DSP Banking & PSU Debt Fund - Growth - Regular Plan

Item: DSP Banking & PSU Debt Fund - Growth - Regular Plan
Rating: 3
Author: PersonalFN

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₹23.2603 0.06 %Nav, as on 10-03-2025
Previous Nav
₹ 23.2466
Net Change on 10-03-2025
₹0.01
PersonalFN Rating
Category
Debt - Banking and PSU Fund
Assets (Cr.)
₹ 3,211.45
Expense Ratio
0.72%
(As on Jan 31, 2025)

Fund Overview Growth | Regular Plan

Fund House
DSP Mutual Fund
Launch Date
14-Sep-2013
Benchmark
Crisil 10 Yr Gilt Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
Nil
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
100
52 Week Low Nav (₹)
21.69
52 Week Low Nav Date
19-Mar-2024
52 Week High Nav (₹)
23.27
52 Week High Nav Date
06-Feb-2025

Fund Objective

The investment objective of the Scheme is to seek to generate income and capital appreciation byprimarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
DSP Banking & PSU Debt Fund - Regular Plan - Growth	-0.03	3.96	7.22	6.26	6.10	7.62
Crisil 10 Yr Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
NIFTY Banking and PSU Debt Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
DSP Banking & PSU Debt Fund - Regular Plan - Growth	Sep 14, 2013	7.22	6.26	6.10	0.72	3,211.45
Bandhan Banking & PSU Debt Fund-Regular Plan- Growth Option	Mar 07, 2013	7.37	6.19	6.17	0.63	13,421.37
Axis Banking & PSU Debt Fund - Regular Plan - Growth option	Jun 08, 2012	7.33	6.14	5.98	0.63	12,987.92
ICICI Prudential Banking and PSU Debt Fund - Growth	Jan 01, 2010	7.49	6.86	6.37	0.74	10,092.25
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth	May 05, 2008	7.40	6.32	6.23	0.73	9,585.97
HDFC BANKING AND PSU DEBT FUND - Regular Plan - Growth Option	Mar 26, 2014	7.31	6.22	6.12	0.79	5,836.84

Fund Holdings as on 28-February-2025

Company % Assets
7.30% GOI 2053
12.42
Small Industries Development Bank of India**
4.02
Power Grid Corporation of India Limited**
3.43
National Bank for Agriculture and Rural Development
3.33
Indian Railway Finance Corporation Limited**
3.32
State Bank of India Basel III Tier 2**
3.26
GAIL (India) Limited**
3.16
HDFC Bank Limited
2.91
7.11% Maharashtra SDL 2038
2.66
REC Limited**
2.52
8.17% GOI 2044
2.51
REC Limited**
2.49
REC Limited**
2.38
National Bank for Agriculture and Rural Development**
2.36
Power Finance Corporation Limited**
2.30
TREPS / Reverse Repo Investments
1.81
Power Grid Corporation of India Limited**
1.67
National Housing Bank**
1.67
HDFC Bank Limited**
1.65
NTPC Limited**
1.65
State Bank of India**
1.65
National Bank for Financing Infrastructure and Development**
1.64
Indian Railway Finance Corporation Limited**
1.64
National Housing Bank
1.64
Power Finance Corporation Limited**
1.61
Small Industries Development Bank of India**
1.61
7.12% Maharashtra SDL 2043
1.60
Power Finance Corporation Limited**
1.59
Bajaj Finance Limited**
1.57
Power Grid Corporation of India Limited**
1.57
Indian Railway Finance Corporation Limited**
1.57
Small Industries Development Bank of India**
1.56
7.12% Maharashtra SDL 2038
1.56
Canara Bank**
1.50
Bank of Baroda
1.50
HDFC Bank Limited**
1.49
7.14% Madhya Pradesh SDL 2043
0.96
NTPC Limited**
0.94
Indian Railway Finance Corporation Limited**
0.82
National Bank for Financing Infrastructure and Development**
0.82
7.34% GOI 2064
0.82
7.26% Maharashtra SDL 2050
0.82
Small Industries Development Bank of India**
0.81
Small Industries Development Bank of India**
0.81
Power Finance Corporation Limited**
0.80
Power Finance Corporation Limited**
0.80
7.26% Maharashtra SDL 2049
0.79
7.09% GOI 2054
0.78
Punjab National Bank**
0.77
Axis Bank Limited**
0.76
Union Bank of India**
0.73
Punjab National Bank**
0.73
HDFC Bank Limited
0.73
Kotak Mahindra Bank Limited**
0.73
SBI Funds Management Pvt Ltd/Fund Parent
0.25
Net Receivables/Payables
-1.49

Sector Holding%
Miscellaneous
62.66

Fund Manager

Sandeep Yadav

Shantanu Godambe

Holding Type Holding %
Cash
0.32
CRISIL A1+
9.62
CRISIL AAA
55.37
ICRA A1+
0.73
ICRA AAA
2.46
IND A1+
1.50
IND AAA
4.83
Sov
24.92
Unrated
0.25

About DSP Banking & PSU Debt Fund

Scheme Analysis

DSP Banking & PSU Debt Fund is a Debt - Banking and PSU Fund fund and belongs to DSP Mutual Fund. It was launched on 14-Sep-2013 and currently has an AUM of ₹3,211.45 crore. DSP Banking & PSU Debt Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and NIFTY Banking and PSU Debt Index as secondary index.

The NAV of DSP Banking & PSU Debt Fund ended up ₹0.01(0.06%)yesterday to ₹23.2603.

Among its top 3 holdings the fund has exposure to 7.30% GOI 2053, and

The DSP Banking & PSU Debt Fund is managed by Sandeep Yadav and Shantanu Godambe.

Fund House Contact

Address:

Mafatlal Centre, 10th Floor, Nariman Point, Mumbai - 400 021

Phone Number: +91 (22) 66578000

Email Address: service@dspim.com

Fax Number: +91 (22) 66578181

Website: https://www.dspim.com/

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