Kotak Savings Fund - IDCW - Direct Plan

Other Plans and Options
  • 0.02 %Nav, as on 23-01-2025

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  • Net Change on 23-01-2025

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview IDCW | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the Scheme is to generate returns through investments in debt and MMI with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct 6.66 6.93 7.67 6.63 5.91 7.02
Crisil 1 Yr T-Bill Index N/A N/A N/A N/A N/A N/A
NIFTY Ultra Short Duration Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct Jan 01, 2013 Unrated 7.67 6.63 5.91 0.37 13,954.84
Aditya Birla Sun Life Savings Fund-DIRECT - DAILY IDCW Jan 01, 2013 7.98 6.81 6.21 0.34 16,348.76
Aditya Birla Sun Life Savings Fund-DIRECT - WEEKLY IDCW Jan 01, 2013 7.99 6.79 6.20 0.34 16,348.76
HDFC Ultra Short Term Fund - Direct Plan-Daily IDCW Option Sep 24, 2018 7.68 6.67 6.02 0.37 14,104.63
HDFC Ultra Short Term Fund - Direct Plan-Monthly IDCW Option Sep 24, 2018 7.70 6.67 6.04 0.37 14,104.63
HDFC Ultra Short Term Fund - Direct Plan-Weekly IDCW Option Sep 24, 2018 7.69 6.57 5.97 0.37 14,104.63

Fund Holdings as on 31-December-2024

  • 182 DAYS TREASURY BILL 15/05/2025

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • BHARTI TELECOM LTD.**

  • 364 DAYS TREASURY BILL 06/02/2025

  • INDIAN BANK**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • PUNJAB NATIONAL BANK**

  • PUNJAB NATIONAL BANK**

  • AXIS BANK LTD.**

  • 7.99% MANKIND PHARMA LTD**

  • 5.99% LIC HOUSING FINANCE LTD.**

  • 8.3% Nirma Ltd.

  • IDFC FIRST BANK LIMITED**

  • FEDERAL BANK LTD.**

  • Union Bank of India**

  • AXIS BANK LTD.**

  • AXIS BANK LTD.**

  • INDUSIND BANK LTD.**

  • HDFC BANK LTD.**

  • PUNJAB NATIONAL BANK**

  • 8.9% BHARTI TELECOM LTD.(^)**

  • CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.**

  • ICICI BANK LTD.

  • AXIS BANK LTD.**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • BANK OF INDIA**

  • HDFC BANK LTD.**

  • HDFC BANK LTD.**

  • PTC INDIA UNIVERSAL TRUST AL1 (SERIES A1) 20/09/2026(INDIA UNIVERSAL TRUST AL1)**

  • 182 DAYS TREASURY BILL 08/05/2025

  • 6.4% LIC HOUSING FINANCE LTD.**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • 8.8% BHARTI TELECOM LTD.(^)**

  • 7.87% LIC HOUSING FINANCE LTD.**

  • ADITYA BIRLA FINANCE LTD.**

  • 5.65% Tamil Nadu State Govt - 2025 - Tamil Nadu

  • AXIS BANK LTD.**

  • PUNJAB NATIONAL BANK

  • 182 DAYS TREASURY BILL 14/02/2025

  • HDFC BANK LTD.**

  • CANARA BANK**

  • 182 DAYS TREASURY BILL 23/01/2025

  • 7.77% EMBASSY OFFICE PARKS REIT**

  • CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.**

  • 8.29% Maharashtra State Govt - 2025 - Maharashtra

  • 7.75% TITAN COMPANY LTD.**

  • 9.15% GRIHUM HOUSING FINANCE LIMITED**

  • 7.72% LIC HOUSING FINANCE LTD.**

  • 7.7% HDB Financial Services Ltd.**

  • MUTHOOT FINANCE LTD.**

  • PUNJAB NATIONAL BANK

  • Hero FinCorp Ltd.**

  • 6.4% John Deere Financial India Private Limited**

  • HDFC BANK LTD.**

  • AXIS BANK LTD.

  • 6.04% Gujarat State Govt - 2026 - Gujarat(^)

  • INDUSIND BANK LTD.**

  • Bahadur Chand Investments Private Limited**

  • 364 DAYS TREASURY BILL 26/12/2025

  • HDFC BANK LTD.**

  • 182 DAYS TREASURY BILL 01/05/2025

  • 8.17% EMBASSY OFFICE PARKS REIT**

  • 8.65% BHARTI TELECOM LTD.**

  • 7.07% Tamil Nadu State Govt - 2026 - Tamil Nadu

  • 7.92% BAJAJ HOUSING FINANCE LTD.(^)

  • 7.6% REC LTD

  • 5.63% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • HDFC BANK LTD.

  • BARCLAYS INVESTMENTS & LOAN (INDIA) PVT. LTD.**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • Union Bank of India**

  • CANARA BANK**

  • 7.5% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • 8% BAJAJ HOUSING FINANCE LTD.**

  • 7.83% BAJAJ HOUSING FINANCE LTD.(^)**

  • 7.88% Kotak Mahindra Prime Ltd.**

  • CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.**

  • 6.3% HDB Financial Services Ltd.**

  • 7.44% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA(^)**

  • INDIAN BANK**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • 7.57% Gujarat State Govt - 2026 - Gujarat

  • SBI ALTERNATIVE INVESTMENT FUND

  • SANSAR TRUST(SANSAR TRUST)**

  • 8.58% LIC HOUSING FINANCE LTD.**

  • 7.4% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT

  • 8.24% Tamil Nadu State Govt - 2025 - Tamil Nadu

  • 7.57% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • 6.87% MUTHOOT FINANCE LTD.**

  • CANARA BANK**

  • 7.17% GODREJ INDUSTRIES LTD**

  • 5.7% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • 6.75% Sikka Ports & Terminals Ltd. ( Mukesh Ambani Group ) **

  • GS CG 12/09/2025 - (STRIPS)

  • GS CG 17/12/2026 - (STRIPS)

  • 8% ONGC Petro Additions Ltd.**

  • 8.43% PNB HOUSING FINANCE LTD.**

  • PTC SANSAR TRUST (SERIES A1) 25/01/2025 (MAT- 25/11/2025)(SANSAR TRUST)**

  • Triparty Repo

  • Net Current Assets/(Liabilities)

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  • Miscellaneous

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Fund Manager

Most Recent Dividend

  • 13/12/2022

  • 13/09/2022

  • 17/08/2022

  • 13/07/2022

  • 14/06/2022

  • 13/05/2022

  • 13/04/2022

  • 15/03/2022

  • 15/02/2022

  • 13/01/2022

  • 14/12/2021

  • 15/11/2021

  • 13/10/2021

  • 13/03/2018

  • 15/09/2015

  • 13/08/2015

  • 14/07/2015

  • 15/06/2015

  • 13/05/2015

  • 13/03/2015

  • 13/02/2015

  • 13/01/2015

  • 15/12/2014

  • 13/06/2014

  • 13/05/2014

  • 16/04/2014

  • 13/03/2014

  • 13/02/2014

  • 15/01/2014

  • 13/12/2013

  • 13/11/2013

  • 15/10/2013

  • 13/09/2013

  • 15/07/2013

  • 13/06/2013

  • 14/05/2013

  • 15/04/2013

  • 13/03/2013

  • 13/02/2013

  • 15/01/2013

  • CARE A1+

  • CARE AA-

  • Cash

  • CRISIL A1+

  • CRISIL AA

  • CRISIL AA+

  • CRISIL AAA

  • FITCH A1+

  • FITCH A1+(IND)

  • FITCH AAA(IND)

  • FITCH AAA(SO)

  • ICRA A1+

  • ICRA AA+

  • ICRA AAA

  • ICRA AAA(CE)

  • ICRA AAA(SO)

  • Sov

  • Unrated

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About Kotak Savings Fund

Scheme Analysis

Kotak Savings Fund is a Debt - Ultra Short Duration Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹13,954.84 crore. Kotak Savings Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and NIFTY Ultra Short Duration Debt Index as secondary index.

The NAV of Kotak Savings Fund ended up ₹0(0.02%)yesterday to ₹18.7069.

Among its top 3 holdings the fund has exposure to 182 DAYS TREASURY BILL 15/05/2025, and

The Kotak Savings Fund is managed by Deepak Agrawal and Manu Sharma.

Fund House Contact

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

+91 (22) 66384400
mutual@kotak.com
+91 (22) 66384455