HDFC Credit Risk Debt Fund - Growth - Regular Plan

Item: HDFC Credit Risk Debt Fund - Growth - Regular Plan
Rating: 2
Author: PersonalFN

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₹23.1354 0.03 %Nav, as on 23-01-2025
Previous Nav
₹ 23.1296
Net Change on 23-01-2025
₹0.01
PersonalFN Rating
Category
Debt - Credit Risk Fund
Assets (Cr.)
₹ 7,344.44
Expense Ratio
1.59%
(As on Dec 31, 2024)

Fund Overview Growth | Regular Plan

Fund House
HDFC Mutual Fund
Launch Date
25-Mar-2014
Benchmark
Crisil 10 Yr Gilt Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
Nil for 15% of Units, For excess of limits 1% on or before 12M and 0.50% after 12M but on or before 18M, Nil after 18M
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
100
52 Week Low Nav (₹)
21.42
52 Week Low Nav Date
25-Jan-2024
52 Week High Nav (₹)
23.13
52 Week High Nav Date
21-Jan-2025

Fund Objective

To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
HDFC Credit Risk Debt Fund - Growth Option	6.83	6.07	7.93	6.23	7.18	8.04
Crisil 10 Yr Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Short Term Bond Index	N/A	N/A	N/A	N/A	N/A	N/A
NIFTY Credit Risk Bond Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
HDFC Credit Risk Debt Fund - Growth Option	Mar 25, 2014	7.93	6.23	7.18	1.59	7,344.44
ICICI Prudential Credit Risk Fund - Growth	Dec 03, 2010	8.09	6.94	7.30	1.41	6,287.09
SBI CREDIT RISK FUND - REGULAR PLAN - GROWTH	Jul 14, 2004	8.09	6.92	7.00	1.55	2,278.20
Nippon India Credit Risk Fund - Growth Plan	Jun 10, 2005	8.24	6.74	5.40	1.46	980.94
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth	Apr 22, 2015	12.04	8.72	8.29	1.54	917.83
Kotak Credit Risk Fund - Growth	May 11, 2010	6.76	4.87	5.22	1.71	733.99

Fund Holdings as on 31-December-2024

Company % Assets
11% SANDUR MANGANESE AND IRON ORES LIMITED^
4.00
Net Current Assets
3.47
8.5% Tata Projects Ltd.^
3.43
9.65% The Tata Power Company Ltd.^
3.14
8% Tata Motors Ltd.^
2.73
8.35% Kalpataru Projects International Ltd^
2.70
8% Tata Motors Ltd.^
2.60
8.85% TVS Credit Services Ltd^
2.46
8.07% Kalpataru Projects International Ltd^
2.43
9.1% Power Finance Corporation Ltd.^
2.22
Embassy Office Parks REIT
2.12
8.5% DLF Home Developers Ltd^
2.05
8.29% Godrej Industries Ltd.^
2.05
10.75% Resco Global Wind Services Pvt. Ltd. (Corporate guarantee from Gujarat Fluorochemicals Limited)^
2.05
8.6% ADITYA BIRLA RENEWABLES LIMITED^
2.05
9.95% Indostar Capital Finance Ltd.^
2.04
9.95% Indostar Capital Finance Ltd.^
2.04
9.9% Vastu Finserve India Pvt. Ltd.^
2.04
8.69% Hero Housing Finance Limited^
2.04
8.32% Kalpataru Projects International Ltd^
2.03
IIFL Finance Limited^
1.96
Bharat Highways InvIT
1.88
8.5% Nirma Ltd.^
1.72
9.74% Kogta Financial India Limited^
1.70
6.54% GOI MAT 170132
1.61
7.53% Floating Rate GOI 2034
1.37
8.45% Mahindra Rural Housing Finance Ltd^
1.37
8.6% Infopark Properties Limited^
1.37
7.64% REC Limited.^
1.36
9.2627% SK FINANCE LIMITED^
1.36
IDBI Bank Limited^
1.35
7.3% GOI MAT 190653
1.13
7.1% GOI MAT 080434
1.07
TREPS - Tri-party Repo
1.06
7.09% GOI MAT 050854
1.03
9.5221% Avanse Financial Service Ltd.^
1.02
7.99% Tata Projects Ltd.^
1.02
7.75% Nuvoco Vistas Corporation Ltd.^
1.02
9% JM FINANCIAL HOME LOANS LIMITED^
1.02
9% JM FINANCIAL HOME LOANS LIMITED^
1.02
8.2% Mahindra Rural Housing Finance Ltd^
0.95
8.29% ONGC Petro additions Ltd. (OPAL) (Put on ONGC Ltd.)^
0.89
8.4% Nirma Ltd.^
0.89
7.23% GOI MAT 150439
0.84
7.1% GOI MAT 180429
0.83
Vajra 009 (PTC backed by loan receivables originated by Veritas Finance Private Limited)^
0.82
Vajra 004 (PTC backed by loan receivables originated by Veritas Finance Private Limited)^
0.71
7.18% GOI MAT 240737
0.70
8.39% ONGC Petro additions Ltd. (OPAL) (Put on ONGC Ltd.)^
0.69
7.5% Indian Railways Finance Corp. Ltd.^
0.69
7.6% Power Finance Corporation Ltd.^
0.68
9.95% Indostar Capital Finance Ltd.
0.68
Au Small Finance Bank Ltd.^
0.68
7.32% India Grid Trust^
0.67
6.5% TATA Capital Housing Finance Ltd.^
0.67
7.05% LIC Housing Finance Ltd.^
0.66
7.9% Mahindra Rural Housing Finance Ltd^
0.57
7.25% GOI MAT 120663
0.56
7.7% LIC Housing Finance Ltd.^
0.52
7.2962% TMF Holdings Ltd. (Perpetual) (Perpetual)^
0.40
7.67% Chhattisgarh SDL ISD 240124 Mat 240131^
0.35
7.26% GOI MAT 060233
0.35
7.93% Floating Rate GOI 2033
0.35
9.4% TVS Credit Services Ltd^
0.34
8.05% NTPC Limited^
0.34
7.46% Indian Railways Finance Corp. Ltd.^
0.34
8.19% NTPC Limited^
0.34
8.4% Godrej Industries Ltd.^
0.34
8.37% ONGC Petro additions Ltd. (Letter of Comfort by ONGC Ltd.)^
0.34
9.64% JM Financial Products Ltd.^
0.34
7.4% Power Finance Corporation Ltd.
0.34
9.6% JM Financial Asset Reconstruction Co. Ltd.^
0.34
9.6% GERA Development Pvt. Ltd.^
0.34
9.6% GERA Development Pvt. Ltd.^
0.34
9.6% GERA Development Pvt. Ltd.^
0.34
9.6% GERA Development Pvt. Ltd.^
0.34
9.6% GERA Development Pvt. Ltd.^
0.34
9.6% GERA Development Pvt. Ltd.^
0.34
9.6% GERA Development Pvt. Ltd.^
0.34
Corporate Debt Market Development Fund
0.31
7.82% Power Finance Corporation Ltd.^
0.28
7.82% Power Finance Corporation Ltd.^
0.28
7.82% Power Finance Corporation Ltd.^
0.28
7.82% Power Finance Corporation Ltd.^
0.28
9.6% JM Financial Asset Reconstruction Co. Ltd.^
0.27
6.72% India Grid Trust^
0.27
POWERGRID Infrastructure Investment Trust
0.25
Vajra 006 (PTC backed by loan receivables originated by Veritas Finance Private Limited)^
0.21
7.66% RAJASTHAN SDL ISD 240124 Mat 240131^
0.19
8.97% REC Limited.^
0.14
7.96% REC Limited.^
0.14
8.1% NTPC Limited^
0.14
9.35% Arka Fincap Limited^
0.14
7.26% GOI MAT 220832
0.07
7.17% GOI MAT 170430
0.05
7.64% Andhra Pradesh SDL ISD 170124 MAT 170131^
0.02

Sector Holding%
Miscellaneous
74.67

Fund Manager

Shobhit Mehrotra

Education:B. Text.,M.S. MBA(Clemson University, SC,USA)
Experience:20 Years
Basic Details:Mr. Shobhit Mehrotra has collective experience of over 20 years in Fixed Income markets, Fixed Income dealing and credit rating etc. He is with HDFC AMC since Feb 2004. Prior to this he has worked with Templeton Asset Management (India) Pvt Ltd. And ICRA Ltd.
Funds Managed:
HDFC Long Duration Debt Fund
HDFC Credit Risk Debt Fund
HDFC Floating Rate Debt Fund
HDFC Hybrid Debt Fund
HDFC Income Fund
HDFC Long Duration Debt Fund
HDFC Medium Term Debt Fund
HDFC Retirement Savings Fund - Equity Plan
HDFC Retirement Savings Fund - Hybrid-Debt Plan
HDFC Retirement Savings Fund - Hybrid-Equity Plan

Holding Type Holding %
CARE - AA+
3.14
CARE - AA-
6.81
Cash
4.53
CRISIL - A1+
3.31
CRISIL - AA
17.38
CRISIL - AA(SO)
0.71
CRISIL - AA+
10.16
CRISIL - AA+(CE)
2.05
CRISIL - AA-
6.12
CRISIL - AAA
10.93
ICRA - A+
5.70
ICRA - AA
2.05
ICRA - AA(SO)
1.03
ICRA - AA-
0.61
ICRA - AAA
2.03
IND - A1+
0.68
IND - AA
7.15
IND - AA+
0.57
REITs & InvITs
4.25
Sovereign
10.52
Unrated
0.31

About HDFC Credit Risk Debt Fund

Scheme Analysis

HDFC Credit Risk Debt Fund is a Debt - Credit Risk Fund fund and belongs to HDFC Mutual Fund. It was launched on 25-Mar-2014 and currently has an AUM of ₹7,344.44 crore. HDFC Credit Risk Debt Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and CRISIL Short Term Bond Index as primary index and NIFTY Credit Risk Bond Index as secondary index.

The NAV of HDFC Credit Risk Debt Fund ended up ₹0.01(0.03%)yesterday to ₹23.1354.

Among its top 3 holdings the fund has exposure to 11% SANDUR MANGANESE AND IRON ORES LIMITED^, and

The HDFC Credit Risk Debt Fund is managed by Shobhit Mehrotra .

Fund House Contact

Address:

HDFC House, 2nd floor, H.T. Parekh Marg, 165-166 Backbay Reclamation, Churchgate Mumbai - 400 020

Phone Number: +91 (22) 66316333

Email Address: cliser@hdfcindia.com

Fax Number: +91 (22) 22821144

Website: www.hdfcfund.com

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