
0.57
30/09/2019
0.50
29/08/2019
0.89
29/07/2019
0.83
01/07/2019
0.65
29/05/2019
0.93
29/03/2019
0.76
01/03/2019
0.63
29/01/2019
0.61
31/12/2018
0.74
29/11/2018
0.79
29/10/2018
0.57
01/10/2018
0.52
29/08/2018
0.61
30/07/2018
0.68
29/06/2018
0.87
29/05/2018
0.22
02/05/2018
0.06
03/04/2018
0.98
01/03/2018
0.44
29/01/2018
0.45
29/12/2017
0.48
29/11/2017
0.48
30/10/2017
0.48
29/09/2017
0.50
29/08/2017
0.47
31/07/2017
0.55
02/05/2017
0.45
29/03/2017
0.43
01/03/2017
0.50
30/01/2017
0.50
29/12/2016
0.42
29/11/2016
0.57
01/11/2016
0.56
29/09/2016
0.59
29/08/2016
0.51
29/07/2016
0.62
29/06/2016
0.60
30/05/2016
0.47
29/04/2016
0.76
29/03/2016
0.56
29/02/2016
0.52
29/01/2016
0.57
29/12/2015
0.40
30/11/2015
0.51
29/10/2015
0.52
29/09/2015
0.49
31/08/2015
0.62
29/07/2015
0.60
29/06/2015
0.58
29/05/2015
0.59
29/04/2015
0.64
30/03/2015
0.51
02/03/2015
0.47
29/01/2015
0.69
29/12/2014
0.49
01/12/2014
0.68
29/10/2014
0.70
29/09/2014
0.56
01/09/2014
0.63
30/07/2014
0.55
30/06/2014
0.60
29/05/2014
0.75
29/04/2014
0.53
02/04/2014
0.68
03/03/2014
0.53
29/01/2014
0.66
30/12/2013
0.65
29/11/2013
0.61
29/10/2013
0.87
30/09/2013
1.14
29/08/2013
0.83
29/07/2013
1.75
02/07/2013
0.53
29/05/2013
0.69
29/04/2013
0.63
02/04/2013
0.70
01/03/2013
0.52
29/01/2013
0.61

Holding Type Holding %
Cash
0.11
CRISIL A1+
78.76
ICRA A1+
10.01
IND A1+
2.42
Sov
8.35
Unrated
0.32

About DSP Savings Fund

Scheme Analysis

DSP Savings Fund is a Debt - Money Market Fund fund and belongs to DSP Mutual Fund. It was launched on 31-Dec-2012 and currently has an AUM of ₹4,030.03 crore. DSP Savings Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and CRISIL Money Market Index as secondary index.

The NAV of DSP Savings Fund ended up ₹0(0.02%)yesterday to ₹11.0121.

Among its top 3 holdings the fund has exposure to Small Industries Development Bank of India**, and

The DSP Savings Fund is managed by Karan Mundhra and Shalini Vasanta.

Fund House Contact

Address:

Mafatlal Centre, 10th Floor, Nariman Point, Mumbai - 400 021

Phone Number: +91 (22) 66578000

Email Address: service@dspim.com

Fax Number: +91 (22) 66578181

Website: https://www.dspim.com/

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