SBI Savings Fund - IDCW - Regular Plan

Item: SBI Savings Fund - IDCW - Regular Plan
Rating: 4
Author: PersonalFN

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₹15.8206 0.02 %Nav, as on 30-01-2025
Previous Nav
₹ 15.8176
Net Change on 30-01-2025
₹0
PersonalFN Rating
Category
Debt - Money Market Fund
Assets (Cr.)
₹ 25,721.65
Expense Ratio
0.69%
(As on Dec 31, 2024)

Fund Overview IDCW | Regular Plan

Fund House
SBI Mutual Fund
Launch Date
14-Jul-2004
Benchmark
Crisil 1 Yr T-Bill Index
Minimum Investment (₹)
500
Minimum Addl Investment (₹)
500
Exit Load (%)
NIL
Minimum SIP Investment (₹)
500
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
44.36
52 Week Low Nav Date
29-Jan-2024
52 Week High Nav (₹)
47.56
52 Week High Nav Date
29-Jan-2025

Fund Objective

To provide the investors an opportunity to invest in money market instruments.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
SBI Savings Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	6.85	6.53	7.19	6.22	5.44	6.95
Crisil 1 Yr T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Money Market Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
SBI Savings Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	Jul 14, 2004	7.19	6.22	5.44	0.69	25,721.65
Kotak Money market Fund - (Monthly Payout of Income Distribution cum capital withdrawal option)	Jul 14, 2003	7.65	6.70	5.79	0.35	26,727.60
SBI Savings Fund - Regular Plan Daily Income Distribution cum Capital Withdrawal Option (IDCW)	Mar 03, 2011	7.19	6.22	5.43	0.69	25,721.65
SBI Savings Fund - Regular Plan Weekly Income Distribution cum Capital Withdrawal Option (IDCW)	Nov 25, 2004	7.19	6.22	5.42	0.69	25,721.65
ICICI Prudential Money Market Fund Option - Daily IDCW	Mar 03, 2006	7.67	6.69	5.89	0.32	25,286.22
ICICI Prudential Money Market Fund Option - IDCW Others	May 25, 2014	7.67	6.69	5.95	0.32	25,286.22

Fund Holdings as on 31-December-2024

Company % Assets
Axis Bank Ltd.
4.81
Kotak Mahindra Bank Ltd.
4.52
JSW Infrastructure Ltd.
3.83
Bharti Telecom Ltd.
3.67
IndusInd Bank Ltd.
3.20
Bank of Baroda
3.20
7.38% State Government of Madhya Pradesh 2025
3.06
Axis Bank Ltd.
2.92
ICICI Bank Ltd.
2.81
Bank of India
2.49
Bharti Telecom Ltd.
1.92
Punjab & Sind Bank
1.92
IDBI Bank Ltd.
1.91
Indian Bank
1.88
IndusInd Bank Ltd.
1.85
LIC Housing Finance Ltd.
1.85
Sundaram Finance Ltd.
1.83
HDFC Bank Ltd.
1.82
Canara Bank
1.81
8.12% State Government of Assam 2025
1.56
Canara Bank
1.54
HDFC Bank Ltd.
1.53
The Federal Bank Ltd.
1.45
Panatone Finvest Ltd.
1.26
Union Bank of India
1.24
6.89% State Government of Rajasthan 2025
1.19
Tata Capital Housing Finance Ltd.
1.16
Equitas Small Finance Bank Ltd.
1.15
CSB Bank Ltd.
1.15
Julius Baer Capital (India) Pvt. Ltd.
1.12
HDFC Bank Ltd.
1.11
ICICI Bank Ltd.
1.09
Punjab National Bank
1.09
IDBI Bank Ltd.
1.09
8.00% State Government of Tamil Nadu 2025
1.04
Birla Group Holding Pvt. Ltd.
0.96
HDFC Credila Financial Services Pvt. Ltd.
0.96
HDFC Credila Financial Services Pvt. Ltd.
0.96
Motilal Oswal Financial Services Ltd.
0.96
Muthoot Finance Ltd.
0.96
Bajaj Finance Ltd.
0.93
HDFC Bank Ltd.
0.91
8.14% State Government of Rajasthan 2025
0.90
Equitas Small Finance Bank Ltd.
0.90
8.24% State Government of Tamil Nadu 2025
0.78
ICICI Securities Ltd.
0.77
Small Industries Development Bank of India
0.77
The Federal Bank Ltd.
0.77
ICICI Securities Ltd.
0.76
Small Industries Development Bank of India
0.75
Bajaj Finance Ltd.
0.75
TATA Capital Ltd.
0.73
Equitas Small Finance Bank Ltd.
0.72
ICICI Bank Ltd.
0.67
Muthoot Finance Ltd.
0.67
HDFC Bank Ltd.
0.65
364 DAY T-BILL 06.02.25
0.62
HDFC Credila Financial Services Pvt. Ltd.
0.58
Muthoot Finance Ltd.
0.57
Punjab National Bank
0.57
5.75% State Government of Karnataka 2025
0.48
Equitas Small Finance Bank Ltd.
0.48
Bank of Baroda
0.47
7.47% State Government of Gujarat 2025
0.47
8.07% State Government of Tamil Nadu 2025
0.43
8.20% CGL 2025
0.41
7.99% State Government of Maharashtra 2025
0.39
8.14% State Government of Maharashtra 2025
0.39
7.89% State Government of Gujarat 2025
0.39
5.80% State Government of Maharashtra 2025
0.39
ICICI Securities Ltd.
0.39
5.65% State Government of Tamil Nadu 2025
0.39
LIC Housing Finance Ltd.
0.38
Nexus Select Trust
0.38
Godrej Properties Ltd.
0.38
Motilal Oswal Financial Services Ltd.
0.38
Kotak Mahindra Bank Ltd.
0.38
Pilani Investment & Industries Corporation Ltd.
0.38
IGH Holdings Pvt Ltd.
0.37
Tata Capital Housing Finance Ltd.
0.37
Sundaram Home Finance Ltd.
0.36
8.08% State Government of Karnataka 2025
0.35
Corporate Debt Market Development Fund-A2
0.30
8.27% State Government of Haryana 2025
0.30
8.21% State Government of Maharashtra 2025
0.30
8.24% State Government of Andhra Pradesh 2025
0.20
8.24% State Government of Tamil Nadu 2025
0.20
8.08% State Government of Bihar 2025
0.19
8.15% State Government of Bihar 2025
0.19
Bank of Baroda
0.19
HDFC Bank Ltd.
0.19
Canara Bank
0.19
8.13% State Government of Maharashtra 2025
0.18
8.32% State Government of Maharashtra 2025
0.17
8.17% State Government of Uttar Pradesh 2025
0.16
6.69% State Government of Madhya Pradesh 2025
0.16
8.08% State Government of West Bengal 2025
0.14
8.27% State Government of Haryana 2025
0.10
8.25% State Government of Madhya Pradesh 2025
0.10
8.29% State Government of Haryana 2025
0.10
8.07% State Government of Gujarat 2025
0.08
8.06% State Government of Karnataka 2025
0.08
8.06% State Government of Tamil Nadu 2025
0.06
8.13% State Government of Tamil Nadu 2025
0.06
8.20% State Government of Gujarat 2025
0.04
Net Receivable / Payable
-3.13

Sector Holding%
Miscellaneous
54.69

Fund Manager

Rajeev Radhakrishnan

Education:B.E (Production), MMS (Finance) & CFA
Experience:10 Year
Basic Details:Mr. Rajeev has joined SBI Funds Management Pvt. Ltd. in June 2008 and manages various Fixed Income schemes. He brings with him over 10 years of experience in funds management including around 2 years in equity funds and research and 8 years in Fixed Income Funds. He was earlier associated with UTI Mutual Fund as a Co-Fund Manager, managing fixed income funds and debt portion of balanced schemes.
Funds Managed:
SBI Balanced Advantage Fund
SBI Magnum Children's Benefit Fund - Investment Plan
SBI Corporate Bond Fund
SBI Dynamic Bond Fund
SBI Dynamic Bond Fund
SBI Equity Hybrid Fund
SBI Floating Rate Debt Fund
SBI Liquid Fund
SBI Magnum Children's Benefit Fund - Savings Plan
SBI Magnum Low Duration Fund
SBI Balanced Advantage Fund
SBI Banking and PSU Fund
SBI Corporate Bond Fund
SBI Dynamic Bond Fund
SBI Equity Hybrid Fund
SBI Floating Rate Debt Fund
SBI Liquid Fund
SBI Magnum Children's Benefit Fund - Investment Plan
SBI Magnum Children's Benefit Fund - Savings Plan
SBI Magnum Gilt Fund
SBI Magnum Low Duration Fund
SBI Magnum Ultra Short Duration Fund
SBI Savings Fund
SBI Short Term Debt Fund

Most Recent Dividend

Dividend Details

Record Date Dividend (%)
28/02/2020
0.50
31/01/2020
0.50
27/12/2019
0.50
29/11/2019
0.50
25/10/2019
0.50
27/09/2019
0.50
30/08/2019
0.50
26/07/2019
0.50
28/06/2019
0.50
31/05/2019
0.50
29/03/2019
0.50
28/02/2019
0.50
31/01/2019
0.50
28/12/2018
0.50
30/11/2018
0.50
31/10/2018
0.50
28/09/2018
0.50
31/08/2018
0.50
31/07/2018
0.60
27/04/2018
0.40
23/03/2018
0.40
28/02/2018
0.40
31/01/2018
0.60
29/12/2017
0.60
30/11/2017
0.60
31/10/2017
0.60
29/09/2017
0.60
31/08/2017
0.60
31/07/2017
0.60
31/05/2017
0.60
28/04/2017
0.60
31/03/2017
0.60
28/02/2017
0.60
31/01/2017
0.60
30/12/2016
0.60
30/11/2016
0.60
28/10/2016
0.70
30/09/2016
0.70
31/08/2016
0.70
29/07/2016
0.60
30/06/2016
0.60
31/05/2016
0.60
29/04/2016
0.60
31/03/2016
0.60
29/02/2016
0.60
29/01/2016
0.60
31/12/2015
0.60
30/11/2015
0.60
30/10/2015
0.60
30/09/2015
0.60
31/08/2015
0.60
31/07/2015
0.60
30/06/2015
0.60
29/05/2015
0.60
30/04/2015
0.60
31/03/2015
0.50
27/02/2015
0.50
30/01/2015
0.80
31/12/2014
0.65
28/11/2014
0.65
31/10/2014
0.80
30/09/2014
0.78
28/08/2014
0.80
31/07/2014
0.80
30/06/2014
0.79
30/05/2014
0.70
30/04/2014
0.70
28/03/2014
0.65
28/02/2014
1.05
31/01/2014
0.84
31/12/2013
1.00
29/11/2013
1.00
31/10/2013
1.28
30/08/2013
0.98
31/07/2013
0.68
28/06/2013
0.67
31/05/2013
0.72
30/04/2013
0.95
26/03/2013
0.72
28/02/2013
0.70
31/01/2013
0.68
30/11/2012
0.64
31/10/2012
0.70
28/09/2012
0.70
31/08/2012
0.76
31/07/2012
0.76
29/06/2012
0.76
31/05/2012
0.72
17/04/2012
0.66
30/03/2012
0.41
29/02/2012
0.68
01/02/2012
0.28
30/12/2011
0.68
30/11/2011
0.68
31/10/2011
0.68
29/09/2011
0.72
30/08/2011
0.72
20/07/2011
0.81
01/06/2011
0.60
02/05/2011
0.65
31/03/2011
0.61
01/03/2011
0.57
01/02/2011
0.57
03/01/2011
0.57
01/12/2010
0.49
01/11/2010
0.49
01/10/2010
0.45
01/09/2010
0.41
02/08/2010
0.38
02/07/2010
0.41
01/06/2010
0.39
03/05/2010
0.37
31/03/2010
0.37
02/03/2010
0.37
01/02/2010
0.37
04/01/2010
0.33
01/12/2009
0.33
03/11/2009
0.33
01/10/2009
0.33
01/09/2009
0.33
03/08/2009
0.41
02/07/2009
0.32
01/06/2009
0.49
04/05/2009
0.56
31/03/2009
0.56
02/03/2009
0.64
02/02/2009
0.64
01/01/2009
0.55
01/12/2008
0.41
03/11/2008
0.25
01/10/2008
0.33
01/09/2008
0.41
01/08/2008
0.41
30/06/2008
0.41
02/06/2008
0.47
02/05/2008
0.49
31/03/2008
0.49
03/03/2008
0.44
01/02/2008
0.53
01/01/2008
4.62
03/12/2007
4.35
01/11/2007
6.40
01/10/2007
6.38
03/09/2007
3.56
01/08/2007
6.06
02/07/2007
5.86
01/06/2007
5.11
03/05/2007
5.65
30/03/2007
4.80
01/03/2007
5.17
02/02/2007
5.84
02/01/2007
5.29
01/12/2006
5.71
01/11/2006
4.85
03/10/2006
5.34
01/09/2006
5.66
01/08/2006
5.38
03/07/2006
4.28
01/06/2006
4.67
02/05/2006
4.00
31/03/2006
3.99
01/03/2006
2.85
01/02/2006
4.00
02/01/2006
4.00
01/12/2005
4.57
02/11/2005
4.10
03/10/2005
4.56
01/09/2005
4.20
01/08/2005
4.20
01/07/2005
4.57
01/06/2005
3.99
02/05/2005
4.00
31/03/2005
3.40
01/03/2005
34.25
01/02/2005
45.66
03/01/2005
45.66
29/11/2004
36.65
01/11/2004
36.65
29/09/2004
4.23
01/09/2004
4.84

Holding Type Holding %
[ICRA]A1+
7.73
CARE A1+
3.83
Cash
-3.13
CRISIL A1+
70.98
IND A1+
4.24
Sovereign
16.05
Unrated
0.30

About SBI Savings Fund

Scheme Analysis

SBI Savings Fund is a Debt - Money Market Fund fund and belongs to SBI Mutual Fund. It was launched on 14-Jul-2004 and currently has an AUM of ₹25,721.65 crore. SBI Savings Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and CRISIL Money Market Index as secondary index.

The NAV of SBI Savings Fund ended up ₹0(0.02%)yesterday to ₹15.8206.

Among its top 3 holdings the fund has exposure to Axis Bank Ltd., and

The SBI Savings Fund is managed by Rajeev Radhakrishnan .

Fund House Contact

Address:

9th Floor, Crescenzo, C - 38 & 39 G Block, BKC, Bandra (East) Mumbai - 400 051

Phone Number: 022 - 61793537

Email Address: customer.delight@sbimf.com

Fax Number: 022 - 22189663

Website: www.sbimf.com

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