Kotak Savings Fund - IDCW - Regular Plan

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₹10.7324 0.02 %Nav, as on 23-01-2025
Previous Nav
₹ 10.7307
Net Change on 23-01-2025
₹0
PersonalFN Rating
Unrated
Category
Debt - Ultra Short Duration Fund
Assets (Cr.)
₹ 13,954.84
Expense Ratio
0.82%
(As on Dec 31, 2024)

Fund Overview IDCW | Regular Plan

Fund House
Kotak Mahindra Mutual Fund
Launch Date
13-Aug-2004
Benchmark
Crisil 1 Yr T-Bill Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
Nil
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
1,000
52 Week Low Nav (₹)
38.68
52 Week Low Nav Date
23-Jan-2024
52 Week High Nav (₹)
41.45
52 Week High Nav Date
22-Jan-2025

Fund Objective

The investment objective of the Scheme is to generate returns through investments in debt and MMI with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
Kotak Savings Fund -Monthly Payout of Income Distribution cum capital withdrawal option	6.22	6.48	7.14	6.19	5.44	6.05
Crisil 1 Yr T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
NIFTY Ultra Short Duration Debt Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
Kotak Savings Fund -Monthly Payout of Income Distribution cum capital withdrawal option	Aug 13, 2004	Unrated	7.14	6.19	5.44	0.82	13,954.84
Aditya Birla Sun Life Savings Fund-Regular - DAILY IDCW	Jun 05, 2007		7.72	6.59	6.03	0.55	16,348.76
Aditya Birla Sun Life Savings Fund-Regular - weekly IDCW	Jun 08, 2007		7.71	6.53	5.98	0.55	16,348.76
HDFC Ultra Short Term Fund - Daily IDCW Option	Sep 24, 2018		7.36	6.34	5.70	0.69	14,104.63
HDFC Ultra Short Term Fund - Monthly IDCW Option	Sep 24, 2018		7.37	6.33	5.71	0.69	14,104.63
HDFC Ultra Short Term Fund - Weekly IDCW Option	Sep 24, 2018		7.37	6.24	5.64	0.69	14,104.63

Fund Holdings as on 31-December-2024

Company % Assets
182 DAYS TREASURY BILL 15/05/2025
3.50
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
3.35
BHARTI TELECOM LTD.**
3.03
364 DAYS TREASURY BILL 06/02/2025
2.85
INDIAN BANK**
2.83
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
2.82
PUNJAB NATIONAL BANK**
2.66
PUNJAB NATIONAL BANK**
2.46
AXIS BANK LTD.**
2.44
7.99% MANKIND PHARMA LTD**
2.16
5.99% LIC HOUSING FINANCE LTD.**
2.14
8.3% Nirma Ltd.
1.79
IDFC FIRST BANK LIMITED**
1.77
FEDERAL BANK LTD.**
1.77
Union Bank of India**
1.76
AXIS BANK LTD.**
1.74
AXIS BANK LTD.**
1.70
INDUSIND BANK LTD.**
1.68
HDFC BANK LTD.**
1.67
PUNJAB NATIONAL BANK**
1.67
8.9% BHARTI TELECOM LTD.(^)**
1.62
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.**
1.42
ICICI BANK LTD.
1.42
AXIS BANK LTD.**
1.42
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
1.42
BANK OF INDIA**
1.42
HDFC BANK LTD.**
1.41
HDFC BANK LTD.**
1.39
PTC INDIA UNIVERSAL TRUST AL1 (SERIES A1) 20/09/2026(INDIA UNIVERSAL TRUST AL1)**
1.35
182 DAYS TREASURY BILL 08/05/2025
1.30
6.4% LIC HOUSING FINANCE LTD.**
1.25
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
1.24
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
1.23
8.8% BHARTI TELECOM LTD.(^)**
1.08
7.87% LIC HOUSING FINANCE LTD.**
1.08
ADITYA BIRLA FINANCE LTD.**
1.07
5.65% Tamil Nadu State Govt - 2025 - Tamil Nadu
1.07
AXIS BANK LTD.**
1.07
PUNJAB NATIONAL BANK
1.07
182 DAYS TREASURY BILL 14/02/2025
1.07
HDFC BANK LTD.**
1.06
CANARA BANK**
1.06
182 DAYS TREASURY BILL 23/01/2025
1.04
7.77% EMBASSY OFFICE PARKS REIT**
0.90
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.**
0.87
8.29% Maharashtra State Govt - 2025 - Maharashtra
0.72
7.75% TITAN COMPANY LTD.**
0.72
9.15% GRIHUM HOUSING FINANCE LIMITED**
0.72
7.72% LIC HOUSING FINANCE LTD.**
0.72
7.7% HDB Financial Services Ltd.**
0.71
MUTHOOT FINANCE LTD.**
0.71
PUNJAB NATIONAL BANK
0.71
Hero FinCorp Ltd.**
0.71
6.4% John Deere Financial India Private Limited**
0.71
HDFC BANK LTD.**
0.71
AXIS BANK LTD.
0.71
6.04% Gujarat State Govt - 2026 - Gujarat(^)
0.71
INDUSIND BANK LTD.**
0.68
Bahadur Chand Investments Private Limited**
0.68
364 DAYS TREASURY BILL 26/12/2025
0.67
HDFC BANK LTD.**
0.67
182 DAYS TREASURY BILL 01/05/2025
0.67
8.17% EMBASSY OFFICE PARKS REIT**
0.65
8.65% BHARTI TELECOM LTD.**
0.54
7.07% Tamil Nadu State Govt - 2026 - Tamil Nadu
0.54
7.92% BAJAJ HOUSING FINANCE LTD.(^)
0.54
7.6% REC LTD
0.54
5.63% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
0.54
HDFC BANK LTD.
0.53
BARCLAYS INVESTMENTS & LOAN (INDIA) PVT. LTD.**
0.53
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
0.53
Union Bank of India**
0.53
CANARA BANK**
0.53
7.5% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
0.39
8% BAJAJ HOUSING FINANCE LTD.**
0.36
7.83% BAJAJ HOUSING FINANCE LTD.(^)**
0.36
7.88% Kotak Mahindra Prime Ltd.**
0.36
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.**
0.36
6.3% HDB Financial Services Ltd.**
0.36
7.44% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA(^)**
0.36
INDIAN BANK**
0.35
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
0.34
7.57% Gujarat State Govt - 2026 - Gujarat
0.33
SBI ALTERNATIVE INVESTMENT FUND
0.28
SANSAR TRUST(SANSAR TRUST)**
0.27
8.58% LIC HOUSING FINANCE LTD.**
0.25
7.4% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
0.21
8.24% Tamil Nadu State Govt - 2025 - Tamil Nadu
0.18
7.57% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
0.18
6.87% MUTHOOT FINANCE LTD.**
0.18
CANARA BANK**
0.18
7.17% GODREJ INDUSTRIES LTD**
0.18
5.7% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
0.18
6.75% Sikka Ports & Terminals Ltd. ( Mukesh Ambani Group ) **
0.18
GS CG 12/09/2025 - (STRIPS)
0.17
GS CG 17/12/2026 - (STRIPS)
0.16
8% ONGC Petro Additions Ltd.**
0.11
8.43% PNB HOUSING FINANCE LTD.**
0.09
PTC SANSAR TRUST (SERIES A1) 25/01/2025 (MAT- 25/11/2025)(SANSAR TRUST)**
0.08
Triparty Repo
0.05
Net Current Assets/(Liabilities)
-0.48

Sector Holding%
Miscellaneous
50.76

Fund Manager

Deepak Agrawal

Education:Post Graduate in Commerce from Mumbai University, a qualified chartered account and a company secretary. Also cleared AIMR CFA Level
Experience:14 Years
Basic Details:Mr. Deepak Agrawal's career has started from Kotak AMC when he joined the organization in December 2002, where he was initially in Research, Dealing and then moved into Fund Management from November 2006.
Funds Managed:
Kotak Bond Short Term Fund
Kotak Floating Rate Fund
Kotak Money Market Fund
Kotak Overnight Fund
Kotak Banking and PSU Debt Fund
Kotak Bond Short Term Fund
Kotak Corporate Bond Fund
Kotak Credit Risk Fund
Kotak Dynamic Bond Fund
Kotak Floating Rate Fund
Kotak Liquid Fund
Kotak Low Duration Fund
Kotak Medium Term Fund
Kotak Money Market Fund
Kotak Overnight Fund
Kotak Savings Fund

Manu Sharma

Education:Chartered Accountant & M.Com
Experience:16 years
Basic Details:Mr. Manu Sharma has over 17 years of experience in the fields of Fixed Income Fund Management, Operations, Finance Audit and Taxation. He joinedKotak AMC from Deskera Systems in September 2019 and was based out of Bangalore/Singapore for one year. Prior to it Mr. Manu was with Kotak AMCsince September 2006 to June 2018 and has handled major assignments like the Fund Management, Operations and Finance for the KotakAMC.
Funds Managed:
Kotak Floating Rate Fund
Kotak Money Market Fund
Kotak Corporate Bond Fund
Kotak Floating Rate Fund
Kotak Low Duration Fund
Kotak Money Market Fund
Kotak Savings Fund

Most Recent Dividend

Dividend Details

Record Date Dividend (%)
14/01/2025
0.56
13/12/2024
0.57
13/11/2024
0.56
15/10/2024
0.73
13/09/2024
0.57
13/08/2024
0.61
15/07/2024
0.64
13/06/2024
0.61
14/05/2024
0.54
15/04/2024
0.80
13/03/2024
0.68
13/02/2024
0.56
15/01/2024
0.64
13/12/2023
0.49
15/11/2023
0.60
13/10/2023
0.55
13/09/2023
0.54
17/08/2023
0.61
13/07/2023
0.61
13/06/2023
0.64
15/05/2023
0.56
13/04/2023
0.80
14/03/2023
0.54
14/02/2023
0.59
13/01/2023
0.58
13/12/2022
0.50
15/11/2022
0.59
13/10/2022
0.27
13/09/2022
0.49
17/08/2022
0.41
13/07/2022
0.47
14/06/2022
0.43
13/05/2022
0.03
13/04/2022
0.39
15/03/2022
0.21
15/02/2022
0.36
13/01/2022
0.31
14/12/2021
0.30
15/11/2021
0.27
13/10/2021
0.21
14/09/2021
0.31
13/08/2021
0.35
13/07/2021
0.26
15/06/2021
0.33
14/05/2021
0.31
15/04/2021
0.37
15/03/2021
0.22
15/02/2021
0.00
15/06/2020
0.69
13/05/2020
0.79
15/04/2020
0.48
13/03/2020
0.31
13/02/2020
0.54
14/01/2020
0.53
13/12/2019
0.48
14/11/2019
0.60
15/10/2019
0.62
13/09/2019
0.60
14/08/2019
0.81
15/07/2019
0.70
13/06/2019
0.79
14/05/2019
0.52
15/04/2019
0.81
13/03/2019
0.62
13/02/2019
0.64
15/01/2019
0.44
13/12/2018
0.17
13/11/2018
0.48
14/09/2018
0.42
14/08/2018
0.65
13/07/2018
0.73
13/06/2018
0.53
15/05/2018
0.41
13/04/2018
0.77
13/03/2018
0.57
14/02/2018
0.53
15/01/2018
0.37
13/12/2017
0.41
14/11/2017
0.55
13/10/2017
0.25
16/08/2017
0.55
13/07/2017
0.62
13/06/2017
0.69
15/05/2017
0.52
13/04/2017
0.47
15/03/2017
0.51
14/02/2017
0.53
13/01/2017
0.55
14/12/2016
0.03
16/11/2016
0.67
14/10/2016
0.67
14/09/2016
0.61
16/08/2016
0.79
13/07/2016
0.73
14/06/2016
0.70
13/05/2016
0.56
13/04/2016
0.77
15/03/2016
0.70
15/02/2016
0.49
13/01/2016
0.56
15/12/2015
0.56
16/11/2015
0.74
13/10/2015
0.69
15/09/2015
0.61
13/08/2015
0.77
14/07/2015
0.76
15/06/2015
0.82
13/05/2015
0.56
15/04/2015
0.87
13/03/2015
0.75
13/02/2015
0.61
13/01/2015
0.58
15/12/2014
0.64
13/11/2014
0.79
14/10/2014
0.81
15/09/2014
0.79
13/08/2014
0.72
15/07/2014
0.61
13/06/2014
0.75
13/05/2014
0.68
16/04/2014
0.95
13/03/2014
0.75
13/02/2014
0.65
15/01/2014
0.71
13/12/2013
0.88
13/11/2013
0.66
15/10/2013
1.29
13/09/2013
0.63
15/07/2013
0.66
13/06/2013
0.64
14/05/2013
0.85
15/04/2013
1.03
13/03/2013
0.67
13/02/2013
0.54
15/01/2013
0.85
13/12/2012
0.68
15/11/2012
0.70
15/10/2012
0.76
13/09/2012
0.78
14/08/2012
0.86
13/07/2012
0.77
13/06/2012
0.79
15/05/2012
0.86
13/04/2012
0.92
13/03/2012
0.54
14/02/2012
0.81
13/01/2012
0.78
13/12/2011
0.69
15/11/2011
0.80
13/10/2011
0.74
13/09/2011
0.77
16/08/2011
0.79
13/07/2011
0.73
14/06/2011
0.78
13/05/2011
0.70
15/04/2011
0.66
15/03/2011
0.66
15/02/2011
0.73
13/01/2011
0.64
14/12/2010
0.61
15/11/2010
0.57
13/10/2010
0.49
14/09/2010
0.47
13/08/2010
0.45
13/07/2010
0.41
15/06/2010
0.46
13/05/2010
0.42
13/04/2010
0.42
15/03/2010
0.31
16/02/2010
0.43
13/01/2010
0.38
15/12/2009
0.41
13/11/2009
0.41
14/10/2009
0.39
15/09/2009
0.43
13/08/2009
0.42
14/07/2009
0.45
15/06/2009
0.46
13/05/2009
0.48
15/04/2009
0.59
13/03/2009
0.55
13/02/2009
0.68
13/01/2009
0.80
15/12/2008
0.91
14/11/2008
0.84
14/10/2008
0.98
15/09/2008
0.71
13/08/2008
0.64
15/07/2008
0.65
13/06/2008
0.61
13/05/2008
0.59
16/04/2008
0.79
13/03/2008
0.54
13/02/2008
0.65
15/01/2008
0.85
13/12/2007
0.72
13/11/2007
0.69
15/10/2007
6.53
13/09/2007
6.21
14/08/2007
8.45
13/07/2007
7.78
13/06/2007
7.14
15/05/2007
7.24
13/04/2007
6.80
13/03/2007
4.85
13/02/2007
5.85
15/01/2007
5.93
13/12/2006
5.72
14/11/2006
6.27
13/10/2006
5.92
13/09/2006
5.50
16/08/2006
6.28
13/07/2006
5.80
13/06/2006
5.58
15/05/2006
4.69
13/04/2006
5.17
14/03/2006
3.29
14/02/2006
4.38
13/01/2006
4.45
13/12/2005
4.06
16/11/2005
4.70
14/10/2005
4.44
13/09/2005
4.62
16/08/2005
4.69
13/07/2005
4.25
14/06/2005
4.85
13/05/2005
4.63
13/04/2005
4.13
15/03/2005
4.06
15/02/2005
4.83
13/01/2005
4.42
14/12/2004
4.31
17/11/2004
4.67
14/10/2004
3.72
14/09/2004
4.45

Holding Type Holding %
CARE A1+
15.62
CARE AA-
0.72
Cash
-0.43
CRISIL A1+
29.87
CRISIL AA
1.79
CRISIL AA+
5.58
CRISIL AAA
12.97
FITCH A1+
7.78
FITCH A1+(IND)
1.24
FITCH AAA(IND)
0.18
FITCH AAA(SO)
1.43
ICRA A1+
6.00
ICRA AA+
1.14
ICRA AAA
0.54
ICRA AAA(CE)
0.11
ICRA AAA(SO)
0.27
Sov
14.98
Unrated
0.28

About Kotak Savings Fund

Scheme Analysis

Kotak Savings Fund is a Debt - Ultra Short Duration Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 13-Aug-2004 and currently has an AUM of ₹13,954.84 crore. Kotak Savings Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and NIFTY Ultra Short Duration Debt Index as secondary index.

The NAV of Kotak Savings Fund ended up ₹0(0.02%)yesterday to ₹10.7324.

Among its top 3 holdings the fund has exposure to 182 DAYS TREASURY BILL 15/05/2025, and

The Kotak Savings Fund is managed by Deepak Agrawal and Manu Sharma.

Fund House Contact

Address:

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

Phone Number: +91 (22) 66384400

Email Address: mutual@kotak.com

Fax Number: +91 (22) 66384455

Website: https://www.kotakmf.com/

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