Kotak Money Market Fund - Growth - Direct Plan

Item: Kotak Money Market Fund - Growth - Direct Plan
Rating: 4
Author: PersonalFN

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₹4466.6682 0.06 %Nav, as on 11-04-2025
Previous Nav
₹ 4463.9346
Net Change on 11-04-2025
₹2.73
PersonalFN Rating
Category
Debt - Money Market Fund
Assets (Cr.)
₹ 25,007.90
Expense Ratio
0.24%
(As on Mar 31, 2025)

Fund Overview Growth | Direct Plan

Fund House
Kotak Mahindra Mutual Fund
Launch Date
31-Dec-2012
Benchmark
Crisil 1 Yr T-Bill Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
Nil
Minimum SIP Investment (₹)
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
1,000
52 Week Low Nav (₹)
4134.07
52 Week Low Nav Date
10-Apr-2024
52 Week High Nav (₹)
4463.93
52 Week High Nav Date
09-Apr-2025

Fund Objective

The investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
Kotak Money Market Fund - (Growth) - Direct	13.85	9.51	8.02	7.21	6.12	7.29
Crisil 1 Yr T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Money Market Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
Kotak Money Market Fund - (Growth) - Direct	Dec 31, 2012	8.02	7.21	6.12	0.24	25,007.90
Tata Money Market Fund- Direct Plan- Growth	Dec 31, 2012	8.17	7.38	6.44	0.16	26,844.13
ICICI Prudential Money Market Fund Option - Direct Plan - Growth	Dec 31, 2012	8.06	7.22	6.24	0.21	24,183.52
SBI SAVINGS FUND - DIRECT PLAN - GROWTH	Jan 01, 2013	8.02	7.17	6.21	0.25	24,002.86
UTI MMF - Direct Plan - Growth Option	Dec 31, 2012	8.07	7.25	6.25	0.14	16,265.27
HSBC Money Market Fund - Direct Growth	Jan 01, 2013	7.95	7.03	5.91	0.19	2,536.19

Fund Holdings as on 31-March-2025

Company % Assets
HDFC BANK LTD.**
4.35
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
3.81
Triparty Repo
2.90
AXIS BANK LTD.**
2.84
INDIAN BANK**
2.81
PUNJAB NATIONAL BANK**
2.71
UNION BANK OF INDIA**
2.47
HDFC BANK LTD.**
2.25
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
2.06
UNION BANK OF INDIA**
1.91
364 DAYS TREASURY BILL 29/01/2026
1.90
364 DAYS TREASURY BILL 05/02/2026
1.90
PUNJAB NATIONAL BANK**
1.89
CANARA BANK**
1.89
IDBI BANK LTD.**
1.88
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
1.88
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
1.87
INDUSIND BANK LTD.**
1.87
BHARTI TELECOM LTD.**
1.54
364 DAYS TREASURY BILL 04/12/2025
1.53
Panatone Finvest Ltd.**
1.51
UNION BANK OF INDIA**
1.51
INDUSIND BANK LTD.**
1.50
INDIAN BANK**
1.32
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
1.32
INDUSIND BANK LTD.**
1.32
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
1.32
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
1.32
HDFC BANK LTD.**
1.32
BHARTI TELECOM LTD.**
1.15
364 DAYS TREASURY BILL 12/02/2026
1.14
AXIS BANK LTD.**
1.12
MANKIND PHARMA LTD**
1.11
TORRENT ELECTRICALS LIMITED**
0.97
HDFC BANK LTD.**
0.96
AXIS BANK LTD.**
0.96
AXIS BANK LTD.**
0.96
FEDERAL BANK LTD.**
0.96
INDUSIND BANK LTD.**
0.95
PUNJAB NATIONAL BANK**
0.95
STANDARD CHARTERED CAPITAL LTD.**
0.95
364 DAYS TREASURY BILL 20/02/2026
0.95
364 DAYS TREASURY BILL 27/02/2026
0.94
PUNJAB & SIND BANK**
0.94
364 DAYS TREASURY BILL 19/03/2026
0.94
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
0.94
BHARTI TELECOM LTD.**
0.93
PUNJAB NATIONAL BANK**
0.93
360 ONE PRIME LTD.**
0.93
MUTHOOT FINANCE LTD.**
0.85
364 DAYS TREASURY BILL 12/03/2026
0.85
8.29% Maharashtra State Govt - 2025 - Maharashtra
0.84
8.23% Gujarat State Govt - 2025 - Gujarat
0.80
8.28% Karnataka State Govt - 2026 - Karnataka
0.79
Muthoot Fincorp Ltd.**
0.79
AXIS BANK LTD.**
0.77
8.24% Tamil Nadu State Govt - 2025 - Tamil Nadu
0.76
PUNJAB NATIONAL BANK**
0.76
BIRLA GROUP HOLDING PRIVATE LIMITED**
0.75
AU SMALL FINANCE BANK LTD.**
0.75
364 DAYS TREASURY BILL 06/11/2025
0.75
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.75
CANARA BANK**
0.75
PIRAMAL CAPITAL & HOUSING FINANCE LTD.**
0.75
TATA CAPITAL LTD.**
0.75
PIRAMAL CAPITAL & HOUSING FINANCE LTD.**
0.75
PIRAMAL CAPITAL & HOUSING FINANCE LTD.**
0.75
MUTHOOT FINANCE LTD.**
0.75
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
0.66
UNION BANK OF INDIA**
0.66
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
0.66
IDBI BANK LTD.**
0.66
LIC HOUSING FINANCE LTD.**
0.65
HERO FINCORP LTD.**
0.57
UNION BANK OF INDIA**
0.57
MUTHOOT FINANCE LTD.**
0.57
MUTHOOT FINANCE LTD.**
0.57
CANARA BANK**
0.56
INDUSIND BANK LTD.**
0.56
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.56
INDUSIND BANK LTD.**
0.56
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.56
BIRLA GROUP HOLDING PRIVATE LIMITED**
0.47
8.59% Karnataka State Govt - 2025 - Karnataka
0.42
SHAREKHAN LIMITED**
0.40
JSW Energy Ltd.**
0.39
FEDERAL BANK LTD.**
0.39
INDUSIND BANK LTD.**
0.39
SHAREKHAN LIMITED**
0.39
SHAREKHAN LIMITED**
0.39
STANDARD CHARTERED CAPITAL LTD.**
0.38
HERO FINCORP LTD.**
0.38
TATA PROJECTS LTD.**
0.38
CANARA BANK**
0.38
JULIUS BAER CAPITAL (INDIA) PVT. LTD**
0.38
GODREJ HOUSING FINANCE LTD**
0.38
HERO FINCORP LTD.**
0.38
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
0.38
Export-Import Bank of India**
0.38
UNION BANK OF INDIA**
0.37
MUTHOOT FINANCE LTD.**
0.37
BANK OF BARODA**
0.37
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
0.37
MUTHOOT FINANCE LTD.**
0.37
360 ONE PRIME LTD.**
0.37
364 DAYS TREASURY BILL 21/11/2025
0.36
8.39% Madhya Pradesh State Govt - 2026 - Madhya Pradesh
0.30
8.15% Gujarat State Govt - 2025 - Gujarat
0.29
SBI ALTERNATIVE INVESTMENT FUND
0.29
MUTHOOT FINANCE LTD.**
0.28
7.96% Gujarat State Govt - 2025 - Gujarat
0.22
8.38% Haryana State Govt - 2026 - Haryana
0.20
MANKIND PHARMA LTD**
0.20
SHAREKHAN LIMITED**
0.20
NUVAMA WEALTH AND INVESTMENT LTD**
0.20
ADITYA BIRLA FINANCE LTD.**
0.19
8.27% Madhya Pradesh State Govt - 2025 - Madhya Pradesh
0.19
UNION BANK OF INDIA**
0.19
Bahadur Chand Investments Private Limited**
0.19
6.9% Tamil Nadu State Govt - 2025 - Tamil Nadu
0.14
8.16% Maharashtra State Govt - 2025 - Maharashtra
0.06
7.97% Tamil Nadu State Govt - 2025 - Tamil Nadu
0.02
8.29% Tamil Nadu State Govt - 2025 - Tamil Nadu
0.02
Net Current Assets/(Liabilities)
-13.91

Sector Holding%
Miscellaneous
68.25

Fund Manager

Deepak Agrawal

Education:Post Graduate in Commerce from Mumbai University, a qualified chartered account and a company secretary. Also cleared AIMR CFA Level
Experience:14 Years
Basic Details:Mr. Deepak Agrawal's career has started from Kotak AMC when he joined the organization in December 2002, where he was initially in Research, Dealing and then moved into Fund Management from November 2006.
Funds Managed:
Kotak Bond Short Term Fund
Kotak Floating Rate Fund
Kotak Money Market Fund
Kotak Overnight Fund
Kotak Banking and PSU Debt Fund
Kotak Bond Short Term Fund
Kotak Corporate Bond Fund
Kotak Credit Risk Fund
Kotak Dynamic Bond Fund
Kotak Floating Rate Fund
Kotak Liquid Fund
Kotak Low Duration Fund
Kotak Medium Term Fund
Kotak Money Market Fund
Kotak Overnight Fund
Kotak Savings Fund

Manu Sharma

Education:Chartered Accountant & M.Com
Experience:16 years
Basic Details:Mr. Manu Sharma has over 17 years of experience in the fields of Fixed Income Fund Management, Operations, Finance Audit and Taxation. He joinedKotak AMC from Deskera Systems in September 2019 and was based out of Bangalore/Singapore for one year. Prior to it Mr. Manu was with Kotak AMCsince September 2006 to June 2018 and has handled major assignments like the Fund Management, Operations and Finance for the KotakAMC.
Funds Managed:
Kotak Floating Rate Fund
Kotak Money Market Fund
Kotak Corporate Bond Fund
Kotak Floating Rate Fund
Kotak Low Duration Fund
Kotak Money Market Fund
Kotak Savings Fund

Holding Type Holding %
CARE A1+
21.15
Cash
-11.01
CRISIL A1+
59.36
FITCH A1+
5.94
ICRA A1+
7.93
Sov
16.31
Unrated
0.29

About Kotak Money Market Fund

Scheme Analysis

Kotak Money Market Fund is a Debt - Money Market Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 31-Dec-2012 and currently has an AUM of ₹25,007.90 crore. Kotak Money Market Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and CRISIL Money Market Index as secondary index.

The NAV of Kotak Money Market Fund ended up ₹2.73(0.06%)yesterday to ₹4466.6682.

Among its top 3 holdings the fund has exposure to HDFC BANK LTD.**, and

The Kotak Money Market Fund is managed by Deepak Agrawal and Manu Sharma.

Fund House Contact

Address:

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

Phone Number: +91 (22) 66384400

Email Address: mutual@kotak.com

Fax Number: +91 (22) 66384455

Website: https://www.kotakmf.com/

Money Simplified Videos

Infographics

Kotak Money Market Fund - Growth - Direct Plan

Fund Overview Growth | Direct Plan

Fund Objective

The investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-March-2025

Fund Manager

About Kotak Money Market Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

Kotak Money Market Fund - Growth - Direct Plan

Fund Overview Growth | Direct Plan

Fund Objective

The investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-March-2025

Fund Manager

About Kotak Money Market Fund

Scheme Analysis

Fund House Contact