HDFC Credit Risk Debt Fund - IDCW - Direct Plan

Item: HDFC Credit Risk Debt Fund - IDCW - Direct Plan
Rating: 2
Author: PersonalFN

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₹22.3212 0.13 %Nav, as on 03-04-2025
Previous Nav
₹ 22.2922
Net Change on 03-04-2025
₹0.03
PersonalFN Rating
Category
Debt - Credit Risk Fund
Assets (Cr.)
₹ 7,229.73
Expense Ratio
1.02%
(As on Feb 28, 2025)

Fund Overview IDCW | Direct Plan

Fund House
HDFC Mutual Fund
Launch Date
20-Nov-2014
Benchmark
Crisil 10 Yr Gilt Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
Nil for 15% of Units, For excess of limits 1% on or before 12M and 0.50% after 12M but on or before 18M, Nil after 18M
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
100
52 Week Low Nav (₹)
20.48
52 Week Low Nav Date
16-Apr-2024
52 Week High Nav (₹)
22.32
52 Week High Nav Date
03-Apr-2025

Fund Objective

To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
HDFC Credit Risk Debt Fund - IDCW Option - Direct Plan	16.24	10.18	8.92	7.25	7.87	8.05
Crisil 10 Yr Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Short Term Bond Index	N/A	N/A	N/A	N/A	N/A	N/A
NIFTY Credit Risk Bond Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
HDFC Credit Risk Debt Fund - IDCW Option - Direct Plan	Nov 20, 2014	8.92	7.25	7.87	1.02	7,252.42
HDFC Credit Risk Debt Fund - Quarterly IDCW - Direct Plan	Mar 25, 2014	8.92	7.25	7.87	1.02	7,252.42
ICICI Prudential Credit Risk Fund - Direct Plan - Quarterly IDCW	Jan 07, 2013	9.41	7.98	8.12	0.76	6,187.43
SBI Credit Risk Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	Jan 07, 2013	9.49	8.06	7.83	0.89	2,259.29
SBI Credit Risk Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	Jan 02, 2013	9.47	8.05	7.81	0.89	2,259.29
NIPPON INDIA CREDIT RISK FUND - DIRECT Plan - IDCW Option	Oct 22, 2014	9.72	7.98	9.12	0.70	988.86

Fund Holdings as on 31-March-2025

Company % Assets
11% SANDUR MANGANESE AND IRON ORES LIMITED^
4.04
8.5% Tata Projects Ltd.^
3.49
9.9% The Tata Power Company Ltd.^
3.21
7.4% Power Finance Corporation Ltd.^
2.82
8.5% Tata Motors Ltd.^
2.79
8.35% Kalpataru Projects International Ltd^
2.78
10.81% Bamboo Hotel and Global Centre (Delhi) Private Limited^
2.77
8.5% Tata Motors Ltd.^
2.65
8.07% Kalpataru Projects International Ltd^
2.48
8.5% Nirma Ltd.^
2.44
8.85% TVS Credit Services Ltd^
2.38
Net Current Assets
2.33
8.6% ADITYA BIRLA RENEWABLES LIMITED^
2.09
8.32% Kalpataru Projects International Ltd^
2.08
8.5% DLF Home Developers Ltd^
2.08
9.95% Indostar Capital Finance Ltd.^
2.08
9.9% Vastu Finserve India Pvt. Ltd.^
2.08
Indus Infra Trust
1.89
9.1% Power Finance Corporation Ltd.^
1.75
Embassy Office Parks REIT
1.64
6.54% GOI MAT 170132^
1.52
8.45% Mahindra Rural Housing Finance Ltd^
1.40
Floating Rate GOI 2034^
1.40
8.29% Godrej Industries Ltd.^
1.39
10.75% Resco Global Wind Services Pvt. Ltd. (Corporate guarantee from Gujarat Fluorochemicals Limited)^
1.39
8.6% Infopark Properties Limited^
1.39
7.6% Ramco Industries Ltd.^
1.38
9.25% SK FINANCE LIMITED^
1.37
7.09% GOI MAT 050854^
1.34
10.4% Muthoot Capital Services Ltd^
1.29
8.4% Nirma Ltd.^
1.18
7.3% GOI MAT 190653^
1.16
7.1% GOI MAT 080434^
1.10
7.64% REC Limited.^
1.04
7.99% Tata Projects Ltd.^
1.04
7.75% Nuvoco Vistas Corporation Ltd.^
1.04
9% JM FINANCIAL HOME LOANS LIMITED^
1.04
9.9% IIFL Finance Limited^
1.03
9% JM FINANCIAL HOME LOANS LIMITED^
1.03
8.2% Mahindra Rural Housing Finance Ltd^
0.97
TREPS - Tri-party Repo
0.93
7.23% GOI MAT 150439^
0.87
6.67% GOI MAT 151235^
0.87
9.74% Kogta Financial India Limited^
0.86
Vajra 009 (PTC backed by loan receivables originated by Veritas Finance Private Limited)^
0.84
Vajra 004 (PTC backed by loan receivables originated by Veritas Finance Private Limited)^
0.72
7.18% GOI MAT 240737^
0.72
7.5% Indian Railways Finance Corp. Ltd.^
0.70
7.6% Power Finance Corporation Ltd.^
0.70
7.37% National Bank for Agri & Rural Dev.^
0.70
8.39% ONGC Petro Additions Limited (Letter Of Comfort By ONGC Limited) (Put on ONGC Ltd.)^
0.70
9.9% IKF FINANCE LIMITED^
0.69
9.95% Indostar Capital Finance Ltd.^
0.69
6.5% TATA Capital Housing Finance Ltd.^
0.68
7.32% India Grid Trust^
0.68
7.05% LIC Housing Finance Ltd.^
0.68
7.34% GOI MAT 220464^
0.66
Capital Infra Trust
0.62
7.9% Mahindra Rural Housing Finance Ltd^
0.58
7.25% GOI MAT 120663^
0.58
7.7% LIC Housing Finance Ltd.^
0.53
9% IKF FINANCE LIMITED^
0.50
7.2962% TMF Holdings Ltd. (Perpetual) (Perpetual)^
0.41
INDIGO 041^
0.40
7.26% GOI MAT 060233^
0.36
Floating Rate GOI 2033^
0.36
6.92% GOI MAT 181139^
0.35
7.46% Indian Railways Finance Corp. Ltd.^
0.35
8.05% NTPC Limited^
0.35
8.4% Godrej Industries Ltd.^
0.35
8.29% ONGC Petro Additions Limited (Letter Of Comfort By ONGC Limited) (Put on ONGC Ltd.)^
0.35
8.37% ONGC Petro additions Ltd. (Letter of Comfort by ONGC Ltd.)^
0.35
8.19% NTPC Limited^
0.35
9.6% JM Financial Asset Reconstruction Co. Limited^
0.35
9.6% GERA Development Pvt. Ltd.^
0.35
8.55% Motilal Oswal Home Fin Ltd. (Erst Aspire Home Fin) (Subsidiary of Motilal Oswal Financial Services Ltd.)^
0.35
9.6% GERA Development Pvt. Ltd.^
0.34
9.6% GERA Development Pvt. Ltd.^
0.34
9.6% GERA Development Pvt. Ltd.^
0.34
9.6% GERA Development Pvt. Ltd.^
0.34
9.6% GERA Development Pvt. Ltd.^
0.34
Corporate Debt Market Development Fund
0.32
7.82% Power Finance Corporation Ltd.^
0.29
7.82% Power Finance Corporation Ltd.^
0.29
7.82% Power Finance Corporation Ltd.^
0.29
7.82% Power Finance Corporation Ltd.^
0.28
7.4% Power Finance Corporation Ltd.^
0.28
9.6% JM Financial Asset Reconstruction Co. Limited^
0.28
6.72% India Grid Trust^
0.27
POWERGRID Infrastructure Investment Trust
0.22
9.4% TVS Credit Services Ltd^
0.21
Vajra 006 (PTC backed by loan receivables originated by Veritas Finance Private Limited)^
0.21
8.97% REC Limited.^
0.15
7.96% REC Limited.^
0.14
8.1% NTPC Limited^
0.14
7.17% GOI MAT 170430^
0.05
7.64% Andhra Pradesh SDL ISD 170124 MAT 170131^
0.02

Sector Holding%
Miscellaneous
75.79

Fund Manager

Shobhit Mehrotra

Education:B. Text.,M.S. MBA(Clemson University, SC,USA)
Experience:20 Years
Basic Details:Mr. Shobhit Mehrotra has collective experience of over 20 years in Fixed Income markets, Fixed Income dealing and credit rating etc. He is with HDFC AMC since Feb 2004. Prior to this he has worked with Templeton Asset Management (India) Pvt Ltd. And ICRA Ltd.
Funds Managed:
HDFC Long Duration Debt Fund
HDFC Credit Risk Debt Fund
HDFC Floating Rate Debt Fund
HDFC Hybrid Debt Fund
HDFC Income Fund
HDFC Long Duration Debt Fund
HDFC Medium Term Debt Fund
HDFC Retirement Savings Fund - Equity Plan
HDFC Retirement Savings Fund - Hybrid-Debt Plan
HDFC Retirement Savings Fund - Hybrid-Equity Plan

Holding Type Holding %
CARE - A+
1.19
CARE - AA+
3.21
CARE - AA-
5.52
Cash
3.26
CRISIL - A+
1.29
CRISIL - AA
18.40
CRISIL - AA(SO)
1.12
CRISIL - AA+
7.59
CRISIL - AA+(CE)
1.39
CRISIL - AA-
2.77
CRISIL - AAA
14.11
ICRA - A+
4.90
ICRA - A+(CE)
2.77
ICRA - AA
2.43
ICRA - AA(SO)
0.84
ICRA - AA+(SO)
0.21
ICRA - AA-
3.38
ICRA - AAA
1.72
IND - AA
7.31
IND - AA+
0.58
REITs & InvITs
4.37
Sovereign
11.36
Unrated
0.32

About HDFC Credit Risk Debt Fund

Scheme Analysis

HDFC Credit Risk Debt Fund is a Debt - Credit Risk Fund fund and belongs to HDFC Mutual Fund. It was launched on 20-Nov-2014 and currently has an AUM of ₹7,229.73 crore. HDFC Credit Risk Debt Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and CRISIL Short Term Bond Index as primary index and NIFTY Credit Risk Bond Index as secondary index.

The NAV of HDFC Credit Risk Debt Fund ended up ₹0.03(0.13%)yesterday to ₹22.3212.

Among its top 3 holdings the fund has exposure to 11% SANDUR MANGANESE AND IRON ORES LIMITED^, and

The HDFC Credit Risk Debt Fund is managed by Shobhit Mehrotra .

Fund House Contact

Address:

HDFC House, 2nd floor, H.T. Parekh Marg, 165-166 Backbay Reclamation, Churchgate Mumbai - 400 020

Phone Number: +91 (22) 66316333

Email Address: cliser@hdfcindia.com

Fax Number: +91 (22) 22821144

Website: www.hdfcfund.com

Money Simplified Videos

Infographics

HDFC Credit Risk Debt Fund - IDCW - Direct Plan

Fund Overview IDCW | Direct Plan

Fund Objective

To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-March-2025

Fund Manager

About HDFC Credit Risk Debt Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

HDFC Credit Risk Debt Fund - IDCW - Direct Plan

Fund Overview IDCW | Direct Plan

Fund Objective

To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-March-2025

Fund Manager

About HDFC Credit Risk Debt Fund

Scheme Analysis

Fund House Contact