DSP Banking & PSU Debt Fund - IDCW - Direct Plan

Item: DSP Banking & PSU Debt Fund - IDCW - Direct Plan
Rating: 3
Author: PersonalFN

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₹10.3131 (-0.12%)Nav, as on 27-02-2025
Previous Nav
₹ 10.3258
Net Change on 27-02-2025
₹-0.01
PersonalFN Rating
Category
Debt - Banking and PSU Fund
Assets (Cr.)
₹ 2,978.46
Expense Ratio
0.32%
(As on Jan 31, 2025)

Fund Overview IDCW | Direct Plan

Fund House
DSP Mutual Fund
Launch Date
14-Sep-2013
Benchmark
Crisil 10 Yr Gilt Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
Nil
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
100
52 Week Low Nav (₹)
22.23
52 Week Low Nav Date
27-Feb-2024
52 Week High Nav (₹)
24.01
52 Week High Nav Date
06-Feb-2025

Fund Objective

The investment objective of the Scheme is to seek to generate income and capital appreciation byprimarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Quarterly	7.20	6.01	8.18	6.49	6.44	6.66
Crisil 10 Yr Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
NIFTY Banking and PSU Debt Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Quarterly	Sep 14, 2013	8.18	6.49	6.44	0.32	2,978.46
Bandhan Banking & PSU Debt Fund - Direct Annual IDCW	Feb 04, 2020	8.19	6.70	5.92	0.33	13,421.64
Bandhan Banking & PSU Debt Fund - Direct Daily IDCW	Feb 10, 2014	8.04	6.48	6.48	0.33	13,421.64
Bandhan Banking & PSU Debt Fund - Direct Fortnightly IDCW	Mar 13, 2013	8.00	6.47	6.50	0.33	13,421.64
Bandhan Banking & PSU Debt Fund - Direct IDCW	Mar 07, 2013	7.86	6.40	5.23	0.33	13,421.64
Bandhan Banking & PSU Debt Fund - Direct Monthly IDCW	Mar 13, 2013	7.86	6.40	6.40	0.33	13,421.64

Fund Holdings as on 31-January-2025

Company % Assets
7.30% GOI 2053
11.37
Small Industries Development Bank of India
4.31
Power Grid Corporation of India Limited**
3.68
National Bank for Agriculture and Rural Development
3.58
Indian Railway Finance Corporation Limited**
3.56
State Bank of India Basel III Tier 2**
3.53
GAIL (India) Limited**
3.39
7.11% Maharashtra SDL 2038
2.87
REC Limited**
2.71
REC Limited**
2.70
REC Limited**
2.56
National Bank for Agriculture and Rural Development
2.53
Power Finance Corporation Limited**
2.49
Bajaj Finance Limited
1.83
Power Grid Corporation of India Limited**
1.81
National Housing Bank**
1.79
HDFC Bank Limited**
1.78
State Bank of India**
1.78
National Bank for Financing Infrastructure and Development**
1.78
HDFC Bank Limited**
1.77
NTPC Limited**
1.77
Indian Railway Finance Corporation Limited**
1.77
Power Finance Corporation Limited**
1.76
National Housing Bank**
1.75
7.09% GOI 2054
1.75
Power Finance Corporation Limited**
1.75
Small Industries Development Bank of India
1.72
7.12% Maharashtra SDL 2043
1.72
Indian Railway Finance Corporation Limited
1.70
Power Finance Corporation Limited**
1.70
Power Grid Corporation of India Limited**
1.70
Canara Bank**
1.61
HDFC Bank Limited**
1.60
8.17% GOI 2044
1.35
TREPS / Reverse Repo Investments
1.14
7.14% Madhya Pradesh SDL 2043
1.04
NTPC Limited**
1.00
7.34% GOI 2064
0.89
National Bank for Financing Infrastructure and Development**
0.89
Indian Railway Finance Corporation Limited
0.88
7.26% Maharashtra SDL 2049
0.88
7.26% Maharashtra SDL 2050
0.88
Power Finance Corporation Limited**
0.87
Small Industries Development Bank of India
0.87
Power Finance Corporation Limited**
0.86
Small Industries Development Bank of India**
0.82
Axis Bank Limited**
0.81
Union Bank of India
0.79
Punjab National Bank**
0.79
8.13% GOI 2045
0.76
SBI Funds Management Pvt Ltd/Fund Parent
0.26
Net Receivables/Payables
0.06

Sector Holding%
Miscellaneous
68.62

Fund Manager

Sandeep Yadav

Shantanu Godambe

Most Recent Dividend

Dividend Details

Record Date Dividend (%)
30/12/2024
1.39
30/09/2024
2.77
01/07/2024
1.80
02/04/2024
2.29
29/12/2023
1.48
29/09/2023
1.41
28/06/2023
2.46
29/03/2023
1.41
29/12/2022
1.48
29/09/2022
1.12
29/03/2022
0.86
29/12/2021
0.49
29/09/2021
1.44
29/06/2021
1.59
29/12/2020
2.52
29/09/2020
2.03
29/06/2020
6.60
30/12/2019
1.93
30/09/2019
3.01
01/07/2019
2.47
29/03/2019
2.67
31/12/2018
2.86
01/10/2018
1.56
29/06/2018
0.65
03/04/2018
1.29
29/12/2017
0.60
29/09/2017
1.76
29/03/2017
0.55
29/12/2016
2.62
29/09/2016
3.76
29/06/2016
2.29
29/03/2016
2.17
29/12/2015
2.18
29/09/2015
2.38
29/06/2015
1.73
30/03/2015
2.48
29/12/2014
3.31
29/09/2014
1.93
30/06/2014
2.98
02/04/2014
2.25
30/12/2013
1.53

Holding Type Holding %
Cash
1.20
CRISIL A1+
5.63
CRISIL AAA
61.61
ICRA A1+
0.79
ICRA AAA
1.78
IND AAA
5.18
Sov
23.51
Unrated
0.26

About DSP Banking & PSU Debt Fund

Scheme Analysis

DSP Banking & PSU Debt Fund is a Debt - Banking and PSU Fund fund and belongs to DSP Mutual Fund. It was launched on 14-Sep-2013 and currently has an AUM of ₹2,978.46 crore. DSP Banking & PSU Debt Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and NIFTY Banking and PSU Debt Index as secondary index.

The NAV of DSP Banking & PSU Debt Fund ended down ₹-0.01(-0.12%)yesterday to ₹10.3131.

Among its top 3 holdings the fund has exposure to 7.30% GOI 2053, and

The DSP Banking & PSU Debt Fund is managed by Sandeep Yadav and Shantanu Godambe.

Fund House Contact

Address:

Mafatlal Centre, 10th Floor, Nariman Point, Mumbai - 400 021

Phone Number: +91 (22) 66578000

Email Address: service@dspim.com

Fax Number: +91 (22) 66578181

Website: https://www.dspim.com/

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