Bank of India Liquid Fund - IDCW - Direct Plan

Item: Bank of India Liquid Fund - IDCW - Direct Plan
Rating: 3
Author: PersonalFN

Invest Now

₹1061.9191 0.02 %Nav, as on 26-02-2025
Previous Nav
₹ 1061.7173
Net Change on 26-02-2025
₹0.2
PersonalFN Rating
Category
Debt - Liquid Fund
Assets (Cr.)
₹ 1,855.08
Expense Ratio
0.1%
(As on Jan 31, 2025)

Fund Overview IDCW | Direct Plan

Fund House
Bank of India Mutual Fund
Launch Date
31-Dec-2012
Benchmark
Crisil 1 Yr T-Bill Index
Minimum Investment (₹)
5,000
Minimum Addl Investment (₹)
1,000
Exit Load (%)
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL on or after 7D
Minimum SIP Investment (₹)
Minimum STP Investment (₹)
1,000
Minimum SWP Investment (₹)
1,000
52 Week Low Nav (₹)
1991.41
52 Week Low Nav Date
25-Feb-2024
52 Week High Nav (₹)
2138.97
52 Week High Nav Date
25-Feb-2025

Fund Objective

The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through portfolio of debt and money market instruments. The Scheme is not providing any assured or guaranteed returns.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
BANK OF INDIA Liquid Fund- Direct Plan- Weekly IDCW	7.09	7.04	7.39	6.70	5.45	5.42
Crisil 1 Yr T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Liquid Debt Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
BANK OF INDIA Liquid Fund- Direct Plan- Weekly IDCW	Dec 31, 2012		7.39	6.70	5.45	0.10	1,855.08
HDFC Liquid Fund - IDCW Daily - Direct Plan	Dec 31, 2012	Unrated	7.33	6.61	5.37	0.20	72,211.76
HDFC Liquid Fund - IDCW Monthly - Direct Plan	Dec 31, 2012	Unrated	7.34	6.63	5.42	0.20	72,211.76
HDFC Liquid Fund - IDCW Weekly - Direct Plan	Dec 31, 2012	Unrated	7.35	6.63	5.39	0.20	72,211.76
SBI Liquid Fund - Direct Paln - Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW)	Sep 10, 2013		7.32	6.62	5.42	0.21	64,019.03
SBI Liquid Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	Dec 31, 2012		7.33	6.62	5.40	0.21	64,019.03

Fund Holdings as on 31-January-2025

Company % Assets
182 Days Tbill (MD 10/04/2025)
6.92
Kotak Mahindra Bank Limited (05/03/2025) ** #
5.36
HDFC Bank Limited (12/03/2025) ** #
5.35
Union Bank of India (18/03/2025) #
5.34
Canara Bank (28/02/2025) ** #
4.02
91 Days Tbill (MD 24/04/2025)
3.98
Reliance Retail Ventures Limited (11/02/2025) **
2.69
Poonawalla Fincorp Limited (11/02/2025) **
2.69
HDFC Securities Limited (12/02/2025)
2.69
91 Days Tbill (MD 27/02/2025)
2.68
Small Industries Dev Bank of India (27/02/2025) #
2.68
ICICI Securities Limited (04/03/2025) **
2.68
Indian Bank (06/03/2025) #
2.68
Small Industries Dev Bank of India (06/03/2025) **
2.68
Indian Bank (10/03/2025) #
2.68
Canara Bank (13/03/2025) #
2.67
Reliance Jio Infocomm Limited (17/03/2025) **
2.67
91 Days Tbill (MD 28/03/2025)
2.67
Kotak Securities Limited (24/03/2025) **
2.67
91 Days Tbill (MD 10/04/2025)
2.66
National Bank For Agriculture and Rural Development (23/04/2025) **
2.65
Bank of Baroda (24/04/2025) ** #
2.65
Aditya Birla Finance Limited (25/04/2025) **
2.65
Bank of Baroda (30/04/2025) ** #
2.65
Axis Bank Limited (02/05/2025) ** #
2.65
Axis Securities Limited (29/04/2025) **
2.65
LIC Housing Finance Limited (21/02/2025) **
1.72
Motilal Oswal Financial Services Limited (14/03/2025) **
1.60
Punjab National Bank (20/02/2025) #
1.34
Export Import Bank of India (04/03/2025) **
1.34
National Bank For Agriculture and Rural Development (04/03/2025) **
1.34
LIC Housing Finance Limited (18/03/2025) **
1.34
Small Industries Dev Bank of India (21/03/2025) **
1.33
ICICI Securities Limited (21/03/2025) **
1.33
National Bank For Agriculture and Rural Development (15/04/2025) ** #
1.33
91 Days Tbill (MD 01/05/2025)
1.33
REPO
1.20
Reliance Industries Limited (05/02/2025) **
0.27
Corporate Debt Market Development Fund
0.20
TREPS
0.00
Net Receivables / (Payables)
-0.03

Sector Holding%
Miscellaneous
41.39

Fund Manager

Mithraem Bharucha

Education:BMS and MBA
Experience:
Basic Details:Over 13 years of experience in Fixed Income market domain, Investment strategy development, Trade idea generation, Trade execution, Cash Management, Fixed Income portfolio monitoring, Cash flow verification.
Funds Managed:
Bank of India Money Market Fund
Bank of India Multi Asset Allocation Fund
Bank of India Liquid Fund
Bank of India Overnight Fund
Bank of India Overnight Fund
Bank of India Short Term Income Fund
Bank of India Ultra Short Duration Fund
Bank of India Liquid Fund
Bank of India Overnight Fund
Bank of India Short Term Income Fund
Bank of India Ultra Short Duration Fund

Most Recent Dividend

Dividend Details

Record Date Dividend (%)
24/02/2025
12.89
17/02/2025
14.44
10/02/2025
15.68
03/02/2025
14.86
27/01/2025
13.72
20/01/2025
15.06
13/01/2025
12.42
06/01/2025
18.34
30/12/2024
13.40
23/12/2024
12.64
16/12/2024
13.28
09/12/2024
14.57
02/12/2024
13.93
25/11/2024
13.98
18/11/2024
14.23
11/11/2024
14.56
04/11/2024
14.46
28/10/2024
13.43
21/10/2024
13.31
14/10/2024
14.40
07/10/2024
15.48
30/09/2024
16.10
23/09/2024
15.12
16/09/2024
13.95
09/09/2024
13.75
02/09/2024
14.02
26/08/2024
14.26
19/08/2024
14.04
12/08/2024
14.04
05/08/2024
14.07
29/07/2024
13.98
22/07/2024
14.19
15/07/2024
14.82
08/07/2024
14.70
01/07/2024
15.04
24/06/2024
12.31
18/06/2024
16.20
10/06/2024
14.44
03/06/2024
14.45
27/05/2024
12.36
21/05/2024
18.58
13/05/2024
12.51
06/05/2024
14.77
29/04/2024
11.90
22/04/2024
13.63
15/04/2024
15.59
08/04/2024
20.88
01/04/2024
17.25
26/03/2024
14.20
18/03/2024
14.72
11/03/2024
15.23
04/03/2024
15.50
26/02/2024
13.48
20/02/2024
17.93
12/02/2024
14.49
05/02/2024
15.04
29/01/2024
13.91
22/01/2024
13.67
15/01/2024
15.21
08/01/2024
16.02
01/01/2024
15.42
26/12/2023
17.14
18/12/2023
13.41
11/12/2023
14.35
04/12/2023
11.97
28/11/2023
16.33
20/11/2023
14.30
13/11/2023
13.97
06/11/2023
14.64
30/10/2023
14.23
23/10/2023
13.30
16/10/2023
13.79
09/10/2023
11.37
03/10/2023
16.93
25/09/2023
14.11
18/09/2023
13.65
11/09/2023
13.36
04/09/2023
14.39
28/08/2023
14.03
21/08/2023
13.47
14/08/2023
12.52
07/08/2023
13.86
31/07/2023
13.38
24/07/2023
13.50
17/07/2023
14.20
10/07/2023
13.78
03/07/2023
14.60
26/06/2023
13.53
19/06/2023
13.77
12/06/2023
13.09
05/06/2023
15.04
29/05/2023
11.93
22/05/2023
18.16
15/05/2023
13.57
08/05/2023
12.23
02/05/2023
14.45
24/04/2023
12.44
17/04/2023
14.67
10/04/2023
15.75
03/04/2023
19.88
27/03/2023
14.08
20/03/2023
13.40
13/03/2023
16.04
06/03/2023
12.53
27/02/2023
12.58
20/02/2023
12.23
13/02/2023
13.26
06/02/2023
13.63
30/01/2023
12.87
23/01/2023
12.39
16/01/2023
11.43
09/01/2023
13.34
02/01/2023
16.90
26/12/2022
13.73
19/12/2022
12.72
12/12/2022
13.27
05/12/2022
13.92
28/11/2022
13.67
21/11/2022
13.37
14/11/2022
13.09
07/11/2022
13.98
31/10/2022
11.55
25/10/2022
13.55
17/10/2022
10.15
10/10/2022
10.32
03/10/2022
16.18
26/09/2022
9.28
19/09/2022
9.47
12/09/2022
10.40
05/09/2022
11.95
29/08/2022
10.76
22/08/2022
8.51
17/08/2022
14.62
08/08/2022
10.89
01/08/2022
8.98
25/07/2022
8.15
18/07/2022
9.82
11/07/2022
10.37
04/07/2022
12.19
27/06/2022
10.53
20/06/2022
9.03
13/06/2022
9.41
06/06/2022
9.31
30/05/2022
9.54
23/05/2022
8.96
16/05/2022
8.82
09/05/2022
3.34
02/05/2022
6.54
25/04/2022
7.97
18/04/2022
7.58
04/04/2022
10.81
28/03/2022
7.49
21/03/2022
8.30
14/03/2022
7.74
07/03/2022
6.67
28/02/2022
6.97
21/02/2022
7.10
14/02/2022
7.06
08/02/2022
8.21
31/01/2022
7.68
24/01/2022
5.77
17/01/2022
7.41
10/01/2022
7.08
03/01/2022
7.92
27/12/2021
7.37
20/12/2021
6.94
13/12/2021
7.29
06/12/2021
7.36
29/11/2021
7.39
22/11/2021
7.05
15/11/2021
7.71
08/11/2021
8.93
01/11/2021
6.32
25/10/2021
5.55
18/10/2021
5.93
11/10/2021
7.96
04/10/2021
6.41
27/09/2021
6.24
20/09/2021
6.18
13/09/2021
6.20
06/09/2021
6.26
30/08/2021
6.64
23/08/2021
6.88
17/08/2021
9.81
16/08/2021
7.05
09/08/2021
6.43
02/08/2021
6.82
26/07/2021
6.75
19/07/2021
6.72
12/07/2021
6.42
05/07/2021
6.46
28/06/2021
6.91
21/06/2021
6.62
14/06/2021
6.57
07/06/2021
6.59
31/05/2021
6.60
24/05/2021
6.39
17/05/2021
6.46
10/05/2021
5.91
03/05/2021
6.31
26/04/2021
6.64
19/04/2021
6.60
12/04/2021
6.08
05/04/2021
6.29
30/03/2021
9.00
22/03/2021
7.42
15/03/2021
6.65
08/03/2021
5.56
01/03/2021
6.15
22/02/2021
7.37
15/02/2021
6.82
08/02/2021
6.46
01/02/2021
6.91
25/01/2021
6.44
18/01/2021
6.15
11/01/2021
3.56
04/01/2021
7.09
28/12/2020
6.37
21/12/2020
5.95
14/12/2020
5.49
07/12/2020
4.60
01/12/2020
6.90
23/11/2020
5.47
17/11/2020
7.65
09/11/2020
6.89
02/11/2020
6.04
26/10/2020
6.44
19/10/2020
7.29
12/10/2020
6.86
05/10/2020
7.20
28/09/2020
6.60
21/09/2020
6.67
14/09/2020
4.83
07/09/2020
6.89
31/08/2020
6.39
24/08/2020
6.44
17/08/2020
7.21
10/08/2020
6.44
03/08/2020
6.13
27/07/2020
6.26
20/07/2020
5.91
13/07/2020
6.43
06/07/2020
7.07
29/06/2020
7.49
22/06/2020
7.88
15/06/2020
9.01
08/06/2020
5.93
01/06/2020
4.35
26/05/2020
14.58
18/05/2020
11.61
11/05/2020
11.70
04/05/2020
5.88
27/04/2020
13.54
20/04/2020
13.56
13/04/2020
8.30
07/04/2020
15.79
30/03/2020
28.48
16/03/2020
7.71
09/03/2020
12.48
02/03/2020
9.46
24/02/2020
10.06
17/02/2020
10.34
10/02/2020
10.27
03/02/2020
10.01
27/01/2020
9.96
20/01/2020
10.00
13/01/2020
8.62
06/01/2020
10.81
30/12/2019
9.96
23/12/2019
11.03
16/12/2019
9.69
09/12/2019
9.54
02/12/2019
11.16
25/11/2019
10.54
18/11/2019
10.57
11/11/2019
9.49
04/11/2019
9.28
29/10/2019
10.56
22/10/2019
11.93
14/10/2019
11.77
30/09/2019
12.21
23/09/2019
9.43
16/09/2019
11.34
09/09/2019
9.99
03/09/2019
12.84
26/08/2019
11.86
19/08/2019
9.42
13/08/2019
14.49
05/08/2019
12.77
29/07/2019
12.54
22/07/2019
12.60
15/07/2019
12.73
08/07/2019
13.34
01/07/2019
13.85
24/06/2019
12.43
17/06/2019
12.83
10/06/2019
14.16
03/06/2019
14.64
27/05/2019
15.48
20/05/2019
14.77
13/05/2019
14.39
06/05/2019
11.91
22/04/2019
14.32
15/04/2019
13.97
08/04/2019
15.03
01/04/2019
20.71
25/03/2019
14.04
18/03/2019
14.48
11/03/2019
12.10
05/03/2019
15.91
25/02/2019
13.81
18/02/2019
13.64
11/02/2019
14.61
04/02/2019
14.00
28/01/2019
14.16
21/01/2019
14.57
14/01/2019
14.49
07/01/2019
15.02
31/12/2018
15.70
24/12/2018
14.16
17/12/2018
15.34
10/12/2018
15.02
03/12/2018
15.02
26/11/2018
15.26
19/11/2018
15.89
12/11/2018
15.42
05/11/2018
15.43
29/10/2018
15.03
22/10/2018
15.18
15/10/2018
14.98
08/10/2018
15.91
01/10/2018
14.18
24/09/2018
14.61
17/09/2018
14.12
10/09/2018
14.27
03/09/2018
14.67
27/08/2018
14.36
20/08/2018
14.45
13/08/2018
14.59
06/08/2018
15.52
30/07/2018
14.90
23/07/2018
14.68
16/07/2018
14.57
09/07/2018
15.85
02/07/2018
16.11
25/06/2018
15.13
18/06/2018
15.96
11/06/2018
14.62
04/06/2018
15.08
28/05/2018
14.43
21/05/2018
14.04
14/05/2018
13.85
07/05/2018
13.92
30/04/2018
14.04
23/04/2018
14.09
16/04/2018
13.85
09/04/2018
14.52
02/04/2018
24.24
26/03/2018
13.60
19/03/2018
16.80
12/03/2018
14.82
05/03/2018
14.08
26/02/2018
13.62
19/02/2018
13.52
12/02/2018
13.50
05/02/2018
13.51
29/01/2018
13.28
22/01/2018
13.45
15/01/2018
13.25
08/01/2018
13.02
01/01/2018
11.96
26/12/2017
15.40
18/12/2017
13.13
11/12/2017
12.91
04/12/2017
13.07
27/11/2017
12.97
20/11/2017
12.97
13/11/2017
12.96
06/11/2017
13.38
30/10/2017
12.97
23/10/2017
12.96
16/10/2017
13.20
09/10/2017
11.24
03/10/2017
15.25
25/09/2017
13.29
11/09/2017
12.94
04/09/2017
12.99
28/08/2017
12.91
21/08/2017
13.21
14/08/2017
13.25
07/08/2017
13.79
31/07/2017
13.49
24/07/2017
13.25
17/07/2017
13.35
10/07/2017
13.92
19/06/2017
13.28
05/06/2017
13.51
22/05/2017
13.37
15/05/2017
13.47
08/05/2017
11.31
02/05/2017
15.28
24/04/2017
12.99
17/04/2017
13.07
10/04/2017
13.60
03/04/2017
13.97
27/03/2017
13.77
20/03/2017
12.14
14/03/2017
15.46
06/03/2017
13.62
27/02/2017
13.59
20/02/2017
13.32
13/02/2017
13.94
06/02/2017
13.51
30/01/2017
13.45
23/01/2017
13.35
16/01/2017
13.19
09/01/2017
13.29
02/01/2017
13.78
26/12/2016
12.93
19/12/2016
13.52
12/12/2016
12.49
05/12/2016
12.80
28/11/2016
13.56
21/11/2016
11.79
15/11/2016
16.17
07/11/2016
11.78
01/11/2016
15.95
24/10/2016
13.73
17/10/2016
13.73
10/10/2016
14.09
03/10/2016
14.69
26/09/2016
13.94
19/09/2016
14.16
12/09/2016
12.08
06/09/2016
16.05
29/08/2016
14.47
22/08/2016
12.24
16/08/2016
16.77
08/08/2016
14.49
01/08/2016
14.57
25/07/2016
15.45
18/07/2016
15.09
11/07/2016
15.60
04/07/2016
16.19
27/06/2016
15.26
20/06/2016
15.23
13/06/2016
15.55
06/06/2016
15.83
30/05/2016
15.65
23/05/2016
16.33
16/05/2016
16.10
09/05/2016
16.07
02/05/2016
15.97
25/04/2016
16.06
18/04/2016
16.39
11/04/2016
18.05
04/04/2016
22.59
28/03/2016
17.07
21/03/2016
17.55
14/03/2016
13.87
08/03/2016
18.92
29/02/2016
15.77
22/02/2016
15.55
15/02/2016
15.79
08/02/2016
14.22
01/02/2016
15.58
25/01/2016
14.96
18/01/2016
15.08
11/01/2016
15.33
04/01/2016
15.76
28/12/2015
15.19
21/12/2015
15.36
14/12/2015
14.83
07/12/2015
14.95
30/11/2015
14.73
23/11/2015
15.22
16/11/2015
15.09
09/11/2015
15.12
02/11/2015
15.19
26/10/2015
15.30
19/10/2015
15.16
12/10/2015
15.59
05/10/2015
17.32
28/09/2015
15.60
21/09/2015
15.62
14/09/2015
15.55
07/09/2015
15.48
31/08/2015
15.64
24/08/2015
15.61
17/08/2015
15.74
10/08/2015
16.10
03/08/2015
16.01
27/07/2015
16.28
20/07/2015
16.27
13/07/2015
16.25
06/07/2015
2.75
08/06/2015
16.74
01/06/2015
17.01
25/05/2015
17.05
18/05/2015
16.71
11/05/2015
16.68
04/05/2015
16.66
27/04/2015
17.04
20/04/2015
16.76
13/04/2015
16.99
06/04/2015
22.36
30/03/2015
18.20
23/03/2015
17.24
16/03/2015
17.27
09/03/2015
17.13
02/03/2015
17.27
23/02/2015
15.63
16/02/2015
16.94
09/02/2015
16.92
02/02/2015
321.18
10/03/2014
17.49
03/03/2014
17.03
24/02/2014
17.00
17/02/2014
24.69
10/02/2014
16.97
03/02/2014
17.08
27/01/2014
14.94
20/01/2014
16.75
13/01/2014
17.10
06/01/2014
13.47
30/12/2013
17.34
23/12/2013
17.43
16/12/2013
17.38
09/12/2013
17.54
02/12/2013
8.84
18/11/2013
12.79
21/10/2013
19.69
14/10/2013
19.93
07/10/2013
20.51
30/09/2013
18.93
23/09/2013
20.18
16/09/2013
20.47
09/09/2013
21.32
02/09/2013
21.35
26/08/2013
21.50
19/08/2013
21.35
12/08/2013
11.43
29/07/2013
18.81
28/01/2013
16.28
21/01/2013
2.36
14/01/2013
16.40

Holding Type Holding %
CARE A1+
9.36
Cash
1.17
CRISIL A1+
54.41
FITCH A1+
11.97
ICRA A1+
2.65
Sov
20.24
Unrated
0.20

About Bank of India Liquid Fund

Scheme Analysis

Bank of India Liquid Fund is a Debt - Liquid Fund fund and belongs to Bank of India Mutual Fund. It was launched on 31-Dec-2012 and currently has an AUM of ₹1,855.08 crore. Bank of India Liquid Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and CRISIL Liquid Debt Index as secondary index.

The NAV of Bank of India Liquid Fund ended up ₹0.2(0.02%)yesterday to ₹1061.9191.

Among its top 3 holdings the fund has exposure to 182 Days Tbill (MD 10/04/2025), and

The Bank of India Liquid Fund is managed by Mithraem Bharucha .

Fund House Contact

Address:

B/204, Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400 013

Phone Number: 022 61249000

Email Address: service@boimf.in

Fax Number: 022 61249001

Website: https://www.boimf.in/

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